BLK

BlackRock, Inc.

50
Fundamentals63/ 100
Valuation31/ 100
Upside potential50/ 100
Risk potential15/ 100

BLK's fundamentals are mixed, but it looks expensive: trading at 28x earnings, above its usual 22x.

ECCU

Eagle Point Credit Company Inc.

There isn't enough reported data to score ECCU yet.

BLK Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.

ECCU Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

ECCU's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like ECCU.

BLK PE Valuation

CHEAPFAIREXPENSIVE7.8x16x23x31x
CHEAPFAIREXPENSIVE7.8x16x23x31x
LevelPEPriceVs current
Cheap19x$848-30%
Fair22x$973-20%
Expensive26x$1,149-5.5%
Current28x$1,217—

Historical ranges are pointers, not guarantees.

BLK's PE is in its expensive range at 28x.

ECCU PE Valuation

ECCU has no meaningful PE right now: it lost money over the past year.

BLK Forward outlook

There aren't enough analyst estimates for BLK to show an outlook.

ECCU Forward outlook

There aren't enough analyst estimates for ECCU to show an outlook.

BLK Risk to reward

ScenarioChangePrice
Upside+14%$1,392.25
Downside-15%$1,038.38

Calculated from the latest close: $1,216.61 on Nov 12.

There is not enough scenario data to compare BLK and ECCU's risk to reward.

ECCU Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $24.96 on Nov 12.

There is not enough scenario data to compare BLK and ECCU's risk to reward.

BLK Earnings Per Share

Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
QuarterTTM EPSYoY
Q3 2026$43.87+11%
Q2 2026$41.73-0.4%
Q1 2026$39.73-4.7%
Q4 2025$35.31-17%
Q3 2025$39.42-2.7%
Q2 2025$41.89+4%
Q1 2025$41.69+5.9%
Q4 2024$42.53+16%

BLK has the edge over ECCU on earnings quality, reporting a profit while its opponent remains loss making.

ECCU Earnings Per Share

Q3 2023: $1.50Q4 2023: $1.69Q1 2024: $1.76Q2 2024: $1.62Q3 2024: $0.78Q4 2024: $0.84Q1 2025: $-0.40Q2 2025: $0.11Q3 2025: $0.26Q4 2025: $-0.98Q1 2026: $-1.29Q2 2026: $-1.24
Q3 2023: $1.50Q4 2023: $1.69Q1 2024: $1.76Q2 2024: $1.62Q3 2024: $0.78Q4 2024: $0.84Q1 2025: $-0.40Q2 2025: $0.11Q3 2025: $0.26Q4 2025: $-0.98Q1 2026: $-1.29Q2 2026: $-1.24
QuarterTTM EPSYoY
Q2 2026-$1.24-1227%
Q1 2026-$1.29-$0.89
Q4 2025-$0.98-217%
Q3 2025$0.26-67%
Q2 2025$0.11-93%
Q1 2025-$0.40-123%
Q4 2024$0.84-50%
Q3 2024$0.78-48%

ECCU has swung to a loss: it lost $1.24 per share over the past year, after a profit the year before.

BLK Quarterly Revenue

Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
QuarterRevenueYoY
Q3 2026$7.8B+19%
Q2 2026$7.1B+31%
Q1 2026$6.7B+27%
Q4 2025$7B+23%
Q3 2025$6.5B+25%
Q2 2025$5.4B+13%
Q1 2025$5.3B+12%
Q4 2024$5.7B+23%

BLK has the edge over ECCU on sales, with more consistent year-over-year improvement.

ECCU Quarterly Revenue

Q3 2023: $36MQ4 2023: $39MQ1 2024: $41MQ2 2024: −$86MQ3 2024: $47MQ4 2024: $50MQ1 2025: $58MQ2 2025: $71MQ3 2025: $52MQ4 2025: −$13MQ1 2026: $31MQ2 2026: −$63M
Q3 2023: $36MQ4 2023: $39MQ1 2024: $41MQ2 2024: −$86MQ3 2024: $47MQ4 2024: $50MQ1 2025: $58MQ2 2025: $71MQ3 2025: $52MQ4 2025: −$13MQ1 2026: $31MQ2 2026: −$63M
QuarterRevenueYoY
Q1 2026$31.4M-45%
Q3 2025$52M+10%
Q1 2025$57.7M+41%
Q4 2024$49.5M+26%
Q3 2024$47.1M+31%
Q1 2024$40.8M+32%
Q4 2023$39.4M+21%
Q3 2023$36M+19%

ECCU's revenue has slid since its 2025 peak: −$63M last quarter, down 188% from the same quarter a year ago.

BLK Free Cash Flow

Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
QuarterFree cash flowYoY
Q3 2026$2.6B+95%
Q2 2026$1.1B-12%
Q1 2026-$1.1B+$120M
Q4 2025$2.1B-15%
Q2 2025$1.3B-6.1%
Q1 2025-$1.2B-$734M
Q4 2024$2.5B+35%
Q2 2024$1.4B+47%

BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.

ECCU Free Cash Flow

Q3 2023: $22MQ4 2023: $24MQ1 2024: $22MQ2 2024: $29MQ3 2024: $28MQ4 2024: $25MQ1 2025: $27MQ2 2025: $30MQ3 2025: −$16MQ4 2025: $30MQ1 2026: $29MQ2 2026: $35M
Q3 2023: $22MQ4 2023: $24MQ1 2024: $22MQ2 2024: $29MQ3 2024: $28MQ4 2024: $25MQ1 2025: $27MQ2 2025: $30MQ3 2025: −$16MQ4 2025: $30MQ1 2026: $29MQ2 2026: $35M
QuarterFree cash flowYoY
Q2 2026$34.8M+17%
Q1 2026$29M+6%
Q4 2025$30.3M+24%
Q3 2025-$16.3M-158%
Q2 2025$29.7M+3.2%
Q1 2025$27.4M+24%
Q4 2024$24.5M+2%
Q3 2024$28.2M+27%

ECCU has the edge over BLK on cash flow, with more consistent year-over-year improvement.

BLK Total Shares

Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
PeriodChange %Net change
Quarterly-0.1%-148K shares
1 year-0.4%-677K shares
3 years+9.3%+14M shares
5 years+6.2%+9.6M shares
Available history+4.4%+7M shares

BLK has the edge over ECCU on shareholder dilution, with a more favorable share count trend.

ECCU Total Shares

Q3 2023: 72MQ4 2023: 77MQ1 2024: 81MQ2 2024: 98MQ3 2024: 106MQ4 2024: 112MQ1 2025: 120MQ2 2025: 120MQ3 2025: 120MQ4 2025: 132MQ1 2026: 133MQ2 2026: 133M
Q3 2023: 72MQ4 2023: 77MQ1 2024: 81MQ2 2024: 98MQ3 2024: 106MQ4 2024: 112MQ1 2025: 120MQ2 2025: 120MQ3 2025: 120MQ4 2025: 132MQ1 2026: 133MQ2 2026: 133M
PeriodChange %Net change
Quarterly+0.4%+480K shares
1 year+11%+12.8M shares
3 years+112%+70.2M shares
5 years+286%+98.5M shares
Available history+390%+106M shares

ECCU has 133M diluted shares, up 11% from a year ago, despite $63M in buybacks over the past year.

BLK Net Leverage

Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
QuarterNet LeverageStatus
Q3 2026-0.0xNet Cash
Q2 20260.2xVery low
Q1 20260.3xVery low
Q4 20250.2xVery low
Q3 20250.3xVery low
Q2 20240.2xVery low
Q1 20240.3xVery low
Q4 20230.1xVery low

BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.

ECCU Net Leverage

Q3 2023: 1.8xQ4 2023: 1.1xQ1 2024: 1.8xQ2 2025: 4.8xQ3 2025: 7.6x
Q3 2023: 1.8xQ4 2023: 1.1xQ1 2024: 1.8xQ2 2025: 4.8xQ3 2025: 7.6x
QuarterNet LeverageStatus
Q3 20257.6xHigh
Q2 20254.8xHigh
Q1 20241.8xHealthy
Q4 20231.1xHealthy
Q3 20231.8xHealthy
Q2 20231.2xHealthy
Q1 20232.1xModerate
Q4 20221.1xHealthy

ECCU's net debt is about 7.6 years of its operating earnings (EBITDA), up from 1.8 years a year ago. Net leverage isn't a meaningful measure for financial services companies like ECCU.

BLK Weekly Momentum

MetricValueStatus
RSI64.5Neutral
Stochastic79.0Neutral

BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).

ECCU Weekly Momentum

MetricValueStatus
RSI42.8Neutral
Stochastic21.1Neutral

ECCU's weekly RSI is 43 (neutral) and its Stochastic is 21 (neutral).

BLK PE vs Financial Services Sector

MetricBLKSector medianRelative
PE28x13x113% above
PE %976334 pts above

BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.

ECCU PE vs Financial Services Sector

MetricECCUSector medianRelative
PEN/A13x—

ECCU has no meaningful PE right now: it lost money over the past year.

BLK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1,128.07.9% above
20 week MA$1,108.99.7% above
50 week MA$1,071.614% above
100 week MA$1,051.116% above
200 week MA$914.133% above

BLK has stronger trend alignment. BLK is above 5 of 5 weekly averages versus ECCU above 0 of 4.

ECCU Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$25.00.2% below
20 week MA$25.20.8% below
50 week MA$25.20.9% below
100 week MA$25.00.2% below

ECCU is in a downtrend: it's below all four of its weekly moving averages, and 0.2% below its 100-week average.

BLK Yearly ROI

YearStart priceEnd priceROI
2020$503.0$707.2+41%
2021$707.2$913.9+29%
2022$913.9$703.9-23%
2023$703.9$811.8+15%
2024$811.8$1,044.2+29%
2025$1,044.2$1,088.1+4.2%
2026 YTD$1,088.1$1,216.6+12%

BLK has the edge over ECCU on returns for 2026, with the stronger performance.

ECCU Yearly ROI

YearStart priceEnd priceROI
2024$24.6$24.7+0.2%
2025$24.7$25.1+1.6%
2026 YTD$25.1$25.0-0.4%

ECCU has finished every year since 2024 higher, and it's roughly flat so far in 2026.

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