BLK
BlackRock, Inc.
BLK's fundamentals are mixed, but it looks expensive: trading at 28x earnings, above its usual 22x.
PBFS
Pioneer Bancorp, Inc.
There isn't enough reported data to score PBFS yet.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
PBFS Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Healthy | |
| N/A | |
| N/A |
PBFS's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like PBFS.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over PBFS in the historical PE scenario, which offers more potential upside but is not a forecast.
PBFS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 14x | $7.06 | -61% |
| Fair | 20x | $10.45 | -42% |
| Current | 35x | $18.15 | — |
| Expensive | 52x | $27.26 | +50% |
Historical ranges are pointers, not guarantees.
PBFS's PE is 35x, but its earnings don't support one, so it isn't a reliable read right now.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
PBFS Forward outlook
There aren't enough analyst estimates for PBFS to show an outlook.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the stronger earnings trend. Trailing diluted EPS is up 11% for BLK versus PBFS down 28%.
PBFS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2024 | $0.72 | -10% |
| Q2 2024 | $0.61 | -30% |
| Q1 2024 | $0.63 | -21% |
| Q4 2023 | $0.68 | +19% |
| Q3 2023 | $0.80 | +40% |
| Q2 2023 | $0.87 | +112% |
| Q1 2023 | $0.80 | +400% |
| Q4 2022 | $0.57 | +185% |
PBFS's earnings per share have fallen from their peak: $0.52 over the past year, against $0.87 in mid-2023.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over PBFS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over PBFS on profitability, with a higher operating margin.
PBFS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $29.1M | +21% |
| Q2 2026 | $28.3M | +16% |
| Q1 2026 | $24.6M | +7.9% |
| Q3 2025 | $24M | +9.1% |
| Q2 2025 | $24.4M | +17% |
| Q1 2025 | $22.8M | +5.8% |
| Q3 2024 | $22M | +13% |
| Q2 2024 | $20.9M | +7.9% |
PBFS's revenue has grown year over year for 10 quarters in a row: $29M last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 0.2% | -23 points |
| Q2 2026 | 17% | -16 points |
| Q1 2026 | 23% | -9.3 points |
| Q4 2025 | 21% | N/A |
| Q3 2025 | 23% | -14 points |
| Q2 2025 | 33% | +9.3 points |
| Q1 2025 | 33% | +4.4 points |
| Q3 2024 | 37% | +15 points |
PBFS's operating margin was 0.2% last quarter, down 23 points from the same quarter a year ago, near the bottom of its range since 2019.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
PBFS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $16.8M | +330% |
| Q2 2026 | $14.7M | +189% |
| Q1 2026 | -$161K | +$3.4M |
| Q3 2025 | $3.9M | +104% |
| Q2 2025 | $5.1M | -44% |
| Q1 2025 | -$3.5M | -207% |
| Q3 2024 | $1.9M | -85% |
| Q1 2024 | $3.3M | +42% |
PBFS has the edge over BLK on cash flow, with more consistent year-over-year improvement.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
PBFS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +7.3K shares |
| 1 year | -1% | -255K shares |
| 3 years | -3.3% | -831K shares |
| 5 years | -2.9% | -729K shares |
| Available history | -2.6% | -659K shares |
PBFS has the edge over BLK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q4 2025 | $417,000 |
| Q3 2025 | $6M |
| Q2 2025 | $3.3M |
| Q1 2025 | $1.6M |
| Q3 2024 | $1.2M |
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
PBFS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -3.7x | Net Cash |
| Q2 2026 | -1.6x | Net Cash |
| Q1 2026 | -1.0x | Net Cash |
| Q4 2025 | -1.1x | Net Cash |
| Q3 2024 | -3.0x | Net Cash |
| Q2 2024 | -1.7x | Net Cash |
| Q1 2024 | -1.7x | Net Cash |
| Q4 2023 | -1.3x | Net Cash |
PBFS has the edge over BLK on leverage, with a lower net debt burden relative to earnings.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
PBFS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.4 | Neutral |
| Stochastic | 45.8 | Neutral |
PBFS's weekly RSI is 62 (neutral) and its Stochastic is 46 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK has the edge over PBFS on valuation relative to its sector.
PBFS PE vs Financial Services Sector
| Metric | PBFS | Sector median | Relative |
|---|---|---|---|
| PE | 35x | 13x | 166% above |
| PE % | 67 | 63 | 4 pts above |
PBFS is trading at 35x earnings, a 166% premium to the Financial Services sector's median of 13x, though its earnings don't support one.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
PBFS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $17.9 | 1.4% above |
| 20 week MA | $17.7 | 2.5% above |
| 50 week MA | $15.8 | 15% above |
| 100 week MA | $14.0 | 30% above |
| 200 week MA | $11.9 | 53% above |
PBFS is in an uptrend: it's above all five of its weekly moving averages, and 53% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
PBFS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $15.2 | $10.5 | -31% |
| 2021 | $10.5 | $11.9 | +14% |
| 2022 | $11.9 | $11.5 | -3.1% |
| 2023 | $11.5 | $10.0 | -13% |
| 2024 | $10.0 | $11.4 | +14% |
| 2025 | $11.4 | $13.9 | +22% |
| 2026 YTD | $13.9 | $18.2 | +31% |
PBFS has the edge over BLK on returns for 2026, with the stronger performance.