BSBK
Bogota Financial Corp.
BSBK has slightly lower modeled downside risk, despite its lower overall score.
GS
The Goldman Sachs Group, Inc.
GS has the edge over BSBK overall, supported by stronger valuation and stronger modeled upside.
BSBK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
BSBK's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BSBK.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
BSBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 20x | $4.10 | -56% |
| Fair | 23x | $4.93 | -47% |
| Current | 44x | $9.34 | — |
| Expensive | 53x | $11.17 | +20% |
Historical ranges are pointers, not guarantees.
BSBK's PE is in its expensive range at 44x.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS has the edge over BSBK in the historical PE scenario, which offers more potential upside but is not a forecast.
BSBK Forward outlook
There aren't enough analyst estimates for BSBK to show an outlook.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
BSBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.21 | +$0.24 |
| Q1 2026 | $0.17 | +$0.25 |
| Q4 2025 | $0.17 | +$0.34 |
| Q3 2025 | $0.04 | +$0.23 |
| Q2 2025 | -$0.03 | +$0.13 |
| Q1 2025 | -$0.08 | -$0.02 |
| Q4 2024 | -$0.17 | -440% |
| Q3 2024 | -$0.19 | -163% |
BSBK has returned to profit: it earned $0.21 per share over the past year, after losing money the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over BSBK on earnings, with more consistent year-over-year improvement.
BSBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $4.5M | +12% |
| Q1 2026 | $4.7M | +5.9% |
| Q4 2025 | $4.5M | +55% |
| Q3 2025 | $4.2M | +41% |
| Q2 2025 | $4M | +32% |
| Q1 2025 | $4.5M | +52% |
| Q4 2024 | $2.9M | -9.4% |
| Q3 2024 | $3M | -15% |
BSBK's revenue is recovering but still below its 2021 peak: $5M last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 19% | +15 points |
| Q1 2026 | 19% | +3.7 points |
| Q4 2025 | 15% | +31 points |
| Q3 2025 | 13% | +33 points |
| Q2 2025 | 4.3% | +28 points |
| Q1 2025 | 16% | +40 points |
| Q4 2024 | -16% | +37 points |
| Q3 2024 | -21% | -16 points |
BSBK's operating margin was 19% last quarter, up 15 points from the same quarter a year ago.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over BSBK on profitability, with a higher operating margin.
BSBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $2.1M | +12% |
| Q1 2026 | $673.3K | +$725.5K |
| Q4 2025 | $988K | +$2.1M |
| Q3 2025 | $277.1K | +$608K |
| Q2 2025 | $1.9M | +36% |
| Q1 2025 | -$52.2K | +$3.1M |
| Q4 2024 | -$1.1M | -$816.1K |
| Q3 2024 | -$330.9K | -$296.8K |
BSBK has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
BSBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.8% | -99.6K shares |
| 1 year | -1.1% | -134K shares |
| 3 years | -4.2% | -548K shares |
| 5 years | -4.6% | -600K shares |
| Available history | -4.9% | -650K shares |
BSBK has 13M diluted shares, down 1.1% from a year ago, with $3M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $1.2M |
| Q1 2026 | $124,905 |
| Q4 2025 | $1.1M |
| Q3 2025 | $355,886 |
| Q2 2025 | — |
| Q1 2025 | $398,215 |
| Q4 2024 | $276,029 |
| Q3 2024 | $414,975 |
BSBK spent $3M buying back its own shares over the past year, up 155% from the year before.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over BSBK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
BSBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -9.0x | Net Cash |
| Q1 2026 | -10.4x | Net Cash |
| Q4 2025 | -14.4x | Net Cash |
| Q3 2025 | -23.3x | Net Cash |
| Q2 2025 | -90.8x | Net Cash |
| Q4 2023 | -25.1x | Net Cash |
| Q3 2023 | -4.7x | Net Cash |
| Q2 2023 | -3.6x | Net Cash |
BSBK has the edge over GS on leverage, with a lower net debt burden relative to earnings.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
BSBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.2 | Neutral |
| Stochastic | 61.2 | Neutral |
BSBK's weekly RSI is 63 (neutral) and its Stochastic is 61 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
BSBK PE vs Financial Services Sector
| Metric | BSBK | Sector median | Relative |
|---|---|---|---|
| PE | 44x | 13x | 242% above |
| PE % | 73 | 64 | 9 pts above |
BSBK is trading at 44x earnings, a 242% premium to the Financial Services sector's median of 13x.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over BSBK on valuation relative to its sector.
BSBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.17 | 1.9% above |
| 20 week MA | $9.13 | 2.3% above |
| 50 week MA | $8.76 | 6.6% above |
| 100 week MA | $8.41 | 11% above |
| 200 week MA | $8.23 | 13% above |
BSBK has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
BSBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.6 | $9.17 | -21% |
| 2021 | $9.17 | $10.3 | +12% |
| 2022 | $10.3 | $11.5 | +12% |
| 2023 | $11.5 | $8.05 | -30% |
| 2024 | $8.05 | $7.57 | -6% |
| 2025 | $7.57 | $8.48 | +12% |
| 2026 YTD | $8.48 | $9.34 | +10% |
BSBK has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.