BSY

Bentley Systems, Incorporated

76
Fundamentals76/ 100
Valuation80/ 100
Upside potential58/ 100
Risk potential18/ 100

BSY has the edge over INTC overall, supported by stronger valuation and lower modeled downside.

INTC

Intel Corporation

65
Fundamentals73/ 100
Valuation50/ 100
Upside potential64/ 100
Risk potential42/ 100

INTC offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.

BSY Fundamentals

MetricStatus
Healthy
Strong
Strong
Stable

BSY's revenue, profitability and cash flow are currently healthy, and its balance sheet is stable.

INTC Fundamentals

MetricStatus
Healthy
Under pressure
Healthy
Healthy

INTC's revenue, cash flow and balance sheet are currently healthy, but its profitability is under pressure.

BSY PE Valuation

CHEAPFAIREXPENSIVE45x90x135x180x
CHEAPFAIREXPENSIVE45x90x135x180x
LevelPEPriceVs current
Forward30x$44.19—
Cheap43x$43.18-2.3%
Current44x$44.19—
Fair69x$69.78+58%
Expensive116x$117+165%

Historical ranges are pointers, not guarantees.

BSY's PE is in its cheap range at 44x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.

INTC PE Valuation

INTC has no meaningful PE right now: it lost money over the past year.

BSY Forward outlook

MetricOutlook
Strongly improving
Growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for BSY, with profitability improving.

INTC Forward outlook

MetricOutlook
--
Strong growth
Growth
Strongly improving
Broad
Low

Analysts expect earnings and revenue growth for INTC, with profitability improving. However, they disagree widely on these estimates.

BSY Risk to reward

ScenarioChangePrice
Upside+24%$54.88
Downside-18%$36.38

Calculated from the latest close: $44.19 on Nov 12.

BSY trails INTC on modeled risk to reward, with less potential upside relative to its potential downside.

INTC Risk to reward

ScenarioChangePrice
Upside+76%$107.41
Downside-42%$35.74

Calculated from the latest close: $61.20 on Nov 12.

INTC has a better modeled risk to reward balance than BSY, with more potential upside relative to its potential downside.

BSY Earnings Per Share

Q4 2023: $1.00Q1 2024: $1.08Q2 2024: $1.15Q3 2024: $1.12Q4 2024: $0.72Q1 2025: $0.78Q2 2025: $0.78Q3 2025: $0.83Q4 2025: $0.85Q1 2026: $0.87Q2 2026: $0.90Q3 2026: $1.01Forward: $1.48
Q4 2023: $1.00Q1 2024: $1.08Q2 2024: $1.15Q3 2024: $1.12Q4 2024: $0.72Q1 2025: $0.78Q2 2025: $0.78Q3 2025: $0.83Q4 2025: $0.85Q1 2026: $0.87Q2 2026: $0.90Q3 2026: $1.01Forward: $1.48
QuarterTTM EPSYoY
Forward$1.48+46%
Q3 2026$1.01+22%
Q2 2026$0.90+15%
Q1 2026$0.87+12%
Q4 2025$0.85+18%
Q3 2025$0.83-26%
Q2 2025$0.78-32%
Q1 2025$0.78-28%
Q4 2024$0.72-28%

BSY has the edge over INTC on earnings quality, reporting a profit while its opponent remains loss making.

INTC Earnings Per Share

Q4 2023: $0.40Q1 2024: $0.97Q2 2024: $0.24Q3 2024: $-3.71Q4 2024: $-4.38Q1 2025: $-4.48Q2 2025: $-4.77Q3 2025: $0.01Q4 2025: $-0.06Q1 2026: $-0.60Q2 2026: $-2.09Q3 2026: $-2.39Forward: $1.41
Q4 2023: $0.40Q1 2024: $0.97Q2 2024: $0.24Q3 2024: $-3.71Q4 2024: $-4.38Q1 2025: $-4.48Q2 2025: $-4.77Q3 2025: $0.01Q4 2025: $-0.06Q1 2026: $-0.60Q2 2026: $-2.09Q3 2026: $-2.39Forward: $1.41
QuarterTTM EPSYoY
Forward$1.41—
Q3 2026-$2.39-24000%
Q2 2026-$2.09+$2.68
Q1 2026-$0.60+$3.88
Q4 2025-$0.06+$4.32
Q3 2025$0.01+$3.72
Q2 2025-$4.77-2088%
Q1 2025-$4.48-562%
Q4 2024-$4.38-1195%

INTC has swung to a loss: it lost $2.39 per share over the past year, after a profit the year before.

BSY Quarterly Revenue

Q4 2023: $311MQ1 2024: $338MQ2 2024: $330MQ3 2024: $335MQ4 2024: $350MQ1 2025: $371MQ2 2025: $364MQ3 2025: $376MQ4 2025: $392MQ1 2026: $424MQ2 2026: $411MQ3 2026: $422M
Q4 2023: $311MQ1 2024: $338MQ2 2024: $330MQ3 2024: $335MQ4 2024: $350MQ1 2025: $371MQ2 2025: $364MQ3 2025: $376MQ4 2025: $392MQ1 2026: $424MQ2 2026: $411MQ3 2026: $422M
QuarterRevenueYoY
Q3 2026$421.5M+12%
Q2 2026$410.7M+13%
Q1 2026$424.2M+14%
Q4 2025$391.6M+12%
Q3 2025$375.5M+12%
Q2 2025$364.1M+10%
Q1 2025$370.5M+9.7%
Q4 2024$349.8M+13%

BSY has the edge over INTC on sales, with more consistent year-over-year improvement.

INTC Quarterly Revenue

Q4 2023: $15.4BQ1 2024: $12.7BQ2 2024: $12.8BQ3 2024: $13.3BQ4 2024: $14.3BQ1 2025: $12.7BQ2 2025: $12.9BQ3 2025: $13.7BQ4 2025: $13.7BQ1 2026: $13.6BQ2 2026: $16.1BQ3 2026: $16.5B
Q4 2023: $15.4BQ1 2024: $12.7BQ2 2024: $12.8BQ3 2024: $13.3BQ4 2024: $14.3BQ1 2025: $12.7BQ2 2025: $12.9BQ3 2025: $13.7BQ4 2025: $13.7BQ1 2026: $13.6BQ2 2026: $16.1BQ3 2026: $16.5B
QuarterRevenueYoY
Q3 2026$16.5B+21%
Q2 2026$16.1B+25%
Q1 2026$13.6B+7.2%
Q4 2025$13.7B-4.1%
Q3 2025$13.7B+2.8%
Q2 2025$12.9B+0.2%
Q1 2025$12.7B-0.4%
Q4 2024$14.3B-7.4%

INTC's revenue is recovering but still below its 2021 peak: $16.5B last quarter, up 21% from the same quarter a year ago.

BSY Free Cash Flow

Q4 2023: $81MQ1 2024: $201MQ2 2024: $59MQ3 2024: $84MQ4 2024: $76MQ1 2025: $216MQ2 2025: $57MQ3 2025: $111MQ4 2025: $136MQ1 2026: $188MQ2 2026: $64MQ3 2026: $101M
Q4 2023: $81MQ1 2024: $201MQ2 2024: $59MQ3 2024: $84MQ4 2024: $76MQ1 2025: $216MQ2 2025: $57MQ3 2025: $111MQ4 2025: $136MQ1 2026: $188MQ2 2026: $64MQ3 2026: $101M
QuarterFree cash flowYoY
Q3 2026$101.4M-8.3%
Q2 2026$63.8M+12%
Q1 2026$187.9M-13%
Q4 2025$136.2M+79%
Q3 2025$110.7M+31%
Q2 2025$57M-4.2%
Q1 2025$216.4M+7.4%
Q4 2024$76.1M-6%

BSY's free cash flow has been positive every quarter for six years: $489M over the past year, up 6.3% from the year before.

INTC Free Cash Flow

Q4 2023: −$2.1BQ1 2024: −$7.2BQ2 2024: −$3.4BQ3 2024: −$2.4BQ4 2024: −$2.7BQ1 2025: −$4.4BQ2 2025: −$1.5BQ3 2025: $121MQ4 2025: $800MQ1 2026: −$2.5BQ2 2026: $4.5BQ3 2026: $1.1B
Q4 2023: −$2.1BQ1 2024: −$7.2BQ2 2024: −$3.4BQ3 2024: −$2.4BQ4 2024: −$2.7BQ1 2025: −$4.4BQ2 2025: −$1.5BQ3 2025: $121MQ4 2025: $800MQ1 2026: −$2.5BQ2 2026: $4.5BQ3 2026: $1.1B
QuarterFree cash flowYoY
Q3 2026$1.1B+774%
Q2 2026$4.5B+$6B
Q1 2026-$2.5B+$1.8B
Q4 2025$800M+$3.5B
Q3 2025$121M+$2.5B
Q2 2025-$1.5B+$1.9B
Q1 2025-$4.4B+$2.8B
Q4 2024-$2.7B-$597M

INTC has the edge over BSY on cash flow, with more consistent year-over-year improvement.

BSY Total Shares

Q4 2023: 333MQ1 2024: 334MQ2 2024: 334MQ3 2024: 334MQ4 2024: 334MQ1 2025: 333MQ2 2025: 333MQ3 2025: 333MQ4 2025: 333MQ1 2026: 322MQ2 2026: 319MQ3 2026: 318M
Q4 2023: 333MQ1 2024: 334MQ2 2024: 334MQ3 2024: 334MQ4 2024: 334MQ1 2025: 333MQ2 2025: 333MQ3 2025: 333MQ4 2025: 333MQ1 2026: 322MQ2 2026: 319MQ3 2026: 318M
PeriodChange %Net change
Quarterly-0.4%-1.3M shares
1 year-4.7%-15.6M shares
3 years-4.5%-15.1M shares
5 years+3.1%+9.5M shares
Available history+22%+56.5M shares

BSY has the edge over INTC on shareholder dilution, with a more favorable share count trend.

INTC Total Shares

Q4 2023: 4.2BQ1 2024: 4.2BQ2 2024: 4.3BQ3 2024: 4.3BQ4 2024: 4.3BQ1 2025: 4.3BQ2 2025: 4.4BQ3 2025: 4.5BQ4 2025: 4.5BQ1 2026: 5.1BQ2 2026: 5.1BQ3 2026: 5.3B
Q4 2023: 4.2BQ1 2024: 4.2BQ2 2024: 4.3BQ3 2024: 4.3BQ4 2024: 4.3BQ1 2025: 4.3BQ2 2025: 4.4BQ3 2025: 4.5BQ4 2025: 4.5BQ1 2026: 5.1BQ2 2026: 5.1BQ3 2026: 5.3B
PeriodChange %Net change
Quarterly+4%+203M shares
1 year+17%+776M shares
3 years+25%+1.1B shares
5 years+30%+1.2B shares
Available history+19%+834M shares

INTC has 5.3B diluted shares, up 17% from a year ago.

BSY Net Leverage

Q4 2023: 4.9xQ1 2024: 4.0xQ2 2024: 3.7xQ3 2024: 4.0xQ4 2024: 3.7xQ1 2025: 3.0xQ2 2025: 3.0xQ3 2025: 2.7xQ4 2025: 2.7xQ1 2026: 2.4xQ2 2026: 2.5xQ3 2026: 2.1x
Q4 2023: 4.9xQ1 2024: 4.0xQ2 2024: 3.7xQ3 2024: 4.0xQ4 2024: 3.7xQ1 2025: 3.0xQ2 2025: 3.0xQ3 2025: 2.7xQ4 2025: 2.7xQ1 2026: 2.4xQ2 2026: 2.5xQ3 2026: 2.1x
QuarterNet LeverageStatus
Q3 20262.1xModerate
Q2 20262.5xModerate
Q1 20262.4xModerate
Q4 20252.7xModerate
Q3 20252.7xModerate
Q2 20253.0xModerate
Q1 20253.0xElevated
Q4 20243.7xElevated

BSY's net debt is about 2.1 years of its operating earnings (EBITDA), down from 2.7 years a year ago.

INTC Net Leverage

Q4 2023: 4.4xQ1 2024: 4.4xQ2 2024: 4.3xQ3 2024: 23.8xQ1 2025: 69.6xQ3 2025: 4.0xQ4 2025: 3.4xQ1 2026: 3.9xQ2 2026: 3.1xQ3 2026: 2.0x
Q4 2023: 4.4xQ1 2024: 4.4xQ2 2024: 4.3xQ3 2024: 23.8xQ1 2025: 69.6xQ3 2025: 4.0xQ4 2025: 3.4xQ1 2026: 3.9xQ2 2026: 3.1xQ3 2026: 2.0x
QuarterNet LeverageStatus
Q3 20262.0xHealthy
Q2 20263.1xElevated
Q1 20263.9xElevated
Q4 20253.4xElevated
Q3 20254.0xElevated
Q1 202569.6xHigh
Q3 202423.8xHigh
Q2 20244.3xHigh

INTC has the edge over BSY on leverage, with a lower net debt burden relative to earnings.

BSY Weekly Momentum

MetricValueStatus
RSI67.7Neutral
Stochastic85.8Overbought

BSY's weekly RSI is 68 (neutral) and its Stochastic is 86 (overbought).

INTC Weekly Momentum

MetricValueStatus
RSI38.1Neutral
Stochastic7.7Oversold

INTC's weekly RSI is 38 (neutral) and its Stochastic is 8 (oversold).

BSY PE vs Technology Sector

MetricBSYSector medianRelative
PE44x28x57% above
PE %203818 pts below

BSY is trading at 44x earnings, a 57% premium to the Technology sector's median of 28x.

INTC PE vs Technology Sector

MetricINTCSector medianRelative
PEN/A28x—

INTC has no meaningful PE right now: it lost money over the past year.

BSY Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$37.917% above
20 week MA$35.525% above
50 week MA$35.525% above
100 week MA$42.05.3% above
200 week MA$45.42.7% below

BSY has the edge over INTC on trend strength, trading above more of its moving averages.

INTC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$88.431% below
20 week MA$95.336% below
50 week MA$79.323% below
100 week MA$52.118% above
200 week MA$42.544% above

INTC has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 44% above its 200-week average.

BSY Yearly ROI

YearStart priceEnd priceROI
2020$34.8$38.5+11%
2021$38.5$49.8+29%
2022$49.8$36.8-26%
2023$36.8$52.2+42%
2024$52.2$47.6-8.8%
2025$47.6$39.0-18%
2026 YTD$39.0$44.2+13%

BSY has finished lower in three of the last six years. It's up 13% so far in 2026.

INTC Yearly ROI

YearStart priceEnd priceROI
2020$60.1$47.1-22%
2021$47.1$51.3+9%
2022$51.3$26.1-49%
2023$26.1$50.3+93%
2024$50.3$20.3-60%
2025$20.3$36.2+78%
2026 YTD$36.2$61.2+69%

INTC has the edge over BSY on returns for 2026, with the stronger performance.

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