BLK
BlackRock, Inc.
BLK has slightly lower modeled downside risk, despite its lower overall score.
FNLC
The First Bancorp, Inc.
FNLC has the edge over BLK overall, supported by stronger fundamentals and stronger valuation.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
FNLC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
FNLC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FNLC.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
FNLC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.4x | $29.66 | -19% |
| Fair | 9.5x | $33.20 | -9.7% |
| Current | 10x | $36.78 | — |
| Expensive | 11x | $37.71 | +2.5% |
Historical ranges are pointers, not guarantees.
FNLC has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
FNLC Forward outlook
There aren't enough analyst estimates for FNLC to show an outlook.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
FNLC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $3.51 | +24% |
| Q2 2026 | $3.37 | +25% |
| Q1 2026 | $3.24 | +29% |
| Q4 2025 | $3.07 | +26% |
| Q3 2025 | $2.82 | +19% |
| Q2 2025 | $2.69 | +14% |
| Q1 2025 | $2.52 | +1.6% |
| Q4 2024 | $2.43 | -8.6% |
FNLC has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over FNLC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
FNLC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $27.5M | +12% |
| Q2 2026 | $25.8M | +15% |
| Q1 2026 | $25.1M | +15% |
| Q4 2025 | $25.8M | +18% |
| Q3 2025 | $24.5M | +20% |
| Q2 2025 | $22.5M | +17% |
| Q1 2025 | $21.8M | +18% |
| Q4 2024 | $22M | +10% |
FNLC's revenue has grown year over year for nine quarters in a row: $27M last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +2 points |
| Q2 2026 | 45% | +0.9 points |
| Q1 2026 | 43% | +4.1 points |
| Q4 2025 | 48% | +8.7 points |
| Q3 2025 | 45% | +0.5 points |
| Q2 2025 | 44% | +4.9 points |
| Q1 2025 | 39% | 0 points |
| Q4 2024 | 39% | -1.1 points |
FNLC has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
FNLC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $9.5M | -24% |
| Q2 2026 | -$13.2M | -282% |
| Q1 2026 | $22.2M | +2587% |
| Q4 2025 | $13.9M | +34% |
| Q3 2025 | $12.6M | +31% |
| Q2 2025 | $7.2M | +14% |
| Q1 2025 | $828K | +$2.7M |
| Q4 2024 | $10.4M | +0.8% |
FNLC has the edge over BLK on cash flow, with more consistent year-over-year improvement.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over FNLC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
FNLC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +6.3K shares |
| 1 year | +0.6% | +71.3K shares |
| 3 years | +1.8% | +196K shares |
| 5 years | +2.7% | +292K shares |
| Available history | +3.6% | +394K shares |
FNLC has 11M diluted shares, up 0.6% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $27,000 |
| Q2 2026 | $21,000 |
| Q1 2026 | $278,000 |
| Q4 2025 | $2,000 |
| Q3 2025 | $9,000 |
| Q2 2025 | $2,000 |
| Q1 2025 | $277,000 |
| Q4 2024 | — |
FNLC has spent almost nothing on buybacks in the past year.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over FNLC on leverage, with a lower net debt burden relative to earnings.
FNLC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.3x | Moderate |
| Q2 2026 | 3.8x | Elevated |
| Q1 2026 | 3.7x | Elevated |
| Q4 2025 | 3.6x | Elevated |
| Q3 2025 | 3.0x | Elevated |
| Q2 2025 | 4.4x | High |
| Q1 2025 | 4.4x | High |
| Q4 2024 | 3.4x | Elevated |
FNLC's net debt is about 2.3 years of its operating earnings (EBITDA), down from 3.0 years a year ago. Net leverage isn't a meaningful measure for financial services companies like FNLC.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
FNLC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 66.9 | Neutral |
| Stochastic | 75.5 | Neutral |
FNLC's weekly RSI is 67 (neutral) and its Stochastic is 75 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
FNLC PE vs Financial Services Sector
| Metric | FNLC | Sector median | Relative |
|---|---|---|---|
| PE | 10x | 13x | 20% below |
| PE % | 78 | 63 | 15 pts above |
FNLC has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
FNLC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $35.2 | 4.4% above |
| 20 week MA | $35.0 | 5% above |
| 50 week MA | $31.1 | 18% above |
| 100 week MA | $28.3 | 30% above |
| 200 week MA | $26.9 | 37% above |
FNLC is in an uptrend: it's above all five of its weekly moving averages, and 37% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
FNLC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $30.3 | $24.8 | -18% |
| 2021 | $24.8 | $30.7 | +24% |
| 2022 | $30.7 | $29.8 | -2.9% |
| 2023 | $29.8 | $28.2 | -5.2% |
| 2024 | $28.2 | $27.1 | -4.1% |
| 2025 | $27.1 | $26.9 | -0.8% |
| 2026 YTD | $26.9 | $36.8 | +37% |
FNLC has the edge over BLK on returns for 2026, with the stronger performance.