BLK
BlackRock, Inc.
BLK has the edge over SSBI overall, supported by lower modeled downside and stronger modeled upside.
SSBI
Summit State Bank
SSBI trails on the overall score without a compensating advantage in the available component scores.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
SSBI Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
SSBI's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like SSBI.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over SSBI in the historical PE scenario, which offers more potential upside but is not a forecast.
SSBI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6x | $2.06 | -83% |
| Fair | 7.8x | $2.64 | -78% |
| Expensive | 11x | $3.65 | -70% |
| Current | 35x | $12.01 | — |
Historical ranges are pointers, not guarantees.
SSBI's PE is in its expensive range at 35x.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
SSBI Forward outlook
There aren't enough analyst estimates for SSBI to show an outlook.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the edge over SSBI on earnings, with more consistent year-over-year improvement.
SSBI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.34 | +$0.58 |
| Q1 2026 | $0.89 | +$1.35 |
| Q4 2025 | $1.01 | +$1.63 |
| Q3 2025 | -$0.21 | -129% |
| Q2 2025 | -$0.24 | -127% |
| Q1 2025 | -$0.46 | -138% |
| Q4 2024 | -$0.62 | -138% |
| Q3 2024 | $0.72 | -64% |
SSBI has returned to profit: it earned $0.34 per share over the past year, after losing money the year before.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over SSBI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over SSBI on profitability, with a higher operating margin.
SSBI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $15M | -3.2% |
| Q1 2026 | $15.1M | -0.9% |
| Q4 2025 | $13M | -15% |
| Q3 2025 | $15.1M | -5.6% |
| Q2 2025 | $15.5M | +2.1% |
| Q1 2025 | $15.2M | -1.5% |
| Q4 2024 | $15.4M | +2.9% |
| Q3 2024 | $16M | -2.3% |
SSBI's revenue is shrinking: $15M last quarter, down 3.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | -13% | -34 points |
| Q1 2026 | 15% | -5.3 points |
| Q4 2025 | 10% | +66 points |
| Q3 2025 | 8.4% | +3.2 points |
| Q2 2025 | 21% | +13 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | -55% | -74 points |
| Q3 2024 | 5.2% | -10 points |
SSBI's operating margin was −13% last quarter, down 34 points from the same quarter a year ago, near the bottom of its range since 2019.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
SSBI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $4.2M | +$4.2M |
| Q1 2026 | $3.8M | +$7M |
| Q4 2025 | $2.6M | +58% |
| Q3 2025 | $7.2M | +215% |
| Q2 2025 | -$66K | -106% |
| Q1 2025 | -$3.2M | -596% |
| Q4 2024 | $1.7M | +$2.7M |
| Q3 2024 | $2.3M | +$4.7M |
SSBI has the edge over BLK on cash flow, with more consistent year-over-year improvement.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over SSBI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
SSBI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +13.3K shares |
| 1 year | +0.2% | +13.7K shares |
| 3 years | +0.7% | +47.5K shares |
| 5 years | +1% | +65.5K shares |
| Available history | +1% | +66.1K shares |
SSBI has 7M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | $12,000 |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
SSBI hasn't bought back shares in the past year.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
SSBI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -33.1x | Net Cash |
| Q1 2026 | -12.9x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2024 | -10.3x | Net Cash |
| Q2 2024 | -3.4x | Net Cash |
| Q1 2024 | -0.3x | Net Cash |
| Q4 2023 | -3.3x | Net Cash |
| Q3 2023 | -4.2x | Net Cash |
SSBI has the edge over BLK on leverage, with a lower net debt burden relative to earnings.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
SSBI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.2 | Neutral |
| Stochastic | 13.2 | Oversold |
SSBI's weekly RSI is 43 (neutral) and its Stochastic is 13 (oversold).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK has the edge over SSBI on valuation relative to its sector.
SSBI PE vs Financial Services Sector
| Metric | SSBI | Sector median | Relative |
|---|---|---|---|
| PE | 35x | 13x | 171% above |
| PE % | 99 | 63 | 36 pts above |
SSBI is trading at 35x earnings, a 171% premium to the Financial Services sector's median of 13x.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over SSBI on trend strength, trading above more of its moving averages.
SSBI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $12.0 | 0.1% below |
| 20 week MA | $12.6 | 4.4% below |
| 50 week MA | $12.9 | 7% below |
| 100 week MA | $11.4 | 5.4% above |
| 200 week MA | $11.8 | 2.1% above |
SSBI has slipped below its 8-, 20- and 50-week averages, though it's still 2.1% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over SSBI on returns for 2026, with the stronger performance.
SSBI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.7 | $11.4 | -2.3% |
| 2021 | $11.4 | $15.4 | +35% |
| 2022 | $15.4 | $15.3 | -0.3% |
| 2023 | $15.3 | $12.3 | -20% |
| 2024 | $12.3 | $7.59 | -38% |
| 2025 | $7.59 | $11.8 | +55% |
| 2026 YTD | $11.8 | $12.0 | +2.2% |
SSBI has finished lower in four of the last six years. It's up 2.2% so far in 2026.