BLK
BlackRock, Inc.
BLK has slightly lower modeled downside risk, despite its lower overall score.
PLMR
Palomar Holdings, Inc.
PLMR has the edge over BLK overall, supported by stronger valuation and stronger modeled upside.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
PLMR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
PLMR's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like PLMR.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
PLMR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 14x | $158 | — |
| Cheap | 20x | $163 | +2.7% |
| Current | 20x | $158 | — |
| Fair | 27x | $217 | +37% |
| Expensive | 89x | $710 | +349% |
Historical ranges are pointers, not guarantees.
PLMR has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
PLMR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Stable | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for PLMR, with profitability holding steady.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
PLMR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $11.23 | +41% |
| Q3 2026 | $7.98 | +24% |
| Q2 2026 | $7.43 | +31% |
| Q1 2026 | $7.17 | +43% |
| Q4 2025 | $7.17 | +60% |
| Q3 2025 | $6.41 | +52% |
| Q2 2025 | $5.69 | +50% |
| Q1 2025 | $5.01 | +44% |
| Q4 2024 | $4.48 | +43% |
PLMR has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK's revenue has grown year over year for 13 quarters in a row: $7.8B last quarter, up 19% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over PLMR on profitability, with a higher operating margin.
PLMR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $386.6M | +58% |
| Q2 2026 | $314.4M | +55% |
| Q1 2026 | $278.9M | +60% |
| Q4 2025 | $253.4M | +63% |
| Q3 2025 | $244.7M | +65% |
| Q2 2025 | $203.3M | +55% |
| Q1 2025 | $174.6M | +47% |
| Q4 2024 | $155.8M | +48% |
PLMR has the edge over BLK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 22% | -5.5 points |
| Q2 2026 | 22% | -7.3 points |
| Q1 2026 | 19% | -12 points |
| Q4 2025 | 29% | -0.2 points |
| Q3 2025 | 27% | +1.5 points |
| Q2 2025 | 29% | +4 points |
| Q1 2025 | 31% | +1.8 points |
| Q4 2024 | 29% | -2.9 points |
PLMR's operating margin was 22% last quarter, down 5.5 points from the same quarter a year ago.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
PLMR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $120.5M | +44% |
| Q2 2026 | $166.8M | +38% |
| Q1 2026 | $47M | -46% |
| Q4 2025 | $117.4M | +62% |
| Q3 2025 | $83.6M | -16% |
| Q1 2025 | $87.1M | +163% |
| Q4 2024 | $72.6M | +226% |
| Q3 2024 | $100.1M | +42% |
PLMR's free cash flow was $452M over the past year, up 24% from the year before. Free cash flow isn't a meaningful measure for financial services companies like PLMR.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
PLMR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -61K shares |
| 1 year | -1.6% | -451K shares |
| 3 years | +6.9% | +1.8M shares |
| 5 years | +3.7% | +952K shares |
| Available history | +24% | +5.2M shares |
PLMR has the edge over BLK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $8.9M |
| Q2 2026 | $41M |
| Q1 2026 | $23.1M |
| Q4 2025 | $7,000 |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
PLMR spent $73M buying back its own shares over the past year.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
PLMR Net Leverage
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
PLMR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.6 | Neutral |
| Stochastic | 84.4 | Overbought |
PLMR's weekly RSI is 69 (neutral) and its Stochastic is 84 (overbought).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
PLMR PE vs Financial Services Sector
| Metric | PLMR | Sector median | Relative |
|---|---|---|---|
| PE | 20x | 13x | 52% above |
| PE % | 13 | 63 | 50 pts below |
PLMR has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
PLMR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $139.6 | 13% above |
| 20 week MA | $136.4 | 16% above |
| 50 week MA | $127.9 | 24% above |
| 100 week MA | $128.9 | 23% above |
| 200 week MA | $99.5 | 59% above |
PLMR is in an uptrend: it's above all five of its weekly moving averages, and 59% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
PLMR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $50.6 | $91.2 | +80% |
| 2021 | $91.2 | $64.7 | -29% |
| 2022 | $64.7 | $46.2 | -29% |
| 2023 | $46.2 | $55.5 | +20% |
| 2024 | $55.5 | $104.4 | +88% |
| 2025 | $104.4 | $134.8 | +29% |
| 2026 YTD | $134.8 | $158.3 | +17% |
PLMR has the edge over BLK on returns for 2026, with the stronger performance.