BOH
Bank of Hawaii Corporation
BOH's fundamentals are strong: its operating margin rose 7 points to 41% and revenue grew 13%. At 12x earnings, it's trading below its usual 15x. Analysts expect earnings growth.
IREN
IREN Limited
There isn't enough reported data to score IREN yet.
BOH Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BOH's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BOH.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
BOH PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 11x | $69.51 | โ |
| Cheap | 12x | $69.10 | -0.6% |
| Current | 12x | $69.51 | โ |
| Fair | 15x | $84.23 | +21% |
| Expensive | 19x | $106 | +53% |
Historical ranges are pointers, not guarantees.
BOH's PE is in its cheap range at 12x. If earnings grow as analysts expect, today's price would be 11x next year's earnings.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
BOH Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
BOH has the edge over IREN on the outlook, with more favorable earnings expectations.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
BOH Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $6.43 | +14% |
| Q3 2026 | $5.66 | +39% |
| Q2 2026 | $5.37 | +41% |
| Q1 2026 | $4.96 | +39% |
| Q4 2025 | $4.63 | +34% |
| Q3 2025 | $4.08 | +23% |
| Q2 2025 | $3.81 | +7% |
| Q1 2025 | $3.56 | -8% |
| Q4 2024 | $3.46 | -16% |
BOH has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
BOH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $198.8M | +8.8% |
| Q2 2026 | $196.9M | +13% |
| Q1 2026 | $192.3M | +13% |
| Q4 2025 | $189.6M | +16% |
| Q3 2025 | $182.6M | +12% |
| Q2 2025 | $174.5M | +11% |
| Q1 2025 | $169.9M | +8.7% |
| Q4 2024 | $163.2M | +3.3% |
BOH's revenue has grown year over year for eight quarters in a row: $199M last quarter, up 8.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +5 points |
| Q2 2026 | 42% | +7.1 points |
| Q1 2026 | 39% | +5.7 points |
| Q4 2025 | 41% | +9.4 points |
| Q3 2025 | 37% | +4.8 points |
| Q2 2025 | 35% | +5.8 points |
| Q1 2025 | 33% | +2.1 points |
| Q4 2024 | 32% | +6.5 points |
BOH has the edge over IREN on profitability, with a higher operating margin.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was โ82% last quarter, down 50 points from the same quarter a year ago.
BOH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $93M | +212% |
| Q2 2026 | $84.9M | +17% |
| Q1 2026 | $18.2M | +78% |
| Q4 2025 | $71.6M | -26% |
| Q3 2025 | $29.8M | +$53.7M |
| Q2 2025 | $72.6M | +72% |
| Q1 2025 | $10.2M | -81% |
| Q4 2024 | $96.3M | +342% |
BOH has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was โ$2.5B over the past year, against โ$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
BOH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.2x | Healthy |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.4x | Very low |
| Q4 2025 | -1.4x | Net Cash |
| Q3 2025 | -1.7x | Net Cash |
| Q2 2025 | -0.9x | Net Cash |
| Q1 2025 | -1.7x | Net Cash |
| Q4 2024 | -0.9x | Net Cash |
BOH's net debt is about 1.2 years of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like BOH.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
BOH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 39.4 | Neutral |
| Stochastic | 26.7 | Neutral |
BOH's weekly RSI is 39 (neutral) and its Stochastic is 27 (neutral).
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
BOH PE vs Financial Services Sector
| Metric | BOH | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.7% below |
| PE % | 17 | 63 | 46 pts below |
BOH is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | โ |
IREN has no meaningful PE right now: it lost money over the past year.
BOH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $69.3 | 0.3% above |
| 20 week MA | $75.6 | 8% below |
| 50 week MA | $75.4 | 7.8% below |
| 100 week MA | $71.4 | 2.6% below |
| 200 week MA | $65.5 | 6.1% above |
BOH has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
BOH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $94.8 | $77.0 | -19% |
| 2021 | $77.0 | $83.4 | +8.2% |
| 2022 | $83.4 | $76.8 | -7.9% |
| 2023 | $76.8 | $72.5 | -5.7% |
| 2024 | $72.5 | $70.4 | -2.9% |
| 2025 | $70.4 | $70.0 | -0.6% |
| 2026 YTD | $70.0 | $69.5 | -0.7% |
BOH has the edge over IREN on returns for 2026, with the stronger performance.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to โ93% in 2022. It's down 52% so far in 2026.