BLK

BlackRock, Inc.

50
Fundamentals63/ 100
Valuation31/ 100
Upside potential50/ 100
Risk potential15/ 100

BLK offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.

KRNY

Kearny Financial Corp.

61
Fundamentals61/ 100
Valuation51/ 100
Upside potential55/ 100
Risk potential14/ 100

KRNY has the edge over BLK overall, supported by stronger valuation and stronger modeled upside.

BLK Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.

KRNY Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

KRNY's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like KRNY.

BLK PE Valuation

CHEAPFAIREXPENSIVE7.8x16x23x31x
CHEAPFAIREXPENSIVE7.8x16x23x31x
LevelPEPriceVs current
Cheap19x$848-30%
Fair22x$973-20%
Expensive26x$1,149-5.5%
Current28x$1,217—

Historical ranges are pointers, not guarantees.

BLK's PE is in its expensive range at 28x.

KRNY PE Valuation

CHEAPFAIREXPENSIVE7.6x15x23x31x
CHEAPFAIREXPENSIVE7.6x15x23x31x
LevelPEPriceVs current
Forward11x$9.15—
Cheap12x$6.89-25%
Fair15x$8.97-1.9%
Current16x$9.15—
Expensive20x$11.37+24%

Historical ranges are pointers, not guarantees.

KRNY has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.

BLK Forward outlook

There aren't enough analyst estimates for BLK to show an outlook.

KRNY Forward outlook

MetricOutlook
Strongly improving
Strong growth
Growth
Strongly improving
Limited
High

Analysts expect earnings and revenue growth for KRNY, with profitability improving.

BLK Risk to reward

ScenarioChangePrice
Upside+14%$1,392.25
Downside-15%$1,038.38

Calculated from the latest close: $1,216.61 on Nov 12.

BLK trails KRNY on modeled risk to reward, with less potential upside and more potential downside.

KRNY Risk to reward

ScenarioChangePrice
Upside+17%$10.75
Downside-14%$7.83

Calculated from the latest close: $9.15 on Nov 12.

KRNY has a better modeled risk to reward balance than BLK, with more potential upside and less potential downside.

BLK Earnings Per Share

Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
QuarterTTM EPSYoY
Q3 2026$43.87+11%
Q2 2026$41.73-0.4%
Q1 2026$39.73-4.7%
Q4 2025$35.31-17%
Q3 2025$39.42-2.7%
Q2 2025$41.89+4%
Q1 2025$41.69+5.9%
Q4 2024$42.53+16%

BLK earned $43.87 per share over the past year, up 11% from the year before.

KRNY Earnings Per Share

Q4 2023: $0.29Q1 2024: $0.25Q2 2024: $-1.39Q3 2024: $-1.45Q4 2024: $-1.13Q1 2025: $-1.14Q2 2025: $0.42Q3 2025: $0.47Q4 2025: $0.52Q1 2026: $0.57Q2 2026: $0.57Q3 2026: $0.58Forward: $0.82
Q4 2023: $0.29Q1 2024: $0.25Q2 2024: $-1.39Q3 2024: $-1.45Q4 2024: $-1.13Q1 2025: $-1.14Q2 2025: $0.42Q3 2025: $0.47Q4 2025: $0.52Q1 2026: $0.57Q2 2026: $0.57Q3 2026: $0.58Forward: $0.82
QuarterTTM EPSYoY
Forward$0.82+41%
Q3 2026$0.58+23%
Q2 2026$0.57+36%
Q1 2026$0.57+$1.71
Q4 2025$0.52+$1.65
Q3 2025$0.47+$1.92
Q2 2025$0.42+$1.81
Q1 2025-$1.14-556%
Q4 2024-$1.13-490%

KRNY has the edge over BLK on earnings, with more consistent year-over-year improvement.

BLK Quarterly Revenue

Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
QuarterRevenueYoY
Q3 2026$7.8B+19%
Q2 2026$7.1B+31%
Q1 2026$6.7B+27%
Q4 2025$7B+23%
Q3 2025$6.5B+25%
Q2 2025$5.4B+13%
Q1 2025$5.3B+12%
Q4 2024$5.7B+23%

BLK has the edge over KRNY on sales, with stronger typical year-over-year growth.

KRNY Quarterly Revenue

Q4 2023: $20MQ1 2024: $39MQ2 2024: $39MQ3 2024: $37MQ4 2024: $37MQ1 2025: $39MQ2 2025: $41MQ3 2025: $44MQ4 2025: $44MQ1 2026: $45MQ2 2026: $46MQ3 2026: $45M
Q4 2023: $20MQ1 2024: $39MQ2 2024: $39MQ3 2024: $37MQ4 2024: $37MQ1 2025: $39MQ2 2025: $41MQ3 2025: $44MQ4 2025: $44MQ1 2026: $45MQ2 2026: $46MQ3 2026: $45M
QuarterRevenueYoY
Q3 2026$45.3M+4%
Q2 2026$45.7M+12%
Q1 2026$45.3M+17%
Q4 2025$43.5M+16%
Q3 2025$43.6M+17%
Q2 2025$40.8M+4.5%
Q1 2025$38.6M+0.2%
Q4 2024$37.5M+89%

KRNY's revenue has grown year over year for eight quarters in a row: $45M last quarter, up 4% from the same quarter a year ago.

BLK Free Cash Flow

Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
QuarterFree cash flowYoY
Q3 2026$2.6B+95%
Q2 2026$1.1B-12%
Q1 2026-$1.1B+$120M
Q4 2025$2.1B-15%
Q2 2025$1.3B-6.1%
Q1 2025-$1.2B-$734M
Q4 2024$2.5B+35%
Q2 2024$1.4B+47%

BLK has the stronger cash trend. Its trailing FCF is up 20% versus its history, compared with KRNY at down 37%.

KRNY Free Cash Flow

Q4 2023: $7MQ1 2024: $18MQ2 2024: --Q3 2024: $3MQ4 2024: −$3MQ1 2025: $17MQ2 2025: --Q3 2025: $2MQ4 2025: $14MQ1 2026: $8MQ2 2026: --Q3 2026: $9M
Q4 2023: $7MQ1 2024: $18MQ2 2024: --Q3 2024: $3MQ4 2024: −$3MQ1 2025: $17MQ2 2025: --Q3 2025: $2MQ4 2025: $14MQ1 2026: $8MQ2 2026: --Q3 2026: $9M
QuarterFree cash flowYoY
Q3 2026$9.3M+520%
Q1 2026$7.9M-53%
Q4 2025$14.3M+$17M
Q3 2025$1.5M-41%
Q1 2025$16.8M-4.4%
Q4 2024-$2.7M-139%
Q3 2024$2.5M-79%
Q1 2024$17.6M-17%

KRNY's free cash flow was $33M over the past year, down 3.4% from the year before. Free cash flow isn't a meaningful measure for financial services companies like KRNY.

BLK Total Shares

Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
PeriodChange %Net change
Quarterly-0.1%-148K shares
1 year-0.4%-677K shares
3 years+9.3%+14M shares
5 years+6.2%+9.6M shares
Available history+4.4%+7M shares

BLK has the edge over KRNY on shareholder dilution, with a more favorable share count trend.

KRNY Total Shares

Q4 2023: 62MQ1 2024: 62MQ2 2024: 62MQ3 2024: 62MQ4 2024: 63MQ1 2025: 63MQ2 2025: 63MQ3 2025: 63MQ4 2025: 63MQ1 2026: 63MQ2 2026: 63MQ3 2026: 64M
Q4 2023: 62MQ1 2024: 62MQ2 2024: 62MQ3 2024: 62MQ4 2024: 63MQ1 2025: 63MQ2 2025: 63MQ3 2025: 63MQ4 2025: 63MQ1 2026: 63MQ2 2026: 63MQ3 2026: 64M
PeriodChange %Net change
Quarterly+0.5%+343K shares
1 year+1%+612K shares
3 years+0.8%+502K shares
5 years-15%-11M shares
Available history-23%-19.3M shares

KRNY has 64M diluted shares, up 1% from a year ago.

BLK Net Leverage

Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
QuarterNet LeverageStatus
Q3 2026-0.0xNet Cash
Q2 20260.2xVery low
Q1 20260.3xVery low
Q4 20250.2xVery low
Q3 20250.3xVery low
Q2 20240.2xVery low
Q1 20240.3xVery low
Q4 20230.1xVery low

BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.

KRNY Net Leverage

Q4 2023: 85.3xQ1 2024: 44.6xQ2 2025: 26.2xQ3 2025: 21.6xQ4 2025: 14.7x
Q4 2023: 85.3xQ1 2024: 44.6xQ2 2025: 26.2xQ3 2025: 21.6xQ4 2025: 14.7x
QuarterNet LeverageStatus
Q4 202514.7xHigh
Q3 202521.6xHigh
Q2 202526.2xHigh
Q1 202444.6xHigh
Q4 202385.3xHigh
Q3 202360.8xHigh
Q2 202346.3xHigh
Q1 202343.6xHigh

KRNY's net debt is about 15 years of its operating earnings (EBITDA), down from more than 20 years a year ago. Net leverage isn't a meaningful measure for financial services companies like KRNY.

BLK Weekly Momentum

MetricValueStatus
RSI64.5Neutral
Stochastic79.0Neutral

BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).

KRNY Weekly Momentum

MetricValueStatus
RSI52.2Neutral
Stochastic19.3Oversold

KRNY's weekly RSI is 52 (neutral) and its Stochastic is 19 (oversold).

BLK PE vs Financial Services Sector

MetricBLKSector medianRelative
PE28x13x113% above
PE %976334 pts above

BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.

KRNY PE vs Financial Services Sector

MetricKRNYSector medianRelative
PE16x13x21% above
PE %55638 pts below

KRNY has the edge over BLK on valuation relative to its sector.

BLK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1,128.07.9% above
20 week MA$1,108.99.7% above
50 week MA$1,071.614% above
100 week MA$1,051.116% above
200 week MA$914.133% above

BLK has the edge over KRNY on trend strength, trading above more of its moving averages.

KRNY Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$9.160.1% below
20 week MA$9.433% below
50 week MA$8.527.4% above
100 week MA$7.5122% above
200 week MA$7.4323% above

KRNY has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 23% above its 200-week average.

BLK Yearly ROI

YearStart priceEnd priceROI
2020$503.0$707.2+41%
2021$707.2$913.9+29%
2022$913.9$703.9-23%
2023$703.9$811.8+15%
2024$811.8$1,044.2+29%
2025$1,044.2$1,088.1+4.2%
2026 YTD$1,088.1$1,216.6+12%

BLK has finished higher in five of the last six years. It's up 12% so far in 2026.

KRNY Yearly ROI

YearStart priceEnd priceROI
2020$13.8$10.6-23%
2021$10.6$13.1+24%
2022$13.1$10.3-21%
2023$10.3$8.97-13%
2024$8.97$7.07-21%
2025$7.07$7.58+7.2%
2026 YTD$7.58$9.15+21%

KRNY has the edge over BLK on returns for 2026, with the stronger performance.

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