BLK
BlackRock, Inc.
BLK has lower modeled downside risk, despite its lower overall score.
KINS
Kingstone Companies, Inc.
KINS has the edge over BLK overall, supported by stronger valuation and stronger modeled upside.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
KINS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
KINS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like KINS.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
KINS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7x | $20.56 | -12% |
| Current | 7.9x | $23.23 | — |
| Forward | 8x | $23.23 | — |
| Fair | 11x | $30.94 | +33% |
| Expensive | 26x | $77.02 | +232% |
Historical ranges are pointers, not guarantees.
KINS has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
KINS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Weakening | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for KINS, but weaker profitability.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
KINS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.90 | -1% |
| Q3 2026 | $2.93 | +31% |
| Q2 2026 | $2.48 | +22% |
| Q1 2026 | $2.21 | +36% |
| Q4 2025 | $2.88 | +95% |
| Q3 2025 | $2.23 | +69% |
| Q2 2025 | $2.04 | +364% |
| Q1 2025 | $1.63 | +8050% |
| Q4 2024 | $1.48 | +$2.05 |
KINS has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK's revenue has grown year over year for 13 quarters in a row: $7.8B last quarter, up 19% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
KINS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $67.5M | +21% |
| Q2 2026 | $65.9M | +26% |
| Q1 2026 | $59.8M | +18% |
| Q4 2025 | $56.4M | +34% |
| Q3 2025 | $55.7M | +36% |
| Q2 2025 | $52.3M | +43% |
| Q1 2025 | $50.5M | +41% |
| Q4 2024 | $42.1M | +15% |
KINS has the edge over BLK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 33% | +8.4 points |
| Q2 2026 | 30% | +2.5 points |
| Q1 2026 | -12% | -22 points |
| Q4 2025 | 33% | +17 points |
| Q3 2025 | 25% | +2.3 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 9.3% | +4.3 points |
| Q4 2024 | 16% | +5.2 points |
KINS has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
KINS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $21M | -17% |
| Q2 2026 | $27.8M | +220% |
| Q1 2026 | $7.9M | -54% |
| Q4 2025 | $22.1M | -1.4% |
| Q3 2025 | $25.3M | +20% |
| Q2 2025 | $8.7M | +31% |
| Q1 2025 | $17M | +206% |
| Q4 2024 | $22.4M | +462% |
KINS's free cash flow was $79M over the past year, up 7.4% from the year before. Free cash flow isn't a meaningful measure for financial services companies like KINS.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over KINS on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
KINS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.3% | +44.5K shares |
| 1 year | +0.8% | +115K shares |
| 3 years | +37% | +4M shares |
| 5 years | +40% | +4.2M shares |
| Available history | +37% | +3.9M shares |
KINS has 15M diluted shares, up 0.8% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q4 2022 | — |
| Q3 2022 | — |
| Q4 2021 | — |
| Q3 2021 | $631,548 |
| Q2 2021 | $974,135 |
| Q1 2021 | $65,915 |
| Q4 2020 | $381,543 |
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
KINS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.3x | Net Cash |
| Q2 2026 | -0.3x | Net Cash |
| Q1 2026 | -0.2x | Net Cash |
| Q4 2025 | -0.1x | Net Cash |
| Q3 2025 | -0.5x | Net Cash |
| Q2 2025 | -0.8x | Net Cash |
| Q1 2025 | -1.1x | Net Cash |
| Q4 2024 | -0.5x | Net Cash |
KINS has the edge over BLK on leverage, with a lower net debt burden relative to earnings.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
KINS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 74.0 | Overbought |
| Stochastic | 87.0 | Overbought |
KINS's weekly RSI is 74 (overbought) and its Stochastic is 87 (overbought).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
KINS PE vs Financial Services Sector
| Metric | KINS | Sector median | Relative |
|---|---|---|---|
| PE | 7.9x | 13x | 39% below |
| PE % | 33 | 63 | 30 pts below |
KINS has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
KINS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $19.7 | 18% above |
| 20 week MA | $19.8 | 18% above |
| 50 week MA | $17.5 | 33% above |
| 100 week MA | $16.6 | 40% above |
| 200 week MA | $10.4 | 124% above |
KINS is in an uptrend: it's above all five of its weekly moving averages, and 124% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
KINS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $7.36 | $6.52 | -11% |
| 2021 | $6.52 | $4.99 | -23% |
| 2022 | $4.99 | $1.41 | -72% |
| 2023 | $1.41 | $2.13 | +51% |
| 2024 | $2.13 | $15.4 | +624% |
| 2025 | $15.4 | $17.3 | +12% |
| 2026 YTD | $17.3 | $23.2 | +34% |
KINS has the edge over BLK on returns for 2026, with the stronger performance.