BLK
BlackRock, Inc.
BLK offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
HBT
HBT Financial, Inc.
HBT has a slight edge over BLK overall, supported by stronger modeled upside and lower modeled downside.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
HBT Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
HBT's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HBT.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over HBT in the historical PE scenario, which offers more potential upside but is not a forecast.
HBT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.1x | $23.32 | -38% |
| Fair | 10x | $25.73 | -31% |
| Expensive | 11x | $28.51 | -24% |
| Forward | 11x | $37.49 | — |
| Current | 15x | $37.49 | — |
Historical ranges are pointers, not guarantees.
HBT's PE is in its expensive range at 15x. If earnings grow as analysts expect, today's price would be 11x next year's earnings.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
HBT Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for HBT, but weaker profitability.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
HBT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.45 | +35% |
| Q3 2026 | $2.56 | +3.2% |
| Q2 2026 | $2.33 | -3.7% |
| Q1 2026 | $2.18 | -8.4% |
| Q4 2025 | $2.44 | +8% |
| Q3 2025 | $2.48 | +13% |
| Q2 2025 | $2.42 | +8% |
| Q1 2025 | $2.38 | +5.8% |
| Q4 2024 | $2.26 | +9.2% |
HBT has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over HBT on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
HBT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $84.6M | +41% |
| Q2 2026 | $80.9M | +38% |
| Q1 2026 | $67.3M | +16% |
| Q4 2025 | $60.4M | +2.4% |
| Q3 2025 | $59.8M | +6% |
| Q2 2025 | $58.8M | +3.8% |
| Q1 2025 | $58M | +11% |
| Q4 2024 | $59M | +4.9% |
HBT's revenue has grown year over year for eight quarters in a row: $85M last quarter, up 41% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 50% | +5.5 points |
| Q2 2026 | 47% | +1.9 points |
| Q1 2026 | 22% | -22 points |
| Q4 2025 | 43% | -3.5 points |
| Q3 2025 | 45% | +1.2 points |
| Q2 2025 | 45% | +0.8 points |
| Q1 2025 | 44% | +4.7 points |
| Q4 2024 | 46% | +2.4 points |
HBT has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
HBT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $34.5M | +101% |
| Q2 2026 | $17.2M | +27% |
| Q1 2026 | $28.5M | -6.3% |
| Q4 2025 | $23.9M | +38% |
| Q3 2025 | $17.2M | -33% |
| Q2 2025 | $13.6M | -32% |
| Q1 2025 | $30.4M | +14% |
| Q4 2024 | $17.3M | +33% |
HBT's free cash flow was $104M over the past year, up 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HBT.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over HBT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
HBT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +22.7K shares |
| 1 year | +16% | +4.9M shares |
| 3 years | +14% | +4.5M shares |
| 5 years | +33% | +9.1M shares |
| Available history | +33% | +9M shares |
HBT has 36M diluted shares, up 16% from a year ago, despite $17M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $426,000 |
| Q1 2026 | $15.7M |
| Q4 2025 | $587,000 |
| Q3 2025 | $1M |
| Q2 2025 | $2.9M |
| Q1 2025 | — |
| Q4 2024 | — |
HBT spent $17M buying back its own shares over the past year, about four times what it spent the year before.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
HBT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.3x | Net Cash |
| Q2 2026 | -0.4x | Net Cash |
| Q1 2026 | -2.1x | Net Cash |
| Q4 2025 | -1.1x | Net Cash |
| Q3 2025 | -1.4x | Net Cash |
| Q2 2025 | -1.5x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.0x | Net Cash |
HBT has the edge over BLK on leverage, with a lower net debt burden relative to earnings.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
HBT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 70.3 | Overbought |
| Stochastic | 65.9 | Neutral |
HBT's weekly RSI is 70 (overbought) and its Stochastic is 66 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
HBT PE vs Financial Services Sector
| Metric | HBT | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 12% above |
| PE % | 95 | 63 | 32 pts above |
HBT has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
HBT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $36.3 | 3.3% above |
| 20 week MA | $35.5 | 5.5% above |
| 50 week MA | $30.9 | 22% above |
| 100 week MA | $27.4 | 37% above |
| 200 week MA | $23.8 | 58% above |
HBT is in an uptrend: it's above all five of its weekly moving averages, and 58% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
HBT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $18.8 | $15.1 | -19% |
| 2021 | $15.1 | $18.7 | +24% |
| 2022 | $18.7 | $19.6 | +4.9% |
| 2023 | $19.6 | $21.1 | +7.9% |
| 2024 | $21.1 | $21.7 | +2.7% |
| 2025 | $21.7 | $26.0 | +20% |
| 2026 YTD | $26.0 | $37.5 | +44% |
HBT has the edge over BLK on returns for 2026, with the stronger performance.