BNAI

Brand Engagement Network, Inc.

There isn't enough reported data to score BNAI yet.

MSFT

Microsoft Corporation

76
Fundamentals75/ 100
Valuation69/ 100
Upside potential75/ 100
Risk potential10/ 100

MSFT's fundamentals are strong and it looks cheap: trading at 27x earnings, below its usual 34x. Analysts expect strong earnings growth.

BNAI Fundamentals

MetricStatus
Strong
Weak
Unavailable
Strong

BNAI's revenue and balance sheet are currently strong, but its profitability is weak. There isn't enough data to rate its cash flow.

MSFT Fundamentals

MetricStatus
Healthy
Strong
Healthy
Strong

MSFT's revenue, profitability, cash flow and balance sheet are all currently healthy.

BNAI PE Valuation

BNAI has no meaningful PE right now: it lost money over the past year.

MSFT PE Valuation

CHEAPFAIREXPENSIVE11x21x32x42x
CHEAPFAIREXPENSIVE11x21x32x42x
LevelPEPriceVs current
Forward25x$523—
Cheap27x$525+0.4%
Current27x$523—
Fair34x$652+25%
Expensive37x$711+36%

Historical ranges are pointers, not guarantees.

MSFT's PE is in its cheap range at 27x. If earnings grow as analysts expect, today's price would be 25x next year's earnings.

BNAI Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
--
Limited
High

Analysts expect BNAI's losses to shrink, with revenue growing.

MSFT Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Stable
Moderate
High

Analysts expect strong earnings and revenue growth for MSFT, with profitability holding steady.

BNAI Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $4.44 on Nov 12.

There is not enough scenario data to compare BNAI and MSFT's risk to reward.

MSFT Risk to reward

ScenarioChangePrice
Upside+28%$671.86
Downside-10%$472.97

Calculated from the latest close: $523.00 on Nov 12.

There is not enough scenario data to compare BNAI and MSFT's risk to reward.

BNAI Earnings Per Share

Q3 2024: $-6.10Q4 2024: $-10.20Q1 2025: $-8.40Q2 2025: $-7.30Q3 2025: $-6.30Q4 2025: $-1.97Q1 2026: $-1.58Q2 2026: $-2.27
Q3 2024: $-6.10Q4 2024: $-10.20Q1 2025: $-8.40Q2 2025: $-7.30Q3 2025: $-6.30Q4 2025: $-1.97Q1 2026: $-1.58Q2 2026: $-2.27
QuarterTTM EPSYoY
Q2 2026-$2.27+$5.03
Q1 2026-$1.58+$6.82
Q4 2025-$1.97+$8.23
Q3 2025-$6.30-$0.20
Q4 2022$1.87+42%

BNAI is still losing money, but far less than before: $2.27 per share over the past year, against $10.20 at its worst in late 2024.

MSFT Earnings Per Share

Q4 2023: $11.05Q1 2024: $11.54Q2 2024: $11.80Q3 2024: $12.11Q4 2024: $12.41Q1 2025: $12.93Q2 2025: $13.64Q3 2025: $14.06Q4 2025: $15.99Q1 2026: $16.80Q2 2026: $17.95Q3 2026: $19.15Forward: $20.79
Q4 2023: $11.05Q1 2024: $11.54Q2 2024: $11.80Q3 2024: $12.11Q4 2024: $12.41Q1 2025: $12.93Q2 2025: $13.64Q3 2025: $14.06Q4 2025: $15.99Q1 2026: $16.80Q2 2026: $17.95Q3 2026: $19.15Forward: $20.79
QuarterTTM EPSYoY
Forward$20.79+8.6%
Q3 2026$19.15+36%
Q2 2026$17.95+32%
Q1 2026$16.80+30%
Q4 2025$15.99+29%
Q3 2025$14.06+16%
Q2 2025$13.64+16%
Q1 2025$12.93+12%
Q4 2024$12.41+12%

MSFT has the edge over BNAI on earnings quality, reporting a profit while its opponent remains loss making.

BNAI Quarterly Revenue

Q3 2023: --Q4 2023: --Q1 2024: $49,790Q2 2024: $0Q3 2024: $50,000Q4 2024: $0Q1 2025: $10,000Q2 2025: $5,000Q3 2025: $60,120Q4 2025: $200,000Q1 2026: $104,311Q2 2026: $56,562
Q3 2023: --Q4 2023: --Q1 2024: $49,790Q2 2024: $0Q3 2024: $50,000Q4 2024: $0Q1 2025: $10,000Q2 2025: $5,000Q3 2025: $60,120Q4 2025: $200,000Q1 2026: $104,311Q2 2026: $56,562
QuarterRevenueYoY
Q2 2026$56.6K+1031%
Q1 2026$104.3K+943%
Q3 2025$60.1K+20%
Q1 2025$10K-80%

BNAI's revenue has grown year over year for five quarters in a row: $56,562 last quarter, up 1031% from the same quarter a year ago.

MSFT Quarterly Revenue

Q4 2023: $62BQ1 2024: $61.9BQ2 2024: $64.7BQ3 2024: $65.6BQ4 2024: $69.6BQ1 2025: $70.1BQ2 2025: $76.4BQ3 2025: $77.7BQ4 2025: $81.3BQ1 2026: $82.9BQ2 2026: $90BQ3 2026: $92.3B
Q4 2023: $62BQ1 2024: $61.9BQ2 2024: $64.7BQ3 2024: $65.6BQ4 2024: $69.6BQ1 2025: $70.1BQ2 2025: $76.4BQ3 2025: $77.7BQ4 2025: $81.3BQ1 2026: $82.9BQ2 2026: $90BQ3 2026: $92.3B
QuarterRevenueYoY
Q3 2026$92.3B+19%
Q2 2026$90B+18%
Q1 2026$82.9B+18%
Q4 2025$81.3B+17%
Q3 2025$77.7B+18%
Q2 2025$76.4B+18%
Q1 2025$70.1B+13%
Q4 2024$69.6B+12%

MSFT has the edge over BNAI on sales, with more consistent year-over-year improvement.

BNAI Free Cash Flow

Q3 2023: --Q4 2023: −$95,680Q1 2024: −$5MQ2 2024: −$4MQ3 2024: −$3MQ4 2024: −$2MQ1 2025: −$3MQ2 2025: --Q3 2025: --Q4 2025: --Q1 2026: −$4MQ2 2026: --
Q3 2023: --Q4 2023: −$95,680Q1 2024: −$5MQ2 2024: −$4MQ3 2024: −$3MQ4 2024: −$2MQ1 2025: −$3MQ2 2025: --Q3 2025: --Q4 2025: --Q1 2026: −$4MQ2 2026: --
QuarterFree cash flowYoY
Q1 2026-$3.7M-$1.1M
Q1 2025-$2.6M+$1.9M
Q4 2024-$2.4M-$2.3M
Q4 2023-$95.7K+$41.2K
Q4 2022-$136.8K-2672%
Q3 2022-$56.2K+$28K
Q2 2022-$263K+$353.4K
Q1 2022-$192.8K+$762.1K

MSFT has the stronger cash trend. Its trailing FCF is down 7.4% versus its history, compared with BNAI at down 130%.

MSFT Free Cash Flow

Q4 2023: $9.1BQ1 2024: $21BQ2 2024: $23.3BQ3 2024: $19.3BQ4 2024: $6.5BQ1 2025: $20.3BQ2 2025: $25.6BQ3 2025: $25.7BQ4 2025: $5.9BQ1 2026: $15.8BQ2 2026: $19.6BQ3 2026: $18.6B
Q4 2023: $9.1BQ1 2024: $21BQ2 2024: $23.3BQ3 2024: $19.3BQ4 2024: $6.5BQ1 2025: $20.3BQ2 2025: $25.6BQ3 2025: $25.7BQ4 2025: $5.9BQ1 2026: $15.8BQ2 2026: $19.6BQ3 2026: $18.6B
QuarterFree cash flowYoY
Q3 2026$18.6B-27%
Q2 2026$19.6B-23%
Q1 2026$15.8B-22%
Q4 2025$5.9B-9.3%
Q3 2025$25.7B+33%
Q2 2025$25.6B+9.6%
Q1 2025$20.3B-3.2%
Q4 2024$6.5B-29%

MSFT's free cash flow has been positive every quarter for seven years: $60B over the past year, down 23% from the year before.

BNAI Total Shares

Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 4MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ1 2026: 6MQ2 2026: 7M
Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 4MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ1 2026: 6MQ2 2026: 7M
PeriodChange %Net change
Quarterly+14%+857K shares
1 year+70%+2.8M shares
3 years+76%+3M shares

BNAI has 7M diluted shares, up 70% from a year ago.

MSFT Total Shares

Q4 2023: 7.5BQ1 2024: 7.5BQ2 2024: 7.5BQ3 2024: 7.5BQ4 2024: 7.5BQ1 2025: 7.5BQ2 2025: 7.5BQ3 2025: 7.5BQ4 2025: 7.5BQ1 2026: 7.4BQ2 2026: 7.5BQ3 2026: 7.4B
Q4 2023: 7.5BQ1 2024: 7.5BQ2 2024: 7.5BQ3 2024: 7.5BQ4 2024: 7.5BQ1 2025: 7.5BQ2 2025: 7.5BQ3 2025: 7.5BQ4 2025: 7.5BQ1 2026: 7.4BQ2 2026: 7.5BQ3 2026: 7.4B
PeriodChange %Net change
Quarterly-0.1%-7M shares
1 year-0.3%-20M shares
3 years-0.2%-16M shares
5 years-1.6%-121M shares
Available history-3.2%-245M shares

MSFT has the edge over BNAI on shareholder dilution, with a more favorable share count trend.

BNAI Net Leverage

QuarterNet LeverageStatus
Q4 2022-0.1xNet Cash
Q3 2022-0.1xNet Cash
Q2 2022-0.0xNet Cash
Q1 2022-0.1xNet Cash
Q4 2021-0.2xNet Cash

BNAI has more cash than debt.

MSFT Net Leverage

Q2 2026: 0.1xQ3 2026: 0.1x
Q2 2026: 0.1xQ3 2026: 0.1x
QuarterNet LeverageStatus
Q3 20260.1xVery low
Q2 20260.1xVery low

MSFT's net debt is less than a year of its operating earnings (EBITDA).

BNAI Weekly Momentum

MetricValueStatus
RSI34.6Neutral
Stochastic4.0Oversold

BNAI's weekly RSI is 35 (neutral) and its Stochastic is 4 (oversold).

MSFT Weekly Momentum

MetricValueStatus
RSI62.1Neutral
Stochastic68.0Neutral

MSFT's weekly RSI is 62 (neutral) and its Stochastic is 68 (neutral).

BNAI PE vs Technology Sector

MetricBNAISector medianRelative
PEN/A28x—

BNAI has no meaningful PE right now: it lost money over the past year.

MSFT PE vs Technology Sector

MetricMSFTSector medianRelative
PE27x28x2% below
PE %163519 pts below

MSFT is trading at 27x earnings, in line with the Technology sector's median of 28x.

BNAI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$5.1313% below
20 week MA$9.4953% below
50 week MA$17.274% below
100 week MA$10.758% below
200 week MA$41.889% below

BNAI is in a downtrend: it's below all five of its weekly moving averages, and 89% below its 200-week average.

MSFT Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$524.70.3% below
20 week MA$484.87.9% above
50 week MA$446.917% above
100 week MA$453.815% above
200 week MA$411.527% above

MSFT has the edge over BNAI on trend strength, trading above more of its moving averages.

BNAI Yearly ROI

YearStart priceEnd priceROI
2021$97.1$97.2+0.1%
2022$97.2$100.8+3.7%
2023$100.8$105.9+5.1%
2024$105.9$8.10-92%
2025$8.10$1.20-85%
2026 YTD$1.20$4.44+270%

BNAI has the edge over MSFT on returns for 2026, with the stronger performance.

MSFT Yearly ROI

YearStart priceEnd priceROI
2020$159.0$222.8+40%
2021$222.8$334.7+50%
2022$334.7$238.7-29%
2023$238.7$376.0+58%
2024$376.0$430.5+14%
2025$430.5$487.7+13%
2026 YTD$487.7$523.0+7.2%

MSFT has finished higher in five of the last six years, two of them by more than 50%. It's up 7.2% so far in 2026.

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