CASH
Pathward Financial, Inc.
CASH's fundamentals are mixed: its operating margin held steady at 25%, but revenue fell 0.8%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
CASH Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
CASH's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CASH.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
CASH PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 7.8x | $75.02 | — |
| Cheap | 7.9x | $63.26 | -16% |
| Current | 9.2x | $75.02 | — |
| Fair | 10x | $79.89 | +6.5% |
| Expensive | 13x | $99.80 | +33% |
Historical ranges are pointers, not guarantees.
CASH's PE is 9.2x, but its earnings don't support one, so it isn't a reliable read right now.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
CASH Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
CASH has the edge over COIN on the outlook, with more favorable revenue expectations.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
CASH Earnings Per Share
CASH and COIN do not have enough comparable growth data to identify a winner.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
CASH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $189.6M | -3.1% |
| Q1 2026 | $276.3M | +0.5% |
| Q4 2025 | $173.1M | -5.2% |
| Q3 2025 | $186.7M | +4% |
| Q2 2025 | $195.8M | +11% |
| Q1 2025 | $274.8M | +11% |
| Q4 2024 | $182.6M | +12% |
| Q3 2024 | $179.5M | +12% |
CASH has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 17% | -7.1 points |
| Q1 2026 | 32% | -1.7 points |
| Q4 2025 | 25% | +4.8 points |
| Q3 2025 | 26% | +5 points |
| Q2 2025 | 24% | -2.6 points |
| Q1 2025 | 33% | +0.6 points |
| Q4 2024 | 20% | -0.9 points |
| Q3 2024 | 21% | -0.1 points |
CASH has the edge over COIN on profitability, with a higher operating margin.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
CASH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $48.6M | +75% |
| Q1 2026 | $230.6M | +25% |
| Q4 2025 | $104.1M | +$177.9M |
| Q3 2025 | $300.3M | +116% |
| Q2 2025 | $27.7M | -73% |
| Q1 2025 | $184.7M | -3.4% |
| Q4 2024 | -$73.8M | -459% |
| Q3 2024 | $138.8M | +25% |
CASH has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
CASH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.6% | -554K shares |
| 1 year | -8.5% | -2M shares |
| 3 years | -20% | -5.3M shares |
| 5 years | -32% | -10.2M shares |
| Available history | -46% | -17.8M shares |
CASH has the edge over COIN on shareholder dilution, with a more favorable share count trend.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
CASH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | -0.4x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -0.3x | Net Cash |
| Q2 2025 | -0.4x | Net Cash |
| Q1 2025 | -0.8x | Net Cash |
| Q4 2024 | -2.2x | Net Cash |
| Q3 2024 | 1.0x | Very low |
CASH's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like CASH.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over CASH on leverage, with a lower net debt burden relative to earnings.
CASH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 41.6 | Neutral |
| Stochastic | 27.2 | Neutral |
CASH's weekly RSI is 42 (neutral) and its Stochastic is 27 (neutral).
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
CASH PE vs Financial Services Sector
| Metric | CASH | Sector median | Relative |
|---|---|---|---|
| PE | 9.2x | 13x | 29% below |
| PE % | 37 | 63 | 26 pts below |
CASH is trading at 9.2x earnings, a 29% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
CASH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $74.6 | 0.6% above |
| 20 week MA | $80.8 | 7.2% below |
| 50 week MA | $83.3 | 10% below |
| 100 week MA | $79.4 | 5.6% below |
| 200 week MA | $66.9 | 12% above |
CASH has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
CASH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.5 | $36.7 | +3.3% |
| 2021 | $36.7 | $57.8 | +58% |
| 2022 | $57.8 | $42.5 | -26% |
| 2023 | $42.5 | $52.9 | +25% |
| 2024 | $52.9 | $74.0 | +40% |
| 2025 | $74.0 | $73.4 | -0.8% |
| 2026 YTD | $73.4 | $75.0 | +2.2% |
CASH has the edge over COIN on returns for 2026, with the stronger performance.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.