CAC

Camden National Corporation

61
Fundamentals78/ 100
Valuation44/ 100
Upside potential60/ 100
Risk potential14/ 100

CAC's fundamentals are strong: its operating margin rose 14 points to 43% and revenue grew 14%. At 11x earnings, it's trading in line with its usual 11x. Analysts expect earnings growth.

CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

CAC Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

CAC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CAC.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

CAC PE Valuation

CHEAPFAIREXPENSIVE3.9x7.8x12x16x
CHEAPFAIREXPENSIVE3.9x7.8x12x16x
LevelPEPriceVs current
Cheap9.3x$49.23-17%
Fair11x$56.41-4.9%
Current11x$59.31โ€”
Forward11x$59.31โ€”
Expensive13x$66.74+13%

Historical ranges are pointers, not guarantees.

CAC's PE is in its expensive range at 11.2x. If earnings grow as analysts expect, today's price would be 10.5x next year's earnings, in its fair range.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

CAC Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for CAC, with profitability improving.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

CAC Risk to reward

ScenarioChangePrice
Upside+20%$71.14
Downside-14%$51.29

Calculated from the latest close: $59.31 on Nov 12.

There is not enough scenario data to compare CAC and CIFR's risk to reward.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CAC and CIFR's risk to reward.

CAC Earnings Per Share

Q4 2023: $2.97Q1 2024: $3.01Q2 2024: $2.97Q3 2024: $3.20Q4 2024: $3.62Q1 2025: $3.14Q2 2025: $3.16Q3 2025: $3.51Q4 2025: $3.84Q1 2026: $4.70Q2 2026: $5.22Q3 2026: $5.31Forward: $5.64
Q4 2023: $2.97Q1 2024: $3.01Q2 2024: $2.97Q3 2024: $3.20Q4 2024: $3.62Q1 2025: $3.14Q2 2025: $3.16Q3 2025: $3.51Q4 2025: $3.84Q1 2026: $4.70Q2 2026: $5.22Q3 2026: $5.31Forward: $5.64
QuarterTTM EPSYoY
Forward$5.64+6.3%
Q3 2026$5.31+51%
Q2 2026$5.22+65%
Q1 2026$4.70+50%
Q4 2025$3.84+6.1%
Q3 2025$3.51+9.7%
Q2 2025$3.16+6.4%
Q1 2025$3.14+4.3%
Q4 2024$3.62+22%

CAC has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

CAC Quarterly Revenue

Q4 2023: $39MQ1 2024: $42MQ2 2024: $43MQ3 2024: $45MQ4 2024: $48MQ1 2025: $60MQ2 2025: $62MQ3 2025: $65MQ4 2025: $68MQ1 2026: $64MQ2 2026: $67MQ3 2026: $69M
Q4 2023: $39MQ1 2024: $42MQ2 2024: $43MQ3 2024: $45MQ4 2024: $48MQ1 2025: $60MQ2 2025: $62MQ3 2025: $65MQ4 2025: $68MQ1 2026: $64MQ2 2026: $67MQ3 2026: $69M
QuarterRevenueYoY
Q3 2026$68.7M+5%
Q2 2026$67.4M+8.2%
Q1 2026$64.3M+7.1%
Q4 2025$68.1M+43%
Q3 2025$65.4M+45%
Q2 2025$62.3M+45%
Q1 2025$60.1M+44%
Q4 2024$47.6M+23%

CAC has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

CAC Free Cash Flow

Q4 2023: โˆ’$12MQ1 2024: $17MQ2 2024: $13MQ3 2024: โˆ’$16MQ4 2024: $41MQ1 2025: โˆ’$727,000Q2 2025: $5MQ3 2025: $35MQ4 2025: $19MQ1 2026: $18MQ2 2026: $30MQ3 2026: $33M
Q4 2023: โˆ’$12MQ1 2024: $17MQ2 2024: $13MQ3 2024: โˆ’$16MQ4 2024: $41MQ1 2025: โˆ’$727,000Q2 2025: $5MQ3 2025: $35MQ4 2025: $19MQ1 2026: $18MQ2 2026: $30MQ3 2026: $33M
QuarterFree cash flowYoY
Q3 2026$33.3M-5.9%
Q2 2026$29.9M+558%
Q1 2026$18.2M+$19M
Q4 2025$19M-54%
Q3 2025$35.4M+$51.6M
Q2 2025$4.5M-66%
Q1 2025-$727K-104%
Q4 2024$41.2M+$53.3M

CAC has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Free Cash Flow

Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was โˆ’$3.1B over the past year, against โˆ’$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

CAC Total Shares

Q4 2023: 15MQ1 2024: 15MQ2 2024: 15MQ3 2024: 15MQ4 2024: 15MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17MQ3 2026: 17M
Q4 2023: 15MQ1 2024: 15MQ2 2024: 15MQ3 2024: 15MQ4 2024: 15MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17MQ3 2026: 17M
PeriodChange %Net change
Quarterly+0.1%+13.2K shares
1 year+0.1%+10K shares
3 years+17%+2.4M shares
5 years+13%+2M shares
Available history+10%+1.6M shares

CAC has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

CAC Net Leverage

QuarterNet LeverageStatus
Q1 20204.4xHigh
Q4 20194.0xElevated

CAC's net debt is about 4.4 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like CAC.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

CAC Weekly Momentum

MetricValueStatus
RSI65.7Neutral
Stochastic60.5Neutral

CAC's weekly RSI is 66 (neutral) and its Stochastic is 60 (neutral).

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

CAC PE vs Financial Services Sector

MetricCACSector medianRelative
PE11x13x14% below
PE %67634 pts above

CAC is trading at 11x earnings, a 14% discount to the Financial Services sector's median of 13x.

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13xโ€”

CIFR has no meaningful PE right now: it lost money over the past year.

CAC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$57.43.3% above
20 week MA$56.94.3% above
50 week MA$51.515% above
100 week MA$45.929% above
200 week MA$40.746% above

CAC has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

CAC Yearly ROI

YearStart priceEnd priceROI
2020$46.1$35.3-23%
2021$35.3$48.2+36%
2022$48.2$41.5-14%
2023$41.5$37.6-9.4%
2024$37.6$42.8+14%
2025$42.8$44.6+4%
2026 YTD$44.6$59.3+33%

CAC has the edge over CIFR on returns for 2026, with the stronger performance.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to โˆ’90% in 2022. It's down 53% so far in 2026.

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