CBNK
Capital Bancorp, Inc.
CBNK's fundamentals are strong, but it looks expensive: trading at 13x earnings, above its usual 9.1x. Analysts expect earnings growth.
CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
CBNK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
CBNK's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CBNK.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
CBNK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.8x | $25.86 | -38% |
| Fair | 9.1x | $30.16 | -28% |
| Forward | 11x | $41.97 | — |
| Expensive | 12x | $38.55 | -8.1% |
| Current | 13x | $41.97 | — |
Historical ranges are pointers, not guarantees.
CBNK's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
CBNK Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for CBNK, with profitability improving.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
CBNK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.81 | +15% |
| Q3 2026 | $3.32 | +13% |
| Q2 2026 | $3.41 | +28% |
| Q1 2026 | $3.32 | +34% |
| Q4 2025 | $3.41 | +61% |
| Q3 2025 | $2.93 | +26% |
| Q2 2025 | $2.66 | +10% |
| Q1 2025 | $2.47 | +5.6% |
| Q4 2024 | $2.12 | -17% |
CBNK has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
CBNK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $68.1M | +8% |
| Q2 2026 | $65.3M | +7.5% |
| Q1 2026 | $62.8M | +7.1% |
| Q4 2025 | $62.7M | +12% |
| Q3 2025 | $63.1M | +40% |
| Q2 2025 | $60.8M | +38% |
| Q1 2025 | $58.6M | +43% |
| Q4 2024 | $56.2M | +38% |
CBNK has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 26% | +27 points |
| Q2 2026 | 28% | +30 points |
| Q1 2026 | 25% | +27 points |
| Q4 2025 | 31% | +33 points |
| Q3 2025 | -1.5% | +0.8 points |
| Q2 2025 | -1.5% | +0.2 points |
| Q1 2025 | -1.5% | +0.7 points |
| Q4 2024 | -1.8% | -29 points |
CBNK has the edge over CIFR on profitability, with a higher operating margin.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
CBNK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $35.4M | +7.7% |
| Q2 2026 | -$5M | -$819K |
| Q1 2026 | $21.8M | -3.6% |
| Q4 2025 | $18.5M | -29% |
| Q3 2025 | $32.9M | +$33.4M |
| Q2 2025 | -$4.2M | -133% |
| Q1 2025 | $22.6M | +$26M |
| Q4 2024 | $25.9M | +318% |
CBNK has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
CBNK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.7% | +109K shares |
| 1 year | -2.1% | -362K shares |
| 3 years | +18% | +2.5M shares |
| 5 years | +16% | +2.3M shares |
| Available history | +18% | +2.5M shares |
CBNK has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $36,000 |
| Q1 2026 | $3.6M |
| Q4 2025 | $8.6M |
| Q3 2025 | $312,000 |
| Q2 2025 | $2.9M |
| Q1 2025 | $618,000 |
| Q4 2024 | — |
CBNK spent $12M buying back its own shares over the past year, about three times what it spent the year before.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
CBNK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.4x | Net Cash |
| Q1 2026 | -0.5x | Net Cash |
| Q4 2025 | -1.5x | Net Cash |
| Q3 2024 | -1.3x | Net Cash |
| Q2 2024 | -0.3x | Net Cash |
| Q1 2024 | -0.0x | Net Cash |
| Q4 2023 | 0.3x | Very low |
CBNK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CBNK.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
CBNK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 69.7 | Neutral |
| Stochastic | 78.3 | Neutral |
CBNK's weekly RSI is 70 (neutral) and its Stochastic is 78 (neutral).
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
CBNK PE vs Financial Services Sector
| Metric | CBNK | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 2.9% below |
| PE % | 90 | 63 | 27 pts above |
CBNK is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
CBNK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $40.3 | 4.3% above |
| 20 week MA | $38.0 | 11% above |
| 50 week MA | $33.6 | 25% above |
| 100 week MA | $32.1 | 31% above |
| 200 week MA | $26.7 | 57% above |
CBNK has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
CBNK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $14.7 | $13.6 | -7.2% |
| 2021 | $13.6 | $26.1 | +91% |
| 2022 | $26.1 | $23.7 | -9.3% |
| 2023 | $23.7 | $24.2 | +2.3% |
| 2024 | $24.2 | $28.6 | +18% |
| 2025 | $28.6 | $28.5 | -0.4% |
| 2026 YTD | $28.5 | $42.0 | +47% |
CBNK has the edge over CIFR on returns for 2026, with the stronger performance.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.