CASS
Cass Information Systems, Inc.
CASS has lower modeled downside risk, despite its lower overall score.
VRT
Vertiv Holdings Co
VRT has the edge over CASS overall, supported by stronger valuation and stronger modeled upside.
CASS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Stable | |
| Strong |
CASS's revenue, profitability and balance sheet are currently healthy, and its cash flow is stable.
VRT Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
VRT's revenue, profitability, cash flow and balance sheet are all currently strong.
CASS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 16x | $55.33 | — |
| Cheap | 17x | $48.78 | -12% |
| Current | 19x | $55.33 | — |
| Fair | 20x | $58.10 | +5% |
| Expensive | 25x | $71.98 | +30% |
Historical ranges are pointers, not guarantees.
CASS's PE is 19x, but its earnings don't support one, so it isn't a reliable read right now.
VRT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 23x | $210 | — |
| Current | 39x | $210 | — |
| Cheap | 58x | $308 | +47% |
| Fair | 72x | $383 | +83% |
| Expensive | 88x | $472 | +125% |
Historical ranges are pointers, not guarantees.
VRT has the edge over CASS in the historical PE scenario, which offers more potential upside but is not a forecast.
CASS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for CASS, with profitability improving.
VRT Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect strong earnings and revenue growth for VRT, with profitability improving.
CASS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.45 | +19% |
| Q3 2026 | $2.90 | +24% |
| Q2 2026 | $2.77 | +48% |
| Q1 2026 | $2.62 | +71% |
| Q4 2025 | $2.61 | +88% |
| Q3 2025 | $2.34 | +41% |
| Q2 2025 | $1.87 | -6% |
| Q1 2025 | $1.53 | -30% |
| Q4 2024 | $1.39 | -36% |
CASS earned $2.90 per share over the past year, up 24% from the year before. Its recent earnings include one-off gains.
VRT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.14 | +71% |
| Q3 2026 | $5.35 | +102% |
| Q2 2026 | $4.42 | +111% |
| Q1 2026 | $3.98 | +131% |
| Q4 2025 | $3.41 | +166% |
| Q3 2025 | $2.65 | +75% |
| Q2 2025 | $2.09 | +62% |
| Q1 2025 | $1.72 | +64% |
| Q4 2024 | $1.28 | +7.6% |
VRT has the edge over CASS on earnings, with more consistent year-over-year improvement.
CASS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $52.5M | +5.3% |
| Q2 2026 | $50.5M | +14% |
| Q1 2026 | $49.2M | +3.9% |
| Q4 2025 | $49.5M | -1.9% |
| Q3 2025 | $49.9M | -1.1% |
| Q2 2025 | $44.4M | -9.3% |
| Q1 2025 | $47.3M | -4.9% |
| Q4 2024 | $50.5M | -0.1% |
CASS's revenue has picked up after two years of holding roughly level: $52M last quarter, up 5.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 25% | +1.3 points |
| Q2 2026 | 26% | +12 points |
| Q1 2026 | 22% | -0.8 points |
| Q4 2025 | 20% | +8.8 points |
| Q3 2025 | 23% | +16 points |
| Q2 2025 | 14% | +2.3 points |
| Q1 2025 | 23% | +4.9 points |
| Q4 2024 | 11% | -9.1 points |
CASS has the edge over VRT on profitability, with a higher operating margin.
VRT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $4.3B | +61% |
| Q2 2026 | $3.3B | +24% |
| Q1 2026 | $2.6B | +30% |
| Q4 2025 | $2.9B | +23% |
| Q3 2025 | $2.7B | +29% |
| Q2 2025 | $2.6B | +35% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +26% |
VRT has the edge over CASS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +3.5 points |
| Q2 2026 | 19% | +2.7 points |
| Q1 2026 | 17% | +2.3 points |
| Q4 2025 | 20% | +0.7 points |
| Q3 2025 | 19% | +1.4 points |
| Q2 2025 | 17% | -0.4 points |
| Q1 2025 | 14% | +1.9 points |
| Q4 2024 | 19% | +4.2 points |
VRT's operating margin was 23% last quarter, up 3.5 points from the same quarter a year ago, near the top of its range since 2020.
CASS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.7M | -76% |
| Q2 2026 | $13.8M | +$16.5M |
| Q1 2026 | $12.7M | -33% |
| Q4 2025 | $4.1M | -76% |
| Q3 2025 | $11.3M | +$13.6M |
| Q2 2025 | -$2.6M | -130% |
| Q1 2025 | $19M | +208% |
| Q4 2024 | $17.1M | +558% |
CASS generated $33M in free cash flow over the past year, down 26% from the year before.
VRT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $654.9M | +41% |
| Q2 2026 | $926.5M | +233% |
| Q1 2026 | $654.2M | +145% |
| Q4 2025 | $885.6M | +143% |
| Q3 2025 | $463.5M | +36% |
| Q2 2025 | $277.9M | -19% |
| Q1 2025 | $266.8M | +162% |
| Q4 2024 | $364.5M | +18% |
VRT has the edge over CASS on cash flow, with more consistent year-over-year improvement.
CASS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -27.5K shares |
| 1 year | -2.7% | -358K shares |
| 3 years | -5.4% | -751K shares |
| 5 years | -8.7% | -1.2M shares |
| Available history | -11% | -1.7M shares |
CASS has the edge over VRT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $3.1M |
| Q1 2026 | $2.9M |
| Q4 2025 | $8.3M |
| Q3 2025 | $6.7M |
| Q2 2025 | $5.9M |
| Q1 2025 | $5.1M |
| Q4 2024 | $3.5M |
CASS spent $14M buying back its own shares over the past year, down 33% from the year before.
VRT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -64.9K shares |
| 1 year | +0.4% | +1.8M shares |
| 3 years | +1.1% | +4.4M shares |
| 5 years | +10% | +36M shares |
| Available history | +63% | +152M shares |
VRT has 393M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | $599.9M |
CASS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.4x | Net Cash |
| Q2 2026 | 0.7x | Very low |
| Q1 2026 | 2.4x | Moderate |
| Q4 2025 | -0.6x | Net Cash |
| Q3 2025 | -0.7x | Net Cash |
| Q2 2025 | -0.2x | Net Cash |
| Q1 2025 | -0.4x | Net Cash |
| Q4 2024 | -0.6x | Net Cash |
CASS has the edge over VRT on leverage, with a lower net debt burden relative to earnings.
VRT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | 0.1x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.6x | Very low |
| Q3 2025 | 0.8x | Very low |
| Q2 2025 | 0.7x | Very low |
| Q1 2025 | 0.8x | Very low |
| Q4 2024 | 1.0x | Healthy |
VRT has more cash than debt.
CASS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.8 | Neutral |
| Stochastic | 30.2 | Neutral |
CASS's weekly RSI is 60 (neutral) and its Stochastic is 30 (neutral).
VRT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.0 | Neutral |
| Stochastic | 26.4 | Neutral |
VRT's weekly RSI is 43 (neutral) and its Stochastic is 26 (neutral).
CASS PE vs Industrials Sector
| Metric | CASS | Sector median | Relative |
|---|---|---|---|
| PE | 19x | 24x | 21% below |
| PE % | 40 | 58 | 18 pts below |
CASS has the edge over VRT on valuation relative to its sector.
VRT PE vs Industrials Sector
| Metric | VRT | Sector median | Relative |
|---|---|---|---|
| PE | 39x | 24x | 63% above |
| PE % | 3 | 58 | 55 pts below |
VRT is trading at 39x earnings, a 63% premium to the Industrials sector's median of 24x.
CASS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $54.2 | 2.1% above |
| 20 week MA | $54.8 | 0.9% above |
| 50 week MA | $49.2 | 12% above |
| 100 week MA | $45.4 | 22% above |
| 200 week MA | $43.9 | 26% above |
CASS has the edge over VRT on trend strength, trading above more of its moving averages.
VRT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $221.8 | 5.5% below |
| 20 week MA | $254.4 | 18% below |
| 50 week MA | $253.9 | 17% below |
| 100 week MA | $189.1 | 11% above |
| 200 week MA | $123.5 | 70% above |
VRT has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 70% above its 200-week average.
CASS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $58.5 | $38.1 | -35% |
| 2021 | $38.1 | $40.3 | +5.7% |
| 2022 | $40.3 | $44.6 | +11% |
| 2023 | $44.6 | $45.1 | +0.9% |
| 2024 | $45.1 | $41.0 | -8.9% |
| 2025 | $41.0 | $42.3 | +3.1% |
| 2026 YTD | $42.3 | $55.3 | +31% |
CASS has the edge over VRT on returns for 2026, with the stronger performance.
VRT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.9 | $18.9 | +73% |
| 2021 | $18.9 | $24.9 | +31% |
| 2022 | $24.9 | $12.8 | -48% |
| 2023 | $12.8 | $48.0 | +275% |
| 2024 | $48.0 | $115.1 | +140% |
| 2025 | $115.1 | $167.6 | +46% |
| 2026 YTD | $167.6 | $209.6 | +25% |
VRT's yearly returns have swung widely, from +275% in 2023 to −48% in 2022. It's up 25% so far in 2026.