BLK
BlackRock, Inc.
BLK offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
OMF
OneMain Holdings, Inc.
OMF has the edge over BLK overall, supported by stronger modeled upside and stronger valuation.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
OMF Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
OMF's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like OMF.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over OMF in the historical PE scenario, which offers more potential upside but is not a forecast.
OMF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 4.8x | $31.69 | -42% |
| Forward | 7.1x | $54.38 | — |
| Fair | 7.9x | $51.66 | -5% |
| Current | 8.3x | $54.38 | — |
| Expensive | 10x | $67.63 | +24% |
Historical ranges are pointers, not guarantees.
OMF's PE is in its fair range at 8.3x. If earnings grow as analysts expect, today's price would be 7.1x next year's earnings.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
OMF Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for OMF, with profitability improving. However, they disagree widely on these estimates.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
OMF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.67 | +17% |
| Q3 2026 | $6.56 | +11% |
| Q2 2026 | $6.63 | +20% |
| Q1 2026 | $6.71 | +42% |
| Q4 2025 | $6.56 | +55% |
| Q3 2025 | $5.90 | +29% |
| Q2 2025 | $5.54 | +14% |
| Q1 2025 | $4.73 | -7.8% |
| Q4 2024 | $4.24 | -20% |
OMF has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over OMF on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over OMF on profitability, with a higher operating margin.
OMF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +10% |
| Q2 2026 | $1.3B | +8.3% |
| Q1 2026 | $1.3B | +6.6% |
| Q4 2025 | $1.3B | +10% |
| Q3 2025 | $1.2B | +6.2% |
| Q2 2025 | $1.2B | +9.3% |
| Q1 2025 | $1.2B | +10% |
| Q4 2024 | $1.2B | +5.8% |
OMF's revenue has grown year over year for 14 quarters in a row: $1.4B last quarter, up 10% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 17% | -4.1 points |
| Q2 2026 | 15% | -2.8 points |
| Q1 2026 | 23% | +0.2 points |
| Q4 2025 | 19% | +5.3 points |
| Q3 2025 | 21% | +3.5 points |
| Q2 2025 | 18% | +9.5 points |
| Q1 2025 | 23% | +4.3 points |
| Q4 2024 | 14% | -6 points |
OMF's operating margin was 17% last quarter, down 4.1 points from the same quarter a year ago.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
OMF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $808M | -2.4% |
| Q2 2026 | $800M | +3.4% |
| Q1 2026 | $739M | +11% |
| Q4 2025 | $865M | +15% |
| Q3 2025 | $828M | +22% |
| Q2 2025 | $774M | +8.7% |
| Q1 2025 | $665M | +19% |
| Q4 2024 | $752M | +11% |
OMF has the edge over BLK on cash flow, with more consistent year-over-year improvement.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
OMF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -271K shares |
| 1 year | -3.3% | -3.9M shares |
| 3 years | -4.4% | -5.3M shares |
| 5 years | -13% | -17.4M shares |
| Available history | -15% | -20.8M shares |
OMF has the edge over BLK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $34M |
| Q2 2026 | $32M |
| Q1 2026 | $107M |
| Q4 2025 | $71M |
| Q3 2025 | $33M |
| Q2 2025 | $21M |
| Q1 2025 | $16M |
| Q4 2024 | $3M |
OMF spent $244M buying back its own shares over the past year, about three times what it spent the year before.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over OMF on leverage, with a lower net debt burden relative to earnings.
OMF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 18.2x | High |
| Q2 2026 | 17.1x | High |
| Q1 2026 | 16.4x | High |
| Q4 2025 | 16.9x | High |
| Q3 2025 | 18.1x | High |
| Q2 2025 | 18.6x | High |
| Q1 2025 | 20.5x | High |
| Q4 2024 | 22.2x | High |
OMF's net debt is about 18 years of its operating earnings (EBITDA), about the same as a year ago. Net leverage isn't a meaningful measure for financial services companies like OMF.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
OMF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 38.1 | Neutral |
| Stochastic | 13.3 | Oversold |
OMF's weekly RSI is 38 (neutral) and its Stochastic is 13 (oversold).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
OMF PE vs Financial Services Sector
| Metric | OMF | Sector median | Relative |
|---|---|---|---|
| PE | 8.3x | 13x | 36% below |
| PE % | 54 | 63 | 9 pts below |
OMF has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over OMF on trend strength, trading above more of its moving averages.
OMF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $56.0 | 2.9% below |
| 20 week MA | $59.7 | 8.9% below |
| 50 week MA | $59.5 | 8.6% below |
| 100 week MA | $57.0 | 4.6% below |
| 200 week MA | $51.0 | 6.5% above |
OMF has fallen below most of its moving averages, though it's still 6.5% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over OMF on returns for 2026, with the stronger performance.
OMF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $42.6 | $46.7 | +9.7% |
| 2021 | $46.7 | $50.2 | +7.4% |
| 2022 | $50.2 | $33.2 | -34% |
| 2023 | $33.2 | $49.2 | +48% |
| 2024 | $49.2 | $52.8 | +7.3% |
| 2025 | $52.8 | $69.1 | +31% |
| 2026 YTD | $69.1 | $54.4 | -21% |
OMF has finished higher in five of the last six years. It's down 21% so far in 2026.