BLK
BlackRock, Inc.
BLK has a slight edge over USCB overall, supported by stronger fundamentals.
USCB
USCB Financial Holdings, Inc.
USCB offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
USCB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
USCB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like USCB.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
USCB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 9.8x | $20.13 | — |
| Cheap | 11x | $18.10 | -10% |
| Fair | 13x | $20.88 | +3.7% |
| Current | 13x | $20.13 | — |
| Expensive | 17x | $26.97 | +34% |
Historical ranges are pointers, not guarantees.
USCB has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
USCB Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Stable | |
| Growth | |
| Weakening | |
| Limited | |
| Moderate |
Analysts expect USCB's revenue to grow, but its profitability to weaken.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
USCB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.05 | +27% |
| Q3 2026 | $1.61 | +1.9% |
| Q2 2026 | $1.55 | +4.7% |
| Q1 2026 | $1.46 | +5% |
| Q4 2025 | $1.33 | +7.3% |
| Q3 2025 | $1.58 | +52% |
| Q2 2025 | $1.48 | +68% |
| Q1 2025 | $1.39 | +78% |
| Q4 2024 | $1.24 | +48% |
USCB has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over USCB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
USCB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $27M | +8.1% |
| Q2 2026 | $27.9M | +15% |
| Q1 2026 | $26.2M | +15% |
| Q4 2025 | $18M | -22% |
| Q3 2025 | $25M | +16% |
| Q2 2025 | $24.4M | +19% |
| Q1 2025 | $22.8M | +30% |
| Q4 2024 | $23M | +46% |
USCB's revenue is growing: $27M last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 45% | -2.1 points |
| Q2 2026 | 45% | +1.5 points |
| Q1 2026 | 45% | +0.4 points |
| Q4 2025 | 18% | -21 points |
| Q3 2025 | 47% | +4.8 points |
| Q2 2025 | 44% | +4.2 points |
| Q1 2025 | 44% | +10 points |
| Q4 2024 | 40% | +17 points |
USCB has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
USCB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $13.9M | -30% |
| Q2 2026 | $24.2M | +35% |
| Q1 2026 | $15M | +2.6% |
| Q4 2025 | -$10.1M | -$7M |
| Q3 2025 | $20M | +80% |
| Q2 2025 | $18M | +1% |
| Q1 2025 | $14.6M | +84% |
| Q4 2024 | -$3.1M | +$2.9M |
USCB has the edge over BLK on cash flow, with more consistent year-over-year improvement.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over USCB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
USCB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -88.3K shares |
| 1 year | +1.5% | +276K shares |
| 3 years | -5.9% | -1.2M shares |
USCB has 18M diluted shares, up 1.5% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $1M |
| Q4 2025 | — |
| Q3 2025 | $34.4M |
| Q2 2025 | — |
| Q1 2025 | $174,000 |
| Q4 2024 | — |
USCB spent $1M buying back its own shares over the past year, down 97% from the year before.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
USCB Net Leverage
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
USCB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.9 | Neutral |
| Stochastic | 14.9 | Oversold |
USCB's weekly RSI is 44 (neutral) and its Stochastic is 15 (oversold).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
USCB PE vs Financial Services Sector
| Metric | USCB | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 4% below |
| PE % | 43 | 66 | 23 pts below |
USCB has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over USCB on trend strength, trading above more of its moving averages.
USCB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $21.2 | 4.9% below |
| 20 week MA | $21.7 | 7.1% below |
| 50 week MA | $20.1 | 0.3% above |
| 100 week MA | $18.7 | 7.4% above |
| 200 week MA | $15.6 | 29% above |
USCB has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 29% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over USCB on returns for 2026, with the stronger performance.
USCB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $10.8 | $14.6 | +35% |
| 2022 | $14.6 | $12.5 | -15% |
| 2023 | $12.5 | $12.3 | -1.7% |
| 2024 | $12.3 | $17.7 | +45% |
| 2025 | $17.7 | $18.7 | +5.8% |
| 2026 YTD | $18.7 | $20.1 | +7.5% |
USCB has finished higher in three of the last five years. It's up 7.5% so far in 2026.