BPOP

Popular, Inc.

61
Fundamentals64/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential14/ 100

BPOP's fundamentals are mixed: its operating margin rose 4 points to 34%, while revenue grew 8.9%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

BPOP Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

BPOP's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BPOP.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

BPOP PE Valuation

CHEAPFAIREXPENSIVE4.0x7.9x12x16x
CHEAPFAIREXPENSIVE4.0x7.9x12x16x
LevelPEPriceVs current
Cheap5.8x$89.50-44%
Fair9x$139-12%
Forward9.5x$159โ€”
Current10x$159โ€”
Expensive12x$188+19%

Historical ranges are pointers, not guarantees.

BPOP's PE is 10x, but its earnings don't support one, so it isn't a reliable read right now.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

BPOP Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
Moderate

BPOP has the edge over COIN on the outlook, with more favorable revenue expectations.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

BPOP Risk to reward

ScenarioChangePrice
Upside+17%$185.99
Downside-14%$135.84

Calculated from the latest close: $158.50 on Nov 12.

There is not enough scenario data to compare BPOP and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare BPOP and COIN's risk to reward.

BPOP Earnings Per Share

Q4 2023: $7.52Q1 2024: $6.73Q2 2024: $7.09Q3 2024: $7.35Q4 2024: $8.56Q1 2025: $9.69Q2 2025: $10.32Q3 2025: $11.30Q4 2025: $12.30Q1 2026: $13.52Q2 2026: $14.78Q3 2026: $15.47Forward: $16.75
Q4 2023: $7.52Q1 2024: $6.73Q2 2024: $7.09Q3 2024: $7.35Q4 2024: $8.56Q1 2025: $9.69Q2 2025: $10.32Q3 2025: $11.30Q4 2025: $12.30Q1 2026: $13.52Q2 2026: $14.78Q3 2026: $15.47Forward: $16.75
QuarterTTM EPSYoY
Forward$16.75+8.3%
Q3 2026$15.47+37%
Q2 2026$14.78+43%
Q1 2026$13.52+40%
Q4 2025$12.30+44%
Q3 2025$11.30+54%
Q2 2025$10.32+46%
Q1 2025$9.69+44%
Q4 2024$8.56+14%

BPOP has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

BPOP Quarterly Revenue

Q4 2023: $703MQ1 2024: $715MQ2 2024: $735MQ3 2024: $737MQ4 2024: $755MQ1 2025: $758MQ2 2025: $800MQ3 2025: $818MQ4 2025: $824MQ1 2026: $836MQ2 2026: $874MQ3 2026: $875M
Q4 2023: $703MQ1 2024: $715MQ2 2024: $735MQ3 2024: $737MQ4 2024: $755MQ1 2025: $758MQ2 2025: $800MQ3 2025: $818MQ4 2025: $824MQ1 2026: $836MQ2 2026: $874MQ3 2026: $875M
QuarterRevenueYoY
Q3 2026$874.6M+7%
Q2 2026$874M+9.2%
Q1 2026$835.8M+10%
Q4 2025$823.8M+9.1%
Q3 2025$817.7M+11%
Q2 2025$800M+8.9%
Q1 2025$757.7M+6%
Q4 2024$755.5M+7.5%

BPOP has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

BPOP Free Cash Flow

Q4 2023: $139MQ1 2024: $108MQ2 2024: $39MQ3 2024: $176MQ4 2024: $139MQ1 2025: $121MQ2 2025: $198MQ3 2025: $141MQ4 2025: $221MQ1 2026: $155MQ2 2026: $290MQ3 2026: $219M
Q4 2023: $139MQ1 2024: $108MQ2 2024: $39MQ3 2024: $176MQ4 2024: $139MQ1 2025: $121MQ2 2025: $198MQ3 2025: $141MQ4 2025: $221MQ1 2026: $155MQ2 2026: $290MQ3 2026: $219M
QuarterFree cash flowYoY
Q3 2026$218.6M+55%
Q2 2026$290M+46%
Q1 2026$154.9M+29%
Q4 2025$221.1M+59%
Q3 2025$141.1M-20%
Q2 2025$198.3M+409%
Q1 2025$120.5M+12%
Q4 2024$139.2M0%

BPOP has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

BPOP Total Shares

Q4 2023: 72MQ1 2024: 72MQ2 2024: 72MQ3 2024: 72MQ4 2024: 72MQ1 2025: 69MQ2 2025: 68MQ3 2025: 67MQ4 2025: 68MQ1 2026: 65MQ2 2026: 64MQ3 2026: 63M
Q4 2023: 72MQ1 2024: 72MQ2 2024: 72MQ3 2024: 72MQ4 2024: 72MQ1 2025: 69MQ2 2025: 68MQ3 2025: 67MQ4 2025: 68MQ1 2026: 65MQ2 2026: 64MQ3 2026: 63M
PeriodChange %Net change
Quarterly-1.2%-778K shares
1 year-5.9%-4M shares
3 years-12%-8.7M shares
5 years-21%-17.1M shares
Available history-35%-33.9M shares

BPOP has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

BPOP Net Leverage

Q4 2023: -0.6xQ1 2024: -0.5xQ2 2024: -0.5xQ3 2024: -0.6xQ4 2024: -0.2xQ1 2025: -0.2xQ2 2025: 0.2xQ3 2025: 0.0xQ4 2025: 0.2xQ1 2026: -0.0xQ2 2026: 0.3xQ3 2026: 0.1x
Q4 2023: -0.6xQ1 2024: -0.5xQ2 2024: -0.5xQ3 2024: -0.6xQ4 2024: -0.2xQ1 2025: -0.2xQ2 2025: 0.2xQ3 2025: 0.0xQ4 2025: 0.2xQ1 2026: -0.0xQ2 2026: 0.3xQ3 2026: 0.1x
QuarterNet LeverageStatus
Q3 20260.1xVery low
Q2 20260.3xVery low
Q1 2026-0.0xNet Cash
Q4 20250.2xVery low
Q3 20250.0xVery low
Q2 20250.2xVery low
Q1 2025-0.2xNet Cash
Q4 2024-0.2xNet Cash

BPOP's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like BPOP.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over BPOP on leverage, with a lower net debt burden relative to earnings.

BPOP Weekly Momentum

MetricValueStatus
RSI50.2Neutral
Stochastic17.8Oversold

BPOP's weekly RSI is 50 (neutral) and its Stochastic is 18 (oversold).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

BPOP PE vs Financial Services Sector

MetricBPOPSector medianRelative
PE10x13x21% below
PE %58635 pts below

BPOP is trading at 10x earnings, a 21% discount to the Financial Services sector's median of 13x, though its earnings don't support one.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

BPOP Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$158.10.3% above
20 week MA$165.54.2% below
50 week MA$149.75.9% above
100 week MA$128.224% above
200 week MA$103.354% above

BPOP has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

BPOP Yearly ROI

YearStart priceEnd priceROI
2020$58.7$56.0-4.6%
2021$56.0$80.7+44%
2022$80.7$65.0-19%
2023$65.0$82.1+26%
2024$82.1$94.8+15%
2025$94.8$126.0+33%
2026 YTD$126.0$158.5+26%

BPOP has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

Give your agent the market.

Get API key