BHF

Brighthouse Financial, Inc.

36
Fundamentals29/ 100
Valuation41/ 100
Upside potential46/ 100
Risk potential23/ 100

BHF's fundamentals are weak: its operating margin fell 4 points to 14% and earnings per share fell 31%. At 4.5x earnings, it's trading right at its usual valuation. Analysts expect earnings to decline, though they disagree widely on how much.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

BHF Fundamentals

MetricStatus
Stable
Stable
N/A
N/A

BHF's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BHF.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

BHF PE Valuation

CHEAPFAIREXPENSIVE3.3x6.6x10x13x
CHEAPFAIREXPENSIVE3.3x6.6x10x13x
LevelPEPriceVs current
Cheap1.7x$16.67-62%
Forward2.4x$44.10โ€”
Fair4.4x$43.35-1.7%
Current4.5x$44.10โ€”
Expensive7.2x$70.02+59%

Historical ranges are pointers, not guarantees.

BHF's PE is in its fair range at 4.5x. On analysts' estimates for next year's earnings, today's price would be 2.4x, in its cheap range.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

BHF Forward outlook

MetricOutlook
Strongly improving
Decline
Stable
Weakening
Limited
Low

Analysts expect BHF's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

COIN has the edge over BHF on the outlook, with more favorable earnings and profitability expectations.

BHF Risk to reward

ScenarioChangePrice
Upside+20%$52.89
Downside-23%$33.74

Calculated from the latest close: $44.10 on Nov 12.

There is not enough scenario data to compare BHF and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare BHF and COIN's risk to reward.

BHF Earnings Per Share

Q4 2023: $-18.54Q1 2024: $-19.04Q2 2024: $-15.91Q3 2024: $-20.33Q4 2024: $4.64Q1 2025: $7.82Q2 2025: $8.72Q3 2025: $14.14Q4 2025: $5.71Q1 2026: $-3.07Q2 2026: $12.44Q3 2026: $9.76Forward: $18.60
Q4 2023: $-18.54Q1 2024: $-19.04Q2 2024: $-15.91Q3 2024: $-20.33Q4 2024: $4.64Q1 2025: $7.82Q2 2025: $8.72Q3 2025: $14.14Q4 2025: $5.71Q1 2026: $-3.07Q2 2026: $12.44Q3 2026: $9.76Forward: $18.60
QuarterTTM EPSYoY
Forward$18.60+91%
Q3 2026$9.76-31%
Q2 2026$12.44+43%
Q1 2026-$3.07-139%
Q4 2025$5.71+23%
Q3 2025$14.14+$34.47
Q2 2025$8.72+$24.63
Q1 2025$7.82+$26.86
Q4 2024$4.64+$23.18

BHF has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

BHF Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $74MQ2 2024: $1.4BQ3 2024: $2BQ4 2024: $1.2BQ1 2025: $2.4BQ2 2025: $871MQ3 2025: $1.8BQ4 2025: $1.7BQ1 2026: $1.5BQ2 2026: $1.6BQ3 2026: $853M
Q4 2023: $1.4BQ1 2024: $74MQ2 2024: $1.4BQ3 2024: $2BQ4 2024: $1.2BQ1 2025: $2.4BQ2 2025: $871MQ3 2025: $1.8BQ4 2025: $1.7BQ1 2026: $1.5BQ2 2026: $1.6BQ3 2026: $853M
QuarterRevenueYoY
Q3 2026$853M-53%
Q2 2026$1.6B+86%
Q1 2026$1.5B-36%
Q4 2025$1.7B+40%
Q3 2025$1.8B-10%
Q2 2025$871M-39%
Q1 2025$2.4B+3130%
Q4 2024$1.2B-14%

BHF's revenue has slid since its 2020 peak: $853M last quarter, down 53% from the same quarter a year ago.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN has the edge over BHF on sales, with more consistent year-over-year improvement.

BHF Free Cash Flow

Q4 2023: $152MQ1 2024: โˆ’$530MQ2 2024: $334MQ3 2024: $24MQ4 2024: โˆ’$118MQ1 2025: $146MQ2 2025: โˆ’$1MQ3 2025: $117MQ4 2025: โˆ’$3MQ1 2026: โˆ’$221MQ2 2026: โˆ’$431MQ3 2026: โˆ’$476M
Q4 2023: $152MQ1 2024: โˆ’$530MQ2 2024: $334MQ3 2024: $24MQ4 2024: โˆ’$118MQ1 2025: $146MQ2 2025: โˆ’$1MQ3 2025: $117MQ4 2025: โˆ’$3MQ1 2026: โˆ’$221MQ2 2026: โˆ’$431MQ3 2026: โˆ’$476M
QuarterFree cash flowYoY
Q3 2026-$476M-507%
Q2 2026-$431M-$430M
Q1 2026-$221M-251%
Q4 2025-$3M+$115M
Q3 2025$117M+388%
Q2 2025-$1M-100%
Q1 2025$146M+$676M
Q4 2024-$118M-178%

BHF's free cash flow was โˆ’$1.1B over the past year, against $144M the year before. Free cash flow isn't a meaningful measure for financial services companies like BHF.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN has the edge over BHF on cash generation, producing positive trailing cash flow while its opponent burns cash.

BHF Total Shares

Q4 2023: 66MQ1 2024: 63MQ2 2024: 62MQ3 2024: 61MQ4 2024: 62MQ1 2025: 58MQ2 2025: 58MQ3 2025: 58MQ4 2025: 58MQ1 2026: 57MQ2 2026: 58MQ3 2026: 58M
Q4 2023: 66MQ1 2024: 63MQ2 2024: 62MQ3 2024: 61MQ4 2024: 62MQ1 2025: 58MQ2 2025: 58MQ3 2025: 58MQ4 2025: 58MQ1 2026: 57MQ2 2026: 58MQ3 2026: 58M
PeriodChange %Net change
Quarterly+0.1%+41.8K shares
1 year+0.6%+369K shares
3 years-12%-7.9M shares
5 years-30%-25.4M shares
Available history-49%-54.6M shares

BHF has 58M diluted shares, up 0.6% from a year ago.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over BHF on shareholder dilution, with a more favorable share count trend.

BHF Net Leverage

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.

BHF Weekly Momentum

MetricValueStatus
RSI27.9Oversold
Stochastic10.5Oversold

BHF's weekly RSI is 28 (oversold) and its Stochastic is 11 (oversold).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

BHF PE vs Financial Services Sector

MetricBHFSector medianRelative
PE4.5x13x65% below
PE %526311 pts below

BHF is trading at 4.5x earnings, a 65% discount to the Financial Services sector's median of 13x.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

BHF Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$47.06.1% below
20 week MA$53.718% below
50 week MA$59.125% below
100 week MA$56.622% below
200 week MA$52.316% below

BHF is in a downtrend: it's below all five of its weekly moving averages, and 16% below its 200-week average.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

BHF Yearly ROI

YearStart priceEnd priceROI
2020$39.5$35.4-10%
2021$35.4$52.2+47%
2022$52.2$51.1-2.1%
2023$51.1$52.9+3.5%
2024$52.9$48.2-8.9%
2025$48.2$64.9+34%
2026 YTD$64.9$44.1-32%

BHF has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

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