BLK
BlackRock, Inc.
BLK offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
FFBC
First Financial Bancorp.
FFBC has the edge over BLK overall, supported by stronger modeled upside and stronger valuation.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
FFBC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
FFBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FFBC.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
FFBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $23.35 | -28% |
| Forward | 9.7x | $32.56 | — |
| Fair | 10x | $29.64 | -9% |
| Current | 11x | $32.56 | — |
| Expensive | 12x | $34.60 | +6.3% |
Historical ranges are pointers, not guarantees.
FFBC has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
FFBC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for FFBC, with profitability improving.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
FFBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.36 | +18% |
| Q3 2026 | $2.85 | +5.6% |
| Q2 2026 | $2.83 | +13% |
| Q1 2026 | $2.83 | +17% |
| Q4 2025 | $2.66 | +11% |
| Q3 2025 | $2.70 | +16% |
| Q2 2025 | $2.50 | +2.9% |
| Q1 2025 | $2.41 | -2.8% |
| Q4 2024 | $2.40 | -11% |
FFBC has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over FFBC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
FFBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $273.9M | +17% |
| Q2 2026 | $264.2M | +17% |
| Q1 2026 | $271.5M | +36% |
| Q4 2025 | $238.8M | +6.5% |
| Q3 2025 | $234M | +16% |
| Q2 2025 | $226.3M | +5.4% |
| Q1 2025 | $200.4M | +2.6% |
| Q4 2024 | $224.3M | +12% |
FFBC's revenue has grown year over year for eight quarters in a row: $274M last quarter, up 17% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | -2.5 points |
| Q2 2026 | 36% | -3.1 points |
| Q1 2026 | 34% | +2.7 points |
| Q4 2025 | 33% | +3.3 points |
| Q3 2025 | 39% | +6.5 points |
| Q2 2025 | 39% | +4 points |
| Q1 2025 | 32% | +0.1 points |
| Q4 2024 | 30% | -5.7 points |
FFBC has the edge over BLK on profitability, with a higher operating margin.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
FFBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $107.5M | +25% |
| Q2 2026 | $21.1M | -68% |
| Q1 2026 | $535.5M | +923% |
| Q4 2025 | $114.1M | +70% |
| Q3 2025 | $85.8M | +1.6% |
| Q2 2025 | $64.8M | +0.1% |
| Q1 2025 | $52.4M | +111% |
| Q4 2024 | $67.1M | -39% |
FFBC has the edge over BLK on cash flow, with more consistent year-over-year improvement.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over FFBC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
FFBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +64.1K shares |
| 1 year | +9.7% | +9.2M shares |
| 3 years | +10% | +9.9M shares |
| 5 years | +10% | +9.9M shares |
| Available history | +6.2% | +6.1M shares |
FFBC has 105M diluted shares, up 9.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | $57.2M |
| Q2 2021 | $32.9M |
| Q1 2021 | $18M |
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over FFBC on leverage, with a lower net debt burden relative to earnings.
FFBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.0x | Moderate |
| Q2 2026 | 2.0x | Healthy |
| Q1 2026 | 2.1x | Moderate |
| Q4 2025 | 2.9x | Moderate |
| Q3 2025 | 1.9x | Healthy |
| Q2 2025 | 2.6x | Moderate |
| Q1 2025 | 3.2x | Elevated |
| Q4 2024 | 3.1x | Elevated |
FFBC's net debt is about 2.0 years of its operating earnings (EBITDA), about the same as a year ago. Net leverage isn't a meaningful measure for financial services companies like FFBC.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
FFBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.1 | Neutral |
| Stochastic | 48.1 | Neutral |
FFBC's weekly RSI is 54 (neutral) and its Stochastic is 48 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
FFBC PE vs Financial Services Sector
| Metric | FFBC | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 12% below |
| PE % | 69 | 63 | 6 pts above |
FFBC has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over FFBC on trend strength, trading above more of its moving averages.
FFBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $32.1 | 1.4% above |
| 20 week MA | $33.0 | 1.4% below |
| 50 week MA | $30.5 | 6.8% above |
| 100 week MA | $27.8 | 17% above |
| 200 week MA | $25.3 | 29% above |
FFBC's trend is mixed: it's above four of its five weekly moving averages, and 29% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.
FFBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $25.5 | $17.4 | -32% |
| 2021 | $17.4 | $24.2 | +39% |
| 2022 | $24.2 | $24.3 | +0.4% |
| 2023 | $24.3 | $23.8 | -2.2% |
| 2024 | $23.8 | $27.1 | +14% |
| 2025 | $27.1 | $25.7 | -5.1% |
| 2026 YTD | $25.7 | $32.6 | +27% |
FFBC has the edge over BLK on returns for 2026, with the stronger performance.