CASS

Cass Information Systems, Inc.

66
Fundamentals72/ 100
Valuation50/ 100
Upside potential54/ 100
Risk potential11/ 100

CASS's fundamentals are strong: its operating margin rose 5 points to 23% and revenue grew 5%, though free cash flow fell 26%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

EOSE

Eos Energy Enterprises, Inc.

There isn't enough reported data to score EOSE yet.

CASS Fundamentals

MetricStatus
Healthy
Strong
Stable
Strong

CASS's revenue, profitability and balance sheet are currently healthy, and its cash flow is stable.

EOSE Fundamentals

MetricStatus
Healthy
Weak
Weak
Unavailable

EOSE's revenue is currently healthy, but its profitability and cash flow are weak. There isn't enough data to rate its balance sheet.

CASS PE Valuation

CHEAPFAIREXPENSIVE8.4x17x25x34x
CHEAPFAIREXPENSIVE8.4x17x25x34x
LevelPEPriceVs current
Forward16x$55.33โ€”
Cheap17x$48.78-12%
Current19x$55.33โ€”
Fair20x$58.10+5%
Expensive25x$71.98+30%

Historical ranges are pointers, not guarantees.

CASS's PE is 19x, but its earnings don't support one, so it isn't a reliable read right now.

EOSE PE Valuation

EOSE has no meaningful PE right now: it lost money over the past year.

CASS Forward outlook

MetricOutlook
Improving
Strong growth
Growth
Strongly improving
Limited
High

Analysts expect earnings and revenue growth for CASS, with profitability improving.

EOSE Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
--
Limited
Low

Analysts expect EOSE's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

CASS Risk to reward

ScenarioChangePrice
Upside+13%$62.66
Downside-11%$49.06

Calculated from the latest close: $55.33 on Nov 12.

There is not enough scenario data to compare CASS and EOSE's risk to reward.

EOSE Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $1.81 on Nov 12.

There is not enough scenario data to compare CASS and EOSE's risk to reward.

CASS Earnings Per Share

Q4 2023: $2.18Q1 2024: $2.19Q2 2024: $1.99Q3 2024: $1.66Q4 2024: $1.39Q1 2025: $1.53Q2 2025: $1.87Q3 2025: $2.34Q4 2025: $2.61Q1 2026: $2.62Q2 2026: $2.77Q3 2026: $2.90Forward: $3.45
Q4 2023: $2.18Q1 2024: $2.19Q2 2024: $1.99Q3 2024: $1.66Q4 2024: $1.39Q1 2025: $1.53Q2 2025: $1.87Q3 2025: $2.34Q4 2025: $2.61Q1 2026: $2.62Q2 2026: $2.77Q3 2026: $2.90Forward: $3.45
QuarterTTM EPSYoY
Forward$3.45+19%
Q3 2026$2.90+24%
Q2 2026$2.77+48%
Q1 2026$2.62+71%
Q4 2025$2.61+88%
Q3 2025$2.34+41%
Q2 2025$1.87-6%
Q1 2025$1.53-30%
Q4 2024$1.39-36%

CASS has the stronger earnings trend. Trailing diluted EPS is up 24% for CASS versus EOSE down 224%.

EOSE Earnings Per Share

Q4 2024: $-4.55
Q4 2024: $-4.55
QuarterTTM EPSYoY
Q3 2023-$2.69+$0.85
Q2 2023-$3.76-$1.00
Q1 2023-$3.65-$0.86
Q4 2022-$3.68-$1.32
Q3 2022-$3.54+$5.19

EOSE is still losing money, but less than at its worst: $4.55 per share over the past year, against $8.73 at its worst in late 2021.

CASS Quarterly Revenue

Q4 2023: $51MQ1 2024: $50MQ2 2024: $49MQ3 2024: $50MQ4 2024: $50MQ1 2025: $47MQ2 2025: $44MQ3 2025: $50MQ4 2025: $50MQ1 2026: $49MQ2 2026: $50MQ3 2026: $52M
Q4 2023: $51MQ1 2024: $50MQ2 2024: $49MQ3 2024: $50MQ4 2024: $50MQ1 2025: $47MQ2 2025: $44MQ3 2025: $50MQ4 2025: $50MQ1 2026: $49MQ2 2026: $50MQ3 2026: $52M
QuarterRevenueYoY
Q3 2026$52.5M+5.3%
Q2 2026$50.5M+14%
Q1 2026$49.2M+3.9%
Q4 2025$49.5M-1.9%
Q3 2025$49.9M-1.1%
Q2 2025$44.4M-9.3%
Q1 2025$47.3M-4.9%
Q4 2024$50.5M-0.1%

CASS's revenue has picked up after two years of holding roughly level: $52M last quarter, up 5.3% from the same quarter a year ago.

EOSE Quarterly Revenue

Q4 2023: $7MQ1 2024: $7MQ2 2024: $898,000Q3 2024: $854,000Q4 2024: $7MQ1 2025: $10MQ2 2025: $15MQ3 2025: $31MQ4 2025: $58MQ1 2026: $57MQ2 2026: $69MQ3 2026: $83M
Q4 2023: $7MQ1 2024: $7MQ2 2024: $898,000Q3 2024: $854,000Q4 2024: $7MQ1 2025: $10MQ2 2025: $15MQ3 2025: $31MQ4 2025: $58MQ1 2026: $57MQ2 2026: $69MQ3 2026: $83M
QuarterRevenueYoY
Q3 2026$82.7M+171%
Q2 2026$68.8M+351%
Q1 2026$57M+445%
Q4 2025$58M+700%
Q3 2025$30.5M+3473%
Q2 2025$15.2M+1597%
Q1 2025$10.5M+58%
Q4 2024$7.3M+9.7%

EOSE has the edge over CASS on sales, with more consistent year-over-year improvement.

CASS Free Cash Flow

Q4 2023: $3MQ1 2024: $6MQ2 2024: $9MQ3 2024: โˆ’$2MQ4 2024: $17MQ1 2025: $19MQ2 2025: โˆ’$3MQ3 2025: $11MQ4 2025: $4MQ1 2026: $13MQ2 2026: $14MQ3 2026: $3M
Q4 2023: $3MQ1 2024: $6MQ2 2024: $9MQ3 2024: โˆ’$2MQ4 2024: $17MQ1 2025: $19MQ2 2025: โˆ’$3MQ3 2025: $11MQ4 2025: $4MQ1 2026: $13MQ2 2026: $14MQ3 2026: $3M
QuarterFree cash flowYoY
Q3 2026$2.7M-76%
Q2 2026$13.8M+$16.5M
Q1 2026$12.7M-33%
Q4 2025$4.1M-76%
Q3 2025$11.3M+$13.6M
Q2 2025-$2.6M-130%
Q1 2025$19M+208%
Q4 2024$17.1M+558%

CASS has the edge over EOSE on cash generation, producing positive trailing cash flow while its opponent burns cash.

EOSE Free Cash Flow

Q4 2023: โˆ’$46MQ1 2024: โˆ’$45MQ2 2024: โˆ’$33MQ3 2024: โˆ’$54MQ4 2024: โˆ’$56MQ1 2025: โˆ’$34MQ2 2025: โˆ’$73MQ3 2025: โˆ’$83MQ4 2025: โˆ’$75MQ1 2026: โˆ’$155MQ2 2026: โˆ’$107MQ3 2026: โˆ’$105M
Q4 2023: โˆ’$46MQ1 2024: โˆ’$45MQ2 2024: โˆ’$33MQ3 2024: โˆ’$54MQ4 2024: โˆ’$56MQ1 2025: โˆ’$34MQ2 2025: โˆ’$73MQ3 2025: โˆ’$83MQ4 2025: โˆ’$75MQ1 2026: โˆ’$155MQ2 2026: โˆ’$107MQ3 2026: โˆ’$105M
QuarterFree cash flowYoY
Q3 2026-$105.1M-$22.4M
Q2 2026-$107.4M-$34.3M
Q1 2026-$154.8M-$121M
Q4 2025-$75.2M-$19.5M
Q3 2025-$82.7M-$28.5M
Q2 2025-$73.2M-$40.6M
Q1 2025-$33.8M+$10.7M
Q4 2024-$55.8M-$10.2M

EOSE has burned cash in almost every quarter: โˆ’$443M over the past year, against โˆ’$246M the year before.

CASS Total Shares

Q4 2023: 14MQ1 2024: 14MQ2 2024: 14MQ3 2024: 14MQ4 2024: 14MQ1 2025: 14MQ2 2025: 14MQ3 2025: 13MQ4 2025: 13MQ1 2026: 13MQ2 2026: 13MQ3 2026: 13M
Q4 2023: 14MQ1 2024: 14MQ2 2024: 14MQ3 2024: 14MQ4 2024: 14MQ1 2025: 14MQ2 2025: 14MQ3 2025: 13MQ4 2025: 13MQ1 2026: 13MQ2 2026: 13MQ3 2026: 13M
PeriodChange %Net change
Quarterly-0.2%-27.5K shares
1 year-2.7%-358K shares
3 years-5.4%-751K shares
5 years-8.7%-1.2M shares
Available history-11%-1.7M shares

CASS has the edge over EOSE on shareholder dilution, with a more favorable share count trend.

EOSE Total Shares

Q1 2024: 201MQ2 2024: 211MQ3 2024: 217MQ4 2024: 212MQ2 2025: 238MQ3 2025: 272MQ2 2026: 340MQ3 2026: 553M
Q1 2024: 201MQ2 2024: 211MQ3 2024: 217MQ4 2024: 212MQ2 2025: 238MQ3 2025: 272MQ2 2026: 340MQ3 2026: 553M
PeriodChange %Net change
Quarterly+63%+213M shares
1 year+161%+341M shares
3 years+888%+497M shares

EOSE has 553M diluted shares, up 161% from a year ago.

CASS Net Leverage

Q4 2023: -0.5xQ1 2024: -0.4xQ2 2024: -0.2xQ3 2024: -0.9xQ4 2024: -0.6xQ1 2025: -0.4xQ2 2025: -0.2xQ3 2025: -0.7xQ4 2025: -0.6xQ1 2026: 2.4xQ2 2026: 0.7xQ3 2026: -0.4x
Q4 2023: -0.5xQ1 2024: -0.4xQ2 2024: -0.2xQ3 2024: -0.9xQ4 2024: -0.6xQ1 2025: -0.4xQ2 2025: -0.2xQ3 2025: -0.7xQ4 2025: -0.6xQ1 2026: 2.4xQ2 2026: 0.7xQ3 2026: -0.4x
QuarterNet LeverageStatus
Q3 2026-0.4xNet Cash
Q2 20260.7xVery low
Q1 20262.4xModerate
Q4 2025-0.6xNet Cash
Q3 2025-0.7xNet Cash
Q2 2025-0.2xNet Cash
Q1 2025-0.4xNet Cash
Q4 2024-0.6xNet Cash

CASS has more cash than debt.

EOSE Net Leverage

EOSE's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

CASS Weekly Momentum

MetricValueStatus
RSI59.8Neutral
Stochastic30.2Neutral

CASS's weekly RSI is 60 (neutral) and its Stochastic is 30 (neutral).

EOSE Weekly Momentum

MetricValueStatus
RSI32.5Neutral
Stochastic7.4Oversold

EOSE's weekly RSI is 33 (neutral) and its Stochastic is 7 (oversold).

CASS PE vs Industrials Sector

MetricCASSSector medianRelative
PE19x24x21% below
PE %405818 pts below

CASS is trading at 19x earnings, a 21% discount to the Industrials sector's median of 24x, though its earnings don't support one.

EOSE PE vs Industrials Sector

EOSE has no meaningful PE right now: it lost money over the past year.

CASS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$54.22.1% above
20 week MA$54.80.9% above
50 week MA$49.212% above
100 week MA$45.422% above
200 week MA$43.926% above

CASS has the edge over EOSE on trend strength, trading above more of its moving averages.

EOSE Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$2.2419% below
20 week MA$3.2845% below
50 week MA$7.0174% below
100 week MA$7.1075% below
200 week MA$4.5360% below

EOSE is in a downtrend: it's below all five of its weekly moving averages, and 60% below its 200-week average.

CASS Yearly ROI

YearStart priceEnd priceROI
2020$58.5$38.1-35%
2021$38.1$40.3+5.7%
2022$40.3$44.6+11%
2023$44.6$45.1+0.9%
2024$45.1$41.0-8.9%
2025$41.0$42.3+3.1%
2026 YTD$42.3$55.3+31%

CASS has the edge over EOSE on returns for 2026, with the stronger performance.

EOSE Yearly ROI

YearStart priceEnd priceROI
2020$9.72$19.2+98%
2021$19.2$8.57-55%
2022$8.57$1.08-87%
2023$1.08$1.09+0.9%
2024$1.09$5.17+374%
2025$5.17$11.9+129%
2026 YTD$11.9$1.81-85%

EOSE's yearly returns have swung widely, from +374% in 2024 to โˆ’87% in 2022. It's down 85% so far in 2026.

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