BHF
Brighthouse Financial, Inc.
BHF's fundamentals are weak: its operating margin fell 4 points to 14% and earnings per share fell 31%. At 4.5x earnings, it's trading right at its usual valuation. Analysts expect earnings to decline, though they disagree widely on how much.
COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
BHF Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
BHF's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BHF.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
BHF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 1.7x | $16.67 | -62% |
| Forward | 2.4x | $44.10 | โ |
| Fair | 4.4x | $43.35 | -1.7% |
| Current | 4.5x | $44.10 | โ |
| Expensive | 7.2x | $70.02 | +59% |
Historical ranges are pointers, not guarantees.
BHF's PE is in its fair range at 4.5x. On analysts' estimates for next year's earnings, today's price would be 2.4x, in its cheap range.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
BHF Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Decline | |
| Stable | |
| Weakening | |
| Limited | |
| Low |
Analysts expect BHF's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
COIN has the edge over BHF on the outlook, with more favorable earnings and profitability expectations.
BHF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $18.60 | +91% |
| Q3 2026 | $9.76 | -31% |
| Q2 2026 | $12.44 | +43% |
| Q1 2026 | -$3.07 | -139% |
| Q4 2025 | $5.71 | +23% |
| Q3 2025 | $14.14 | +$34.47 |
| Q2 2025 | $8.72 | +$24.63 |
| Q1 2025 | $7.82 | +$26.86 |
| Q4 2024 | $4.64 | +$23.18 |
BHF has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | โ |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
BHF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $853M | -53% |
| Q2 2026 | $1.6B | +86% |
| Q1 2026 | $1.5B | -36% |
| Q4 2025 | $1.7B | +40% |
| Q3 2025 | $1.8B | -10% |
| Q2 2025 | $871M | -39% |
| Q1 2025 | $2.4B | +3130% |
| Q4 2024 | $1.2B | -14% |
BHF's revenue has slid since its 2020 peak: $853M last quarter, down 53% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +15 points |
| Q2 2026 | 76% | +65 points |
| Q1 2026 | -65% | -50 points |
| Q4 2025 | 8.9% | -60 points |
| Q3 2025 | 32% | +23 points |
| Q2 2025 | 11% | +9.7 points |
| Q1 2025 | -15% | +815 points |
| Q4 2024 | 69% | +153 points |
BHF has the edge over COIN on profitability, with a higher operating margin.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN has the edge over BHF on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
BHF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$476M | -507% |
| Q2 2026 | -$431M | -$430M |
| Q1 2026 | -$221M | -251% |
| Q4 2025 | -$3M | +$115M |
| Q3 2025 | $117M | +388% |
| Q2 2025 | -$1M | -100% |
| Q1 2025 | $146M | +$676M |
| Q4 2024 | -$118M | -178% |
BHF's free cash flow was โ$1.1B over the past year, against $144M the year before. Free cash flow isn't a meaningful measure for financial services companies like BHF.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN has the edge over BHF on cash generation, producing positive trailing cash flow while its opponent burns cash.
BHF Net Leverage
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.
BHF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 27.9 | Oversold |
| Stochastic | 10.5 | Oversold |
BHF's weekly RSI is 28 (oversold) and its Stochastic is 11 (oversold).
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
BHF PE vs Financial Services Sector
| Metric | BHF | Sector median | Relative |
|---|---|---|---|
| PE | 4.5x | 13x | 65% below |
| PE % | 52 | 63 | 11 pts below |
BHF is trading at 4.5x earnings, a 65% discount to the Financial Services sector's median of 13x.
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | โ |
COIN has no meaningful PE right now: it lost money over the past year.
BHF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $47.0 | 6.1% below |
| 20 week MA | $53.7 | 18% below |
| 50 week MA | $59.1 | 25% below |
| 100 week MA | $56.6 | 22% below |
| 200 week MA | $52.3 | 16% below |
BHF is in a downtrend: it's below all five of its weekly moving averages, and 16% below its 200-week average.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
BHF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $39.5 | $35.4 | -10% |
| 2021 | $35.4 | $52.2 | +47% |
| 2022 | $52.2 | $51.1 | -2.1% |
| 2023 | $51.1 | $52.9 | +3.5% |
| 2024 | $52.9 | $48.2 | -8.9% |
| 2025 | $48.2 | $64.9 | +34% |
| 2026 YTD | $64.9 | $44.1 | -32% |
BHF has the edge over COIN on returns for 2026, with the stronger performance.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to โ87% in 2022. It's down 45% so far in 2026.