BLK
BlackRock, Inc.
BLK has lower modeled downside risk, despite its lower overall score.
SEZL
Sezzle Inc.
SEZL has the edge over BLK overall, supported by stronger modeled upside and stronger valuation.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
SEZL Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
SEZL's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like SEZL.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over SEZL in the historical PE scenario, which offers more potential upside but is not a forecast.
SEZL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 20x | $102 | -34% |
| Forward | 23x | $155 | — |
| Fair | 26x | $137 | -11% |
| Current | 30x | $155 | — |
| Expensive | 39x | $201 | +30% |
Historical ranges are pointers, not guarantees.
SEZL's PE is in its expensive range at 30x. If earnings grow as analysts expect, today's price would be 23x next year's earnings, in its fair range.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
SEZL Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Improving | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for SEZL, with profitability improving.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
SEZL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $6.68 | +28% |
| Q3 2026 | $5.21 | +61% |
| Q2 2026 | $4.58 | +57% |
| Q1 2026 | $4.19 | +42% |
| Q4 2025 | $3.72 | +70% |
| Q3 2025 | $3.24 | +106% |
| Q2 2025 | $2.92 | +150% |
| Q1 2025 | $2.96 | +679% |
| Q4 2024 | $2.19 | +3.3% |
SEZL has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK's revenue has grown year over year for 13 quarters in a row: $7.8B last quarter, up 19% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
SEZL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $166.5M | +43% |
| Q2 2026 | $149.7M | +52% |
| Q1 2026 | $135.5M | +29% |
| Q4 2025 | $129.9M | +32% |
| Q3 2025 | $116.8M | +67% |
| Q2 2025 | $98.7M | +76% |
| Q1 2025 | $104.9M | +123% |
| Q4 2024 | $98.2M | +101% |
SEZL has the edge over BLK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 39% | +8.1 points |
| Q2 2026 | 37% | +0.2 points |
| Q1 2026 | 51% | +3.4 points |
| Q4 2025 | 43% | +11 points |
| Q3 2025 | 30% | +0.7 points |
| Q2 2025 | 37% | +6.7 points |
| Q1 2025 | 48% | +18 points |
| Q4 2024 | 31% | +16 points |
SEZL has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
SEZL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $86.5M | +163% |
| Q2 2026 | $51.8M | +$88.6M |
| Q1 2026 | $88.6M | +51% |
| Q4 2025 | $70.6M | +7426% |
| Q3 2025 | $32.9M | +478% |
| Q2 2025 | -$36.7M | -$32.3M |
| Q1 2025 | $58.8M | +52% |
| Q4 2024 | $937.7K | +$16M |
SEZL has the edge over BLK on cash flow, with more consistent year-over-year improvement.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
SEZL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +29K shares |
| 1 year | -2.6% | -922K shares |
| 3 years | +1.1% | +375K shares |
SEZL has the edge over BLK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6.6M |
| Q2 2026 | $7.1M |
| Q1 2026 | $25.7M |
| Q4 2025 | $30M |
| Q3 2025 | $4M |
| Q2 2025 | $28.2M |
| Q1 2025 | $2.4M |
| Q4 2024 | $1.5M |
SEZL spent $69M buying back its own shares over the past year, up 92% from the year before.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over SEZL on leverage, with a lower net debt burden relative to earnings.
SEZL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.1x | Very low |
| Q4 2025 | 0.4x | Very low |
| Q3 2025 | 0.1x | Very low |
| Q2 2025 | 0.3x | Very low |
| Q1 2025 | -0.2x | Net Cash |
| Q4 2024 | 0.4x | Very low |
SEZL's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like SEZL.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
SEZL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.8 | Neutral |
| Stochastic | 53.9 | Neutral |
SEZL's weekly RSI is 64 (neutral) and its Stochastic is 54 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK has the edge over SEZL on valuation relative to its sector.
SEZL PE vs Financial Services Sector
| Metric | SEZL | Sector median | Relative |
|---|---|---|---|
| PE | 30x | 13x | 128% above |
| PE % | 68 | 45 | 23 pts above |
SEZL is trading at 30x earnings, a 128% premium to the Financial Services sector's median of 13x.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
SEZL has stronger trend alignment. BLK is above 5 of 5 weekly averages versus SEZL above 4 of 4.
SEZL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $130.8 | 18% above |
| 20 week MA | $136.9 | 13% above |
| 50 week MA | $105.3 | 47% above |
| 100 week MA | $91.7 | 69% above |
SEZL is in an uptrend: it's above all four of its weekly moving averages, and 69% above its 100-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
SEZL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2023 | $1.23 | $3.42 | +178% |
| 2024 | $3.42 | $44.2 | +1192% |
| 2025 | $44.2 | $70.5 | +60% |
| 2026 YTD | $70.5 | $154.7 | +119% |
SEZL has the edge over BLK on returns for 2026, with the stronger performance.