BPRN

Princeton Bancorp, Inc.

51
Fundamentals61/ 100
Valuation31/ 100
Upside potential35/ 100
Risk potential22/ 100

BPRN's fundamentals are mixed, but it looks expensive: trading at 15x earnings, above its usual 12x. Analysts expect earnings growth.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

BPRN Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

BPRN's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BPRN.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

BPRN PE Valuation

CHEAPFAIREXPENSIVE5.4x11x16x22x
CHEAPFAIREXPENSIVE5.4x11x16x22x
LevelPEPriceVs current
Cheap8.2x$24.43-45%
Fair12x$34.48-22%
Forward12x$44.45โ€”
Expensive14x$42.58-4.2%
Current15x$44.45โ€”

Historical ranges are pointers, not guarantees.

BPRN's PE is in its expensive range at 15x. If earnings grow as analysts expect, today's price would be 12x next year's earnings, in its fair range.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

BPRN Forward outlook

MetricOutlook
Strongly improving
Growth
Growth
Improving
Limited
High

BPRN has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

BPRN Risk to reward

ScenarioChangePrice
Upside+12%$49.86
Downside-22%$34.53

Calculated from the latest close: $44.45 on Nov 12.

There is not enough scenario data to compare BPRN and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare BPRN and IREN's risk to reward.

BPRN Earnings Per Share

Q4 2025: $2.71Q1 2026: $2.85Q2 2026: $3.79Q3 2026: $2.99Forward: $3.86
Q4 2025: $2.71Q1 2026: $2.85Q2 2026: $3.79Q3 2026: $2.99Forward: $3.86

BPRN and IREN do not have enough comparable growth data to identify a winner.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

BPRN Quarterly Revenue

Q4 2023: $18MQ1 2024: $17MQ2 2024: $18MQ3 2024: $19MQ4 2024: $20MQ1 2025: $21MQ2 2025: $21MQ3 2025: $22MQ4 2025: $21MQ1 2026: $21MQ2 2026: $22MQ3 2026: $22M
Q4 2023: $18MQ1 2024: $17MQ2 2024: $18MQ3 2024: $19MQ4 2024: $20MQ1 2025: $21MQ2 2025: $21MQ3 2025: $22MQ4 2025: $21MQ1 2026: $21MQ2 2026: $22MQ3 2026: $22M
QuarterRevenueYoY
Q3 2026$22.5M+4.4%
Q2 2026$22.5M+6.7%
Q1 2026$21.3M+1.7%
Q4 2025$20.7M+3.6%
Q3 2025$21.5M+12%
Q2 2025$21.1M+17%
Q1 2025$20.9M+20%
Q4 2024$20M+13%

BPRN's revenue has grown year over year for nine quarters in a row: $22M last quarter, up 4.4% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

BPRN Free Cash Flow

Q4 2023: $3MQ1 2024: $5MQ2 2024: $4MQ3 2024: $766,000Q4 2024: $4MQ1 2025: $1MQ2 2025: $3MQ3 2025: $5MQ4 2025: $12MQ1 2026: $5MQ2 2026: $2MQ3 2026: $7M
Q4 2023: $3MQ1 2024: $5MQ2 2024: $4MQ3 2024: $766,000Q4 2024: $4MQ1 2025: $1MQ2 2025: $3MQ3 2025: $5MQ4 2025: $12MQ1 2026: $5MQ2 2026: $2MQ3 2026: $7M
QuarterFree cash flowYoY
Q3 2026$7M+51%
Q2 2026$1.8M-38%
Q1 2026$4.9M+369%
Q4 2025$12M+220%
Q3 2025$4.7M+508%
Q2 2025$2.9M-26%
Q1 2025$1.1M-78%
Q4 2024$3.8M+40%

BPRN has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

BPRN Total Shares

Q3 2025: 7MQ1 2026: 7MQ2 2026: 7MQ3 2026: 7M
Q3 2025: 7MQ1 2026: 7MQ2 2026: 7MQ3 2026: 7M
PeriodChange %Net change
Quarterly+0.3%+19K shares

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

BPRN Net Leverage

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

BPRN Weekly Momentum

MetricValueStatus
RSI63.4Neutral
Stochastic57.8Neutral

BPRN's weekly RSI is 63 (neutral) and its Stochastic is 58 (neutral).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

BPRN PE vs Financial Services Sector

MetricBPRNSector medianRelative
PE15x13x14% above
PE %886325 pts above

BPRN is trading at 15x earnings, a 14% premium to the Financial Services sector's median of 13x.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

BPRN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$43.91.3% above
20 week MA$42.54.7% above
50 week MA$38.216% above
100 week MA$35.027% above
200 week MA$33.732% above

BPRN has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

BPRN Yearly ROI

YearStart priceEnd priceROI
2020$31.9$23.6-26%
2021$23.6$29.2+23%
2022$29.2$31.6+8.2%
2023$31.6$35.9+14%
2024$35.9$34.4-4.3%
2025$34.4$35.3+2.7%
2026 YTD$35.3$44.5+26%

BPRN has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

Give your agent the market.

Get API key