BLK
BlackRock, Inc.
BLK's fundamentals are mixed, but it looks expensive: trading at 28x earnings, above its usual 22x.
PNBK
Patriot National Bancorp, Inc.
There isn't enough reported data to score PNBK yet.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
PNBK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Under pressure | |
| N/A | |
| N/A |
PNBK's revenue is currently strong, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like PNBK.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
PNBK PE Valuation
PNBK has no meaningful PE right now: it lost money over the past year.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
PNBK Forward outlook
There aren't enough analyst estimates for PNBK to show an outlook.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the stronger earnings trend. Trailing diluted EPS is up 11% for BLK versus PNBK down 137%.
PNBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2025 | -$2.70 | +$4.69 |
| Q2 2025 | -$9.45 | -$7.89 |
| Q1 2025 | -$10.16 | -$9.21 |
| Q4 2024 | -$10.03 | -$8.98 |
| Q3 2024 | -$7.39 | -$6.54 |
| Q2 2024 | -$1.56 | -326% |
| Q1 2024 | -$0.95 | -181% |
| Q4 2023 | -$1.05 | -168% |
PNBK lost $2.70 per share over the past year, a smaller loss than the year before.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over PNBK on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over PNBK on profitability, with a higher operating margin.
PNBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.7M | +131% |
| Q2 2026 | $12M | +94% |
| Q1 2026 | $10.3M | +54% |
| Q4 2025 | $9.5M | +44% |
| Q3 2025 | $7.2M | +1.4% |
| Q2 2025 | $6.2M | -12% |
| Q1 2025 | $6.7M | -13% |
| Q4 2024 | $6.6M | -30% |
PNBK's revenue has grown year over year for five quarters in a row: $17M last quarter, up 131% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 6.1% | +43 points |
| Q2 2026 | -11% | +70 points |
| Q1 2026 | -17% | +25 points |
| Q4 2025 | -23% | +122 points |
| Q3 2025 | -37% | -4.5 points |
| Q2 2025 | -81% | -25 points |
| Q1 2025 | -42% | -39 points |
| Q4 2024 | -145% | -159 points |
PNBK's operating margin was 6.1% last quarter, up 43 points from the same quarter a year ago.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK has the edge over PNBK on cash generation, producing positive trailing cash flow while its opponent burns cash.
PNBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$5.6M | -$387K |
| Q2 2026 | -$5.7M | -717% |
| Q1 2026 | -$3.5M | +$2.4M |
| Q4 2025 | -$4.1M | -$1.6M |
| Q3 2025 | -$5.3M | -$2.6M |
| Q2 2025 | $918K | -85% |
| Q1 2025 | -$5.9M | -435% |
| Q4 2024 | -$2.5M | -$2.3M |
PNBK's free cash flow was −$19M over the past year, against −$13M the year before. Free cash flow isn't a meaningful measure for financial services companies like PNBK.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over PNBK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
PNBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.4% | +1.6M shares |
| 1 year | +52% | +41M shares |
| 3 years | +2904% | +115M shares |
| 5 years | +2910% | +115M shares |
| Available history | +2937% | +115M shares |
PNBK has 119M diluted shares, up 52% from a year ago.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
PNBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2023 | -11.2x | Net Cash |
| Q1 2023 | -5.6x | Net Cash |
| Q4 2022 | 8.5x | High |
| Q3 2022 | -1.3x | Net Cash |
| Q2 2022 | -2.3x | Net Cash |
| Q1 2022 | -3.5x | Net Cash |
| Q4 2021 | 11.3x | High |
| Q3 2021 | -4.9x | Net Cash |
PNBK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like PNBK.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
PNBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 39.3 | Neutral |
| Stochastic | 11.6 | Oversold |
PNBK's weekly RSI is 39 (neutral) and its Stochastic is 12 (oversold).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
PNBK PE vs Financial Services Sector
| Metric | PNBK | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
PNBK has no meaningful PE right now: it lost money over the past year.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over PNBK on trend strength, trading above more of its moving averages.
PNBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.88 | 1.1% below |
| 20 week MA | $1.02 | 15% below |
| 50 week MA | $1.21 | 28% below |
| 100 week MA | $1.50 | 42% below |
| 200 week MA | $3.42 | 75% below |
PNBK is in a downtrend: it's below all five of its weekly moving averages, and 75% below its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over PNBK on returns for 2026, with the stronger performance.
PNBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $12.7 | $9.66 | -24% |
| 2021 | $9.66 | $14.9 | +54% |
| 2022 | $14.9 | $10.9 | -27% |
| 2023 | $10.9 | $3.83 | -65% |
| 2024 | $3.83 | $1.94 | -49% |
| 2025 | $1.94 | $1.77 | -8.8% |
| 2026 YTD | $1.77 | $0.87 | -51% |
PNBK has finished four years in a row lower, and it's down 51% so far in 2026.