BLK

BlackRock, Inc.

50
Fundamentals63/ 100
Valuation31/ 100
Upside potential50/ 100
Risk potential15/ 100

BLK offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.

FNRN

First Northern Community Bancorp

53
Fundamentals61/ 100
Valuation42/ 100
Upside potential55/ 100
Risk potential10/ 100

FNRN has a slight edge over BLK overall, supported by stronger valuation and stronger modeled upside.

BLK Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.

FNRN Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

FNRN's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FNRN.

BLK PE Valuation

CHEAPFAIREXPENSIVE7.8x16x23x31x
CHEAPFAIREXPENSIVE7.8x16x23x31x
LevelPEPriceVs current
Cheap19x$848-30%
Fair22x$973-20%
Expensive26x$1,149-5.5%
Current28x$1,217—

Historical ranges are pointers, not guarantees.

BLK's PE is in its expensive range at 28x.

FNRN PE Valuation

CHEAPFAIREXPENSIVE3.6x7.2x11x14x
CHEAPFAIREXPENSIVE3.6x7.2x11x14x
LevelPEPriceVs current
Cheap10x$13.75-19%
Fair12x$15.50-8.8%
Expensive13x$17.50+2.9%
Current13x$17.00—

Historical ranges are pointers, not guarantees.

FNRN has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.

BLK Forward outlook

There aren't enough analyst estimates for BLK to show an outlook.

FNRN Forward outlook

There aren't enough analyst estimates for FNRN to show an outlook.

BLK Risk to reward

ScenarioChangePrice
Upside+14%$1,392.25
Downside-15%$1,038.38

Calculated from the latest close: $1,216.61 on Nov 12.

BLK trails FNRN on modeled risk to reward, with less potential upside relative to its potential downside.

FNRN Risk to reward

ScenarioChangePrice
Upside+12%$18.97
Downside-10%$15.37

Calculated from the latest close: $17.00 on Nov 12.

FNRN has a better modeled risk to reward balance than BLK, with more potential upside relative to its potential downside.

BLK Earnings Per Share

Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
QuarterTTM EPSYoY
Q3 2026$43.87+11%
Q2 2026$41.73-0.4%
Q1 2026$39.73-4.7%
Q4 2025$35.31-17%
Q3 2025$39.42-2.7%
Q2 2025$41.89+4%
Q1 2025$41.69+5.9%
Q4 2024$42.53+16%

BLK earned $43.87 per share over the past year, up 11% from the year before.

FNRN Earnings Per Share

Q4 2023: $1.24Q1 2024: $1.16Q2 2024: $1.16Q3 2024: $1.21Q4 2024: $1.14Q1 2025: $1.10Q2 2025: $1.17Q3 2025: $1.21Q4 2025: $1.22Q1 2026: $1.37Q2 2026: $1.32Q3 2026: $1.34
Q4 2023: $1.24Q1 2024: $1.16Q2 2024: $1.16Q3 2024: $1.21Q4 2024: $1.14Q1 2025: $1.10Q2 2025: $1.17Q3 2025: $1.21Q4 2025: $1.22Q1 2026: $1.37Q2 2026: $1.32Q3 2026: $1.34
QuarterTTM EPSYoY
Q3 2026$1.34+11%
Q2 2026$1.32+13%
Q1 2026$1.37+25%
Q4 2025$1.22+7%
Q3 2025$1.210%
Q2 2025$1.17+0.9%
Q1 2025$1.10-5.2%
Q4 2024$1.14-8.1%

FNRN has the edge over BLK on earnings, with more consistent year-over-year improvement.

BLK Quarterly Revenue

Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
QuarterRevenueYoY
Q3 2026$7.8B+19%
Q2 2026$7.1B+31%
Q1 2026$6.7B+27%
Q4 2025$7B+23%
Q3 2025$6.5B+25%
Q2 2025$5.4B+13%
Q1 2025$5.3B+12%
Q4 2024$5.7B+23%

BLK has the edge over FNRN on sales, with more consistent year-over-year improvement.

FNRN Quarterly Revenue

Q4 2023: $19MQ1 2024: $17MQ2 2024: $17MQ3 2024: $18MQ4 2024: $18MQ1 2025: $17MQ2 2025: $18MQ3 2025: $19MQ4 2025: $19MQ1 2026: $19MQ2 2026: $19MQ3 2026: $21M
Q4 2023: $19MQ1 2024: $17MQ2 2024: $17MQ3 2024: $18MQ4 2024: $18MQ1 2025: $17MQ2 2025: $18MQ3 2025: $19MQ4 2025: $19MQ1 2026: $19MQ2 2026: $19MQ3 2026: $21M
QuarterRevenueYoY
Q3 2026$21M+13%
Q2 2026$18.8M+1.5%
Q1 2026$18.9M+8.9%
Q4 2025$19.2M+6.5%
Q3 2025$18.5M+2.6%
Q2 2025$18.5M+5.9%
Q1 2025$17.4M+3.1%
Q4 2024$18M-3.1%

FNRN's revenue has grown year over year for seven quarters in a row: $21M last quarter, up 13% from the same quarter a year ago.

BLK Free Cash Flow

Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
QuarterFree cash flowYoY
Q3 2026$2.6B+95%
Q2 2026$1.1B-12%
Q1 2026-$1.1B+$120M
Q4 2025$2.1B-15%
Q2 2025$1.3B-6.1%
Q1 2025-$1.2B-$734M
Q4 2024$2.5B+35%
Q2 2024$1.4B+47%

BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.

FNRN Free Cash Flow

Q4 2023: $2MQ1 2024: $3MQ2 2024: $2MQ3 2024: $8MQ4 2024: $6MQ1 2025: $3MQ2 2025: $2MQ3 2025: −$7MQ4 2025: $7MQ1 2026: $4MQ2 2026: $3MQ3 2026: $4M
Q4 2023: $2MQ1 2024: $3MQ2 2024: $2MQ3 2024: $8MQ4 2024: $6MQ1 2025: $3MQ2 2025: $2MQ3 2025: −$7MQ4 2025: $7MQ1 2026: $4MQ2 2026: $3MQ3 2026: $4M
QuarterFree cash flowYoY
Q3 2026$3.9M+$11.4M
Q2 2026$2.9M+32%
Q1 2026$3.8M+13%
Q4 2025$7.1M+15%
Q3 2025-$7.5M-195%
Q2 2025$2.2M-9%
Q1 2025$3.3M+25%
Q4 2024$6.2M+192%

FNRN has the edge over BLK on cash flow, with more consistent year-over-year improvement.

BLK Total Shares

Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
PeriodChange %Net change
Quarterly-0.1%-148K shares
1 year-0.4%-677K shares
3 years+9.3%+14M shares
5 years+6.2%+9.6M shares
Available history+4.4%+7M shares

BLK has 165M diluted shares, about the same as a year ago.

FNRN Total Shares

Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 16MQ2 2026: 17MQ3 2026: 16M
Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 16MQ2 2026: 17MQ3 2026: 16M
PeriodChange %Net change
Quarterly-0.2%-31.4K shares
1 year-0.5%-90.3K shares
3 years-2.7%-453K shares
5 years-4.7%-807K shares
Available history-4.9%-850K shares

FNRN has the edge over BLK on shareholder dilution, with a more favorable share count trend.

BLK Net Leverage

Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
QuarterNet LeverageStatus
Q3 2026-0.0xNet Cash
Q2 20260.2xVery low
Q1 20260.3xVery low
Q4 20250.2xVery low
Q3 20250.3xVery low
Q2 20240.2xVery low
Q1 20240.3xVery low
Q4 20230.1xVery low

BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.

FNRN Net Leverage

BLK Weekly Momentum

MetricValueStatus
RSI64.5Neutral
Stochastic79.0Neutral

BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).

FNRN Weekly Momentum

MetricValueStatus
RSI51.4Neutral
Stochastic39.7Neutral

FNRN's weekly RSI is 51 (neutral) and its Stochastic is 40 (neutral).

BLK PE vs Financial Services Sector

MetricBLKSector medianRelative
PE28x13x113% above
PE %976334 pts above

BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.

FNRN PE vs Financial Services Sector

MetricFNRNSector medianRelative
PE13x13x2.5% below
PE %642539 pts above

FNRN has the edge over BLK on valuation relative to its sector.

BLK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1,128.07.9% above
20 week MA$1,108.99.7% above
50 week MA$1,071.614% above
100 week MA$1,051.116% above
200 week MA$914.133% above

BLK has stronger trend alignment. BLK is above 5 of 5 weekly averages versus FNRN above 2 of 3.

FNRN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.00.2% above
20 week MA$17.42.1% below
50 week MA$16.15.9% above

FNRN's trend is mixed: it's above two of its three weekly moving averages, and 5.9% above its 50-week average.

BLK Yearly ROI

YearStart priceEnd priceROI
2020$503.0$707.2+41%
2021$707.2$913.9+29%
2022$913.9$703.9-23%
2023$703.9$811.8+15%
2024$811.8$1,044.2+29%
2025$1,044.2$1,088.1+4.2%
2026 YTD$1,088.1$1,216.6+12%

BLK has finished higher in five of the last six years. It's up 12% so far in 2026.

FNRN Yearly ROI

YearStart priceEnd priceROI
2025$9.34$13.4+44%
2026 YTD$13.4$17.0+27%

FNRN has the edge over BLK on returns for 2026, with the stronger performance.

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