BLK

BlackRock, Inc.

50
Fundamentals63/ 100
Valuation31/ 100
Upside potential50/ 100
Risk potential15/ 100

BLK trails on the overall score without a compensating advantage in the available component scores.

WTBA

West Bancorporation, Inc.

61
Fundamentals76/ 100
Valuation43/ 100
Upside potential62/ 100
Risk potential15/ 100

WTBA has the edge over BLK overall, supported by stronger fundamentals and stronger valuation.

BLK Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.

WTBA Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

WTBA's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WTBA.

BLK PE Valuation

CHEAPFAIREXPENSIVE7.8x16x23x31x
CHEAPFAIREXPENSIVE7.8x16x23x31x
LevelPEPriceVs current
Cheap19x$848-30%
Fair22x$973-20%
Expensive26x$1,149-5.5%
Current28x$1,217—

Historical ranges are pointers, not guarantees.

BLK's PE is in its expensive range at 28x.

WTBA PE Valuation

CHEAPFAIREXPENSIVE4.9x9.9x15x20x
CHEAPFAIREXPENSIVE4.9x9.9x15x20x
LevelPEPriceVs current
Cheap8.3x$19.63-35%
Forward11x$30.20—
Fair12x$27.64-8.5%
Expensive13x$31.44+4.1%
Current13x$30.20—

Historical ranges are pointers, not guarantees.

WTBA has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.

BLK Forward outlook

There aren't enough analyst estimates for BLK to show an outlook.

WTBA Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
High

Analysts expect earnings and revenue growth for WTBA, with profitability improving.

BLK Risk to reward

ScenarioChangePrice
Upside+14%$1,392.25
Downside-15%$1,038.38

Calculated from the latest close: $1,216.61 on Nov 12.

BLK trails WTBA on modeled risk to reward, with less potential upside and more potential downside.

WTBA Risk to reward

ScenarioChangePrice
Upside+24%$37.32
Downside-15%$25.81

Calculated from the latest close: $30.20 on Nov 12.

WTBA has a better modeled risk to reward balance than BLK, with more potential upside and less potential downside.

BLK Earnings Per Share

Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
QuarterTTM EPSYoY
Q3 2026$43.87+11%
Q2 2026$41.73-0.4%
Q1 2026$39.73-4.7%
Q4 2025$35.31-17%
Q3 2025$39.42-2.7%
Q2 2025$41.89+4%
Q1 2025$41.69+5.9%
Q4 2024$42.53+16%

BLK earned $43.87 per share over the past year, up 11% from the year before.

WTBA Earnings Per Share

Q4 2023: $1.44Q1 2024: $1.32Q2 2024: $1.28Q3 2024: $1.28Q4 2024: $1.42Q1 2025: $1.53Q2 2025: $1.69Q3 2025: $1.89Q4 2025: $1.92Q1 2026: $2.07Q2 2026: $2.24Q3 2026: $2.36Forward: $2.75
Q4 2023: $1.44Q1 2024: $1.32Q2 2024: $1.28Q3 2024: $1.28Q4 2024: $1.42Q1 2025: $1.53Q2 2025: $1.69Q3 2025: $1.89Q4 2025: $1.92Q1 2026: $2.07Q2 2026: $2.24Q3 2026: $2.36Forward: $2.75
QuarterTTM EPSYoY
Forward$2.75+17%
Q3 2026$2.36+25%
Q2 2026$2.24+33%
Q1 2026$2.07+35%
Q4 2025$1.92+35%
Q3 2025$1.89+48%
Q2 2025$1.69+32%
Q1 2025$1.53+16%
Q4 2024$1.42-1.4%

WTBA has the edge over BLK on earnings, with more consistent year-over-year improvement.

BLK Quarterly Revenue

Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
QuarterRevenueYoY
Q3 2026$7.8B+19%
Q2 2026$7.1B+31%
Q1 2026$6.7B+27%
Q4 2025$7B+23%
Q3 2025$6.5B+25%
Q2 2025$5.4B+13%
Q1 2025$5.3B+12%
Q4 2024$5.7B+23%

BLK has the edge over WTBA on sales, with stronger typical year-over-year growth.

WTBA Quarterly Revenue

Q4 2023: $18MQ1 2024: $19MQ2 2024: $20MQ3 2024: $20MQ4 2024: $21MQ1 2025: $23MQ2 2025: $24MQ3 2025: $25MQ4 2025: $23MQ1 2026: $27MQ2 2026: $28MQ3 2026: $29M
Q4 2023: $18MQ1 2024: $19MQ2 2024: $20MQ3 2024: $20MQ4 2024: $21MQ1 2025: $23MQ2 2025: $24MQ3 2025: $25MQ4 2025: $23MQ1 2026: $27MQ2 2026: $28MQ3 2026: $29M
QuarterRevenueYoY
Q3 2026$29.1M+16%
Q2 2026$28.1M+18%
Q1 2026$26.9M+17%
Q4 2025$23.3M+12%
Q3 2025$25M+23%
Q2 2025$23.8M+22%
Q1 2025$23.1M+21%
Q4 2024$20.9M+14%

WTBA's revenue has grown year over year for nine quarters in a row: $29M last quarter, up 16% from the same quarter a year ago.

BLK Free Cash Flow

Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
QuarterFree cash flowYoY
Q3 2026$2.6B+95%
Q2 2026$1.1B-12%
Q1 2026-$1.1B+$120M
Q4 2025$2.1B-15%
Q2 2025$1.3B-6.1%
Q1 2025-$1.2B-$734M
Q4 2024$2.5B+35%
Q2 2024$1.4B+47%

BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.

WTBA Free Cash Flow

Q4 2023: −$4MQ1 2024: −$4MQ2 2024: $3MQ3 2024: $7MQ4 2024: $8MQ1 2025: $8MQ2 2025: $13MQ3 2025: $11MQ4 2025: $11MQ1 2026: $12MQ2 2026: $14MQ3 2026: $16M
Q4 2023: −$4MQ1 2024: −$4MQ2 2024: $3MQ3 2024: $7MQ4 2024: $8MQ1 2025: $8MQ2 2025: $13MQ3 2025: $11MQ4 2025: $11MQ1 2026: $12MQ2 2026: $14MQ3 2026: $16M
QuarterFree cash flowYoY
Q3 2026$15.6M+45%
Q2 2026$14.1M+10%
Q1 2026$12.4M+50%
Q4 2025$11.4M+39%
Q3 2025$10.8M+55%
Q2 2025$12.8M+366%
Q1 2025$8.3M+$12.5M
Q4 2024$8.2M+$12.7M

WTBA has the edge over BLK on cash flow, with more consistent year-over-year improvement.

BLK Total Shares

Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
PeriodChange %Net change
Quarterly-0.1%-148K shares
1 year-0.4%-677K shares
3 years+9.3%+14M shares
5 years+6.2%+9.6M shares
Available history+4.4%+7M shares

BLK has the edge over WTBA on shareholder dilution, with a more favorable share count trend.

WTBA Total Shares

Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17MQ3 2026: 17M
Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17MQ3 2026: 17M
PeriodChange %Net change
Quarterly+0.6%+105K shares
1 year+1.7%+291K shares
3 years+3.2%+538K shares
5 years+3%+503K shares
Available history+5%+826K shares

WTBA has 17M diluted shares, up 1.7% from a year ago.

BLK Net Leverage

Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
QuarterNet LeverageStatus
Q3 2026-0.0xNet Cash
Q2 20260.2xVery low
Q1 20260.3xVery low
Q4 20250.2xVery low
Q3 20250.3xVery low
Q2 20240.2xVery low
Q1 20240.3xVery low
Q4 20230.1xVery low

BLK has the edge over WTBA on leverage, with a lower net debt burden relative to earnings.

WTBA Net Leverage

Q4 2023: 6.2xQ1 2024: 1.8xQ2 2024: 1.8xQ3 2024: 1.5xQ4 2024: 1.6xQ1 2025: 1.2xQ2 2025: 1.1xQ3 2025: 1.2xQ4 2025: 1.2xQ1 2026: 0.8xQ2 2026: 0.9xQ3 2026: 1.0x
Q4 2023: 6.2xQ1 2024: 1.8xQ2 2024: 1.8xQ3 2024: 1.5xQ4 2024: 1.6xQ1 2025: 1.2xQ2 2025: 1.1xQ3 2025: 1.2xQ4 2025: 1.2xQ1 2026: 0.8xQ2 2026: 0.9xQ3 2026: 1.0x
QuarterNet LeverageStatus
Q3 20261.0xHealthy
Q2 20260.9xVery low
Q1 20260.8xVery low
Q4 20251.2xHealthy
Q3 20251.2xHealthy
Q2 20251.1xHealthy
Q1 20251.2xHealthy
Q4 20241.6xHealthy

WTBA's net debt is about a year of its operating earnings (EBITDA), down from 1.2 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WTBA.

BLK Weekly Momentum

MetricValueStatus
RSI64.5Neutral
Stochastic79.0Neutral

BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).

WTBA Weekly Momentum

MetricValueStatus
RSI62.3Neutral
Stochastic67.4Neutral

WTBA's weekly RSI is 62 (neutral) and its Stochastic is 67 (neutral).

BLK PE vs Financial Services Sector

MetricBLKSector medianRelative
PE28x13x113% above
PE %976334 pts above

BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.

WTBA PE vs Financial Services Sector

MetricWTBASector medianRelative
PE13x13x1.7% below
PE %756312 pts above

WTBA has the edge over BLK on valuation relative to its sector.

BLK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1,128.07.9% above
20 week MA$1,108.99.7% above
50 week MA$1,071.614% above
100 week MA$1,051.116% above
200 week MA$914.133% above

BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.

WTBA Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.71.5% above
20 week MA$28.84.7% above
50 week MA$25.917% above
100 week MA$23.131% above
200 week MA$21.044% above

WTBA is in an uptrend: it's above all five of its weekly moving averages, and 44% above its 200-week average.

BLK Yearly ROI

YearStart priceEnd priceROI
2020$503.0$707.2+41%
2021$707.2$913.9+29%
2022$913.9$703.9-23%
2023$703.9$811.8+15%
2024$811.8$1,044.2+29%
2025$1,044.2$1,088.1+4.2%
2026 YTD$1,088.1$1,216.6+12%

BLK has finished higher in five of the last six years. It's up 12% so far in 2026.

WTBA Yearly ROI

YearStart priceEnd priceROI
2020$25.5$19.4-24%
2021$19.4$31.2+61%
2022$31.2$25.1-19%
2023$25.1$21.2-16%
2024$21.2$21.8+2.8%
2025$21.8$22.5+3.4%
2026 YTD$22.5$30.2+34%

WTBA has the edge over BLK on returns for 2026, with the stronger performance.

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