CAC
Camden National Corporation
CAC has a slight edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
CAC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
CAC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CAC.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
CAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.3x | $49.23 | -17% |
| Fair | 11x | $56.41 | -4.9% |
| Current | 11x | $59.31 | — |
| Forward | 11x | $59.31 | — |
| Expensive | 13x | $66.74 | +13% |
Historical ranges are pointers, not guarantees.
CAC has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
CAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for CAC, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
CAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.64 | +6.3% |
| Q3 2026 | $5.31 | +51% |
| Q2 2026 | $5.22 | +65% |
| Q1 2026 | $4.70 | +50% |
| Q4 2025 | $3.84 | +6.1% |
| Q3 2025 | $3.51 | +9.7% |
| Q2 2025 | $3.16 | +6.4% |
| Q1 2025 | $3.14 | +4.3% |
| Q4 2024 | $3.62 | +22% |
CAC has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
CAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $68.7M | +5% |
| Q2 2026 | $67.4M | +8.2% |
| Q1 2026 | $64.3M | +7.1% |
| Q4 2025 | $68.1M | +43% |
| Q3 2025 | $65.4M | +45% |
| Q2 2025 | $62.3M | +45% |
| Q1 2025 | $60.1M | +44% |
| Q4 2024 | $47.6M | +23% |
CAC's revenue has grown year over year for 10 quarters in a row: $69M last quarter, up 5% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 43% | +2.1 points |
| Q2 2026 | 44% | +15 points |
| Q1 2026 | 44% | +33 points |
| Q4 2025 | 41% | +2.8 points |
| Q3 2025 | 41% | +5.3 points |
| Q2 2025 | 29% | -6.2 points |
| Q1 2025 | 10% | -29 points |
| Q4 2024 | 39% | +12 points |
CAC's operating margin was 43% last quarter, up 2.1 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over CAC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over CAC on profitability, with a higher operating margin.
CAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.3M | -5.9% |
| Q2 2026 | $29.9M | +558% |
| Q1 2026 | $18.2M | +$19M |
| Q4 2025 | $19M | -54% |
| Q3 2025 | $35.4M | +$51.6M |
| Q2 2025 | $4.5M | -66% |
| Q1 2025 | -$727K | -104% |
| Q4 2024 | $41.2M | +$53.3M |
CAC's free cash flow was $100M over the past year, up 25% from the year before. Free cash flow isn't a meaningful measure for financial services companies like CAC.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over CAC on cash flow, with more consistent year-over-year improvement.
CAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +13.2K shares |
| 1 year | +0.1% | +10K shares |
| 3 years | +17% | +2.4M shares |
| 5 years | +13% | +2M shares |
| Available history | +10% | +1.6M shares |
CAC has 17M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $2.5M |
| Q1 2026 | $1.5M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q4 2024 | $37,000 |
| Q3 2024 | — |
| Q4 2023 | — |
CAC spent $4M buying back its own shares over the past year.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over CAC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
CAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2020 | 4.4x | High |
| Q4 2019 | 4.0x | Elevated |
CAC's net debt is about 4.4 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like CAC.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
CAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 65.7 | Neutral |
| Stochastic | 60.5 | Neutral |
CAC's weekly RSI is 66 (neutral) and its Stochastic is 60 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
CAC PE vs Financial Services Sector
| Metric | CAC | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 14% below |
| PE % | 67 | 63 | 4 pts above |
CAC has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
CAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $57.4 | 3.3% above |
| 20 week MA | $56.9 | 4.3% above |
| 50 week MA | $51.5 | 15% above |
| 100 week MA | $45.9 | 29% above |
| 200 week MA | $40.7 | 46% above |
CAC has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
CAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $46.1 | $35.3 | -23% |
| 2021 | $35.3 | $48.2 | +36% |
| 2022 | $48.2 | $41.5 | -14% |
| 2023 | $41.5 | $37.6 | -9.4% |
| 2024 | $37.6 | $42.8 | +14% |
| 2025 | $42.8 | $44.6 | +4% |
| 2026 YTD | $44.6 | $59.3 | +33% |
CAC has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.