C
Citigroup Inc.
C's fundamentals are strong, but it looks expensive: trading at 12x earnings, above its usual 10x. Analysts expect strong earnings growth.
COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
C Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
C's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like C.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
C PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.3x | $64.83 | -48% |
| Fair | 9.8x | $101 | -19% |
| Forward | 10x | $124 | — |
| Current | 12x | $124 | — |
| Expensive | 16x | $164 | +32% |
Historical ranges are pointers, not guarantees.
C's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
C Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
C has the edge over COIN on the outlook, with more favorable revenue expectations.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
C Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $12.18 | +19% |
| Q3 2026 | $10.27 | +44% |
| Q2 2026 | $9.28 | +37% |
| Q1 2026 | $8.09 | +28% |
| Q4 2025 | $6.99 | +18% |
| Q3 2025 | $7.11 | +103% |
| Q2 2025 | $6.76 | +87% |
| Q1 2025 | $6.32 | +84% |
| Q4 2024 | $5.94 | +47% |
C has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
C Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $23.8B | +7.9% |
| Q2 2026 | $24.8B | +14% |
| Q1 2026 | $24.6B | +14% |
| Q4 2025 | $19.9B | +1.5% |
| Q3 2025 | $22.1B | +8.7% |
| Q2 2025 | $21.7B | +7.6% |
| Q1 2025 | $21.6B | +2.3% |
| Q4 2024 | $19.6B | +12% |
C has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | +6.4 points |
| Q2 2026 | 32% | +8.3 points |
| Q1 2026 | 31% | +5.3 points |
| Q4 2025 | 19% | -0.2 points |
| Q3 2025 | 24% | +2.6 points |
| Q2 2025 | 24% | +2.7 points |
| Q1 2025 | 25% | +3.7 points |
| Q4 2024 | 19% | +32 points |
C has the edge over COIN on profitability, with a higher operating margin.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
C Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $22.3B | +$22.8B |
| Q2 2026 | -$25.6B | +$12.7B |
| Q1 2026 | -$23.3B | +$36.9B |
| Q4 2025 | $24.9B | +7.9% |
| Q3 2025 | -$517M | +$17.7B |
| Q2 2025 | -$38.3B | -$19.7B |
| Q1 2025 | -$60.2B | -$47.8B |
| Q4 2024 | $23.1B | +$29.5B |
C's free cash flow was −$1.7B over the past year, against −$76B the year before. Free cash flow isn't a meaningful measure for financial services companies like C.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN has the edge over C on cash generation, producing positive trailing cash flow while its opponent burns cash.
C Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.7% | -29M shares |
| 1 year | -8.4% | -156M shares |
| 3 years | -13% | -245M shares |
| 5 years | -16% | -320M shares |
| Available history | -25% | -559M shares |
C has the edge over COIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $6.3B |
| Q4 2025 | $4.5B |
| Q3 2025 | $5B |
| Q2 2025 | $2B |
| Q1 2025 | $1.8B |
| Q4 2024 | $968M |
C spent $17.8B buying back its own shares over the past year, up 83% from the year before.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
C Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 13.0x | High |
| Q2 2026 | 13.0x | High |
| Q1 2026 | 13.5x | High |
| Q4 2025 | 15.0x | High |
| Q3 2025 | 15.2x | High |
| Q2 2025 | 16.0x | High |
| Q1 2025 | 15.5x | High |
| Q4 2024 | 16.0x | High |
C's net debt is about 13 years of its operating earnings (EBITDA), down from 15 years a year ago. Net leverage isn't a meaningful measure for financial services companies like C.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over C on leverage, with a lower net debt burden relative to earnings.
C Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 46.5 | Neutral |
| Stochastic | 16.5 | Oversold |
C's weekly RSI is 47 (neutral) and its Stochastic is 16 (oversold).
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
C PE vs Financial Services Sector
| Metric | C | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.2% below |
| PE % | 60 | 63 | 3 pts below |
C is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
C Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $125.4 | 1.1% below |
| 20 week MA | $131.3 | 5.5% below |
| 50 week MA | $124.8 | 0.6% below |
| 100 week MA | $104.4 | 19% above |
| 200 week MA | $79.0 | 57% above |
C has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
C Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $79.7 | $60.6 | -24% |
| 2021 | $60.6 | $60.2 | -0.6% |
| 2022 | $60.2 | $44.3 | -26% |
| 2023 | $44.3 | $51.4 | +16% |
| 2024 | $51.4 | $71.0 | +38% |
| 2025 | $71.0 | $120.4 | +70% |
| 2026 YTD | $120.4 | $124.1 | +3% |
C has the edge over COIN on returns for 2026, with the stronger performance.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.