BLK
BlackRock, Inc.
BLK offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
LSBK
Lake Shore Bancorp, Inc.
LSBK has the edge over BLK overall, supported by stronger valuation and stronger fundamentals.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
LSBK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
LSBK's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like LSBK.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
LSBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 12x | $13.90 | -27% |
| Fair | 16x | $18.14 | -4.5% |
| Current | 17x | $18.99 | — |
| Expensive | 18x | $20.62 | +8.6% |
Historical ranges are pointers, not guarantees.
LSBK has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
LSBK Forward outlook
There aren't enough analyst estimates for LSBK to show an outlook.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
LSBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $1.12 | +22% |
| Q2 2026 | $1.13 | +45% |
| Q1 2026 | $1.09 | +65% |
| Q4 2025 | $0.97 | +49% |
| Q3 2025 | $0.92 | +74% |
| Q2 2025 | $0.78 | +42% |
| Q1 2025 | $0.66 | +27% |
| Q4 2024 | $0.65 | +6.6% |
LSBK has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over LSBK on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
LSBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.9M | +6.9% |
| Q2 2026 | $7.6M | +10% |
| Q1 2026 | $7.4M | +19% |
| Q4 2025 | $7.3M | +14% |
| Q3 2025 | $7.4M | +20% |
| Q2 2025 | $6.9M | +16% |
| Q1 2025 | $6.2M | +6% |
| Q4 2024 | $6.4M | -1.1% |
LSBK's revenue has grown year over year for seven quarters in a row: $8M last quarter, up 6.9% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 35% | -3 points |
| Q2 2026 | 35% | +1.5 points |
| Q1 2026 | 32% | +12 points |
| Q4 2025 | 32% | +4.8 points |
| Q3 2025 | 38% | +13 points |
| Q2 2025 | 33% | +11 points |
| Q1 2025 | 20% | -0.1 points |
| Q4 2024 | 27% | +7.1 points |
LSBK has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK has the edge over LSBK on cash flow, with more consistent year-over-year improvement.
LSBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.5M | -25% |
| Q1 2026 | $2.8M | +390% |
| Q4 2025 | $2.1M | -36% |
| Q3 2025 | $3.3M | +$4.7M |
| Q1 2025 | $568K | +$605K |
| Q4 2024 | $3.4M | +118% |
| Q3 2024 | -$1.4M | -218% |
| Q2 2024 | $573K | -68% |
LSBK's free cash flow was $10M over the past year, up 66% from the year before. Free cash flow isn't a meaningful measure for financial services companies like LSBK.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
LSBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -26.5K shares |
| 1 year | -0.4% | -27.6K shares |
| 3 years | -6.9% | -548K shares |
| 5 years | -7.5% | -600K shares |
| Available history | -9.3% | -759K shares |
LSBK has 7M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.8M |
| Q2 2026 | $50,000 |
| Q1 2026 | $32,000 |
| Q4 2025 | $2,000 |
| Q3 2025 | — |
| Q1 2025 | $35,000 |
| Q4 2024 | $3,000 |
| Q3 2024 | — |
LSBK spent $2M buying back its own shares over the past year.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
LSBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.7x | Net Cash |
| Q1 2025 | -4.0x | Net Cash |
| Q4 2024 | -3.5x | Net Cash |
| Q3 2024 | -6.4x | Net Cash |
| Q2 2024 | -5.8x | Net Cash |
| Q1 2024 | -4.7x | Net Cash |
| Q4 2023 | -2.6x | Net Cash |
LSBK has the edge over BLK on leverage, with a lower net debt burden relative to earnings.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
LSBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 74.7 | Overbought |
| Stochastic | 78.8 | Neutral |
LSBK's weekly RSI is 75 (overbought) and its Stochastic is 79 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
LSBK PE vs Financial Services Sector
| Metric | LSBK | Sector median | Relative |
|---|---|---|---|
| PE | 17x | 13x | 30% above |
| PE % | 62 | 63 | 1 pt below |
LSBK has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
LSBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $18.5 | 2.8% above |
| 20 week MA | $17.8 | 6.8% above |
| 50 week MA | $16.4 | 16% above |
| 100 week MA | $14.2 | 34% above |
| 200 week MA | $11.4 | 66% above |
LSBK is in an uptrend: it's above all five of its weekly moving averages, and 66% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
LSBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.3 | $9.60 | -15% |
| 2021 | $9.60 | $11.2 | +17% |
| 2022 | $11.2 | $9.10 | -19% |
| 2023 | $9.10 | $8.65 | -4.9% |
| 2024 | $8.65 | $9.90 | +14% |
| 2025 | $9.90 | $14.8 | +49% |
| 2026 YTD | $14.8 | $19.0 | +29% |
LSBK has the edge over BLK on returns for 2026, with the stronger performance.