BLK
BlackRock, Inc.
BLK has slightly lower modeled downside risk, despite its lower overall score.
CASH
Pathward Financial, Inc.
CASH has a slight edge over BLK overall, supported by stronger valuation and stronger modeled upside.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
CASH Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
CASH's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CASH.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
CASH PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 7.8x | $75.02 | — |
| Cheap | 7.9x | $63.26 | -16% |
| Current | 9.2x | $75.02 | — |
| Fair | 10x | $79.89 | +6.5% |
| Expensive | 13x | $99.80 | +33% |
Historical ranges are pointers, not guarantees.
CASH has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
CASH Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for CASH, with profitability improving.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
CASH Earnings Per Share
CASH and BLK do not have enough comparable growth data to identify a winner.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over CASH on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over CASH on profitability, with a higher operating margin.
CASH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $189.6M | -3.1% |
| Q1 2026 | $276.3M | +0.5% |
| Q4 2025 | $173.1M | -5.2% |
| Q3 2025 | $186.7M | +4% |
| Q2 2025 | $195.8M | +11% |
| Q1 2025 | $274.8M | +11% |
| Q4 2024 | $182.6M | +12% |
| Q3 2024 | $179.5M | +12% |
CASH's revenue grew through 2024 and has held roughly level since: $190M last quarter, down 3.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 17% | -7.1 points |
| Q1 2026 | 32% | -1.7 points |
| Q4 2025 | 25% | +4.8 points |
| Q3 2025 | 26% | +5 points |
| Q2 2025 | 24% | -2.6 points |
| Q1 2025 | 33% | +0.6 points |
| Q4 2024 | 20% | -0.9 points |
| Q3 2024 | 21% | -0.1 points |
CASH's operating margin was 17% last quarter, down 7.1 points from the same quarter a year ago.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
CASH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $48.6M | +75% |
| Q1 2026 | $230.6M | +25% |
| Q4 2025 | $104.1M | +$177.9M |
| Q3 2025 | $300.3M | +116% |
| Q2 2025 | $27.7M | -73% |
| Q1 2025 | $184.7M | -3.4% |
| Q4 2024 | -$73.8M | -459% |
| Q3 2024 | $138.8M | +25% |
CASH's free cash flow was $684M over the past year, up 146% from the year before. Free cash flow isn't a meaningful measure for financial services companies like CASH.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
CASH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.6% | -554K shares |
| 1 year | -8.5% | -2M shares |
| 3 years | -20% | -5.3M shares |
| 5 years | -32% | -10.2M shares |
| Available history | -46% | -17.8M shares |
CASH has the edge over BLK on shareholder dilution, with a more favorable share count trend.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over CASH on leverage, with a lower net debt burden relative to earnings.
CASH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | -0.4x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -0.3x | Net Cash |
| Q2 2025 | -0.4x | Net Cash |
| Q1 2025 | -0.8x | Net Cash |
| Q4 2024 | -2.2x | Net Cash |
| Q3 2024 | 1.0x | Very low |
CASH's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like CASH.
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
CASH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 41.6 | Neutral |
| Stochastic | 27.2 | Neutral |
CASH's weekly RSI is 42 (neutral) and its Stochastic is 27 (neutral).
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
CASH PE vs Financial Services Sector
| Metric | CASH | Sector median | Relative |
|---|---|---|---|
| PE | 9.2x | 13x | 29% below |
| PE % | 37 | 63 | 26 pts below |
CASH has the edge over BLK on valuation relative to its sector.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over CASH on trend strength, trading above more of its moving averages.
CASH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $74.6 | 0.6% above |
| 20 week MA | $80.8 | 7.2% below |
| 50 week MA | $83.3 | 10% below |
| 100 week MA | $79.4 | 5.6% below |
| 200 week MA | $66.9 | 12% above |
CASH's trend is mixed: it's above two of its five weekly moving averages, and 12% above its 200-week average.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over CASH on returns for 2026, with the stronger performance.
CASH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.5 | $36.7 | +3.3% |
| 2021 | $36.7 | $57.8 | +58% |
| 2022 | $57.8 | $42.5 | -26% |
| 2023 | $42.5 | $52.9 | +25% |
| 2024 | $52.9 | $74.0 | +40% |
| 2025 | $74.0 | $73.4 | -0.8% |
| 2026 YTD | $73.4 | $75.0 | +2.2% |
CASH has finished higher in four of the last six years. It's up 2.2% so far in 2026.