BETR
Better Home & Finance Holding Company
There isn't enough reported data to score BETR yet.
BLK
BlackRock, Inc.
BLK's fundamentals are mixed, but it looks expensive: trading at 28x earnings, above its usual 22x.
BETR Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| N/A | |
| N/A |
BETR's revenue is currently healthy, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BETR.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
BETR PE Valuation
BETR has no meaningful PE right now: it lost money over the past year.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
BETR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect BETR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
BETR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$10.38 | +$1.97 |
| Q2 2026 | -$11.01 | +$2.36 |
| Q1 2026 | -$11.76 | +$1.72 |
| Q4 2025 | -$10.80 | +$2.85 |
| Q3 2025 | -$12.35 | +$0.73 |
| Q2 2025 | -$13.37 | +$30.13 |
BETR is still losing money, but far less than before: $10.38 per share over the past year, against $43.50 at its worst in mid-2024.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the edge over BETR on earnings quality, reporting a profit while its opponent remains loss making.
BETR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $45.1M | +2.9% |
| Q2 2026 | $54.7M | +24% |
| Q1 2026 | $47.5M | +46% |
| Q4 2025 | $44.3M | +77% |
| Q3 2025 | $43.9M | +51% |
| Q2 2025 | $44.1M | +37% |
| Q1 2025 | $32.6M | +46% |
| Q4 2024 | $25M | +143% |
BETR has the edge over BLK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -79% | +9.9 points |
| Q2 2026 | -57% | +25 points |
| Q1 2026 | -107% | +48 points |
| Q4 2025 | -91% | +145 points |
| Q3 2025 | -89% | +98 points |
| Q2 2025 | -82% | +46 points |
| Q1 2025 | -155% | +76 points |
| Q4 2024 | -236% | +315 points |
BETR's operating margin was −79% last quarter, up 9.9 points from the same quarter a year ago.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK's revenue has grown year over year for 13 quarters in a row: $7.8B last quarter, up 19% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over BETR on profitability, with a higher operating margin.
BETR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $88.6M | +2131% |
| Q2 2026 | $23.4M | +$80.1M |
| Q1 2026 | -$125.6M | -$68.2M |
| Q4 2025 | -$57.6M | +$48.9M |
| Q3 2025 | $4M | +$15.7M |
| Q2 2025 | -$56.7M | +$165.1M |
| Q1 2025 | -$57.4M | -$14.1M |
| Q4 2024 | -$106.5M | -$26.1M |
BETR's free cash flow was −$71M over the past year, against −$217M the year before. Free cash flow isn't a meaningful measure for financial services companies like BETR.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK has the edge over BETR on cash generation, producing positive trailing cash flow while its opponent burns cash.
BETR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.8% | +344K shares |
| 1 year | +24% | +3.7M shares |
BETR has 19M diluted shares, up 24% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | $263.1M |
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over BETR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
BETR Net Leverage
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
BETR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 58.8 | Neutral |
BETR's weekly RSI is 45 (neutral) and its Stochastic is 59 (neutral).
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
BETR PE vs Financial Services Sector
| Metric | BETR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
BETR has no meaningful PE right now: it lost money over the past year.
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
BETR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $14.3 | 9.5% above |
| 20 week MA | $16.6 | 5.5% below |
| 50 week MA | $26.4 | 40% below |
| 100 week MA | $24.6 | 36% below |
| 200 week MA | $126.1 | 88% below |
BETR has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 88% below its 200-week average.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over BETR on trend strength, trading above more of its moving averages.
BETR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $517.5 | $494.5 | -4.4% |
| 2022 | $494.5 | $503.5 | +1.8% |
| 2023 | $503.5 | $40.9 | -92% |
| 2024 | $40.9 | $10.0 | -75% |
| 2025 | $10.0 | $34.9 | +249% |
| 2026 YTD | $34.9 | $15.7 | -55% |
BETR's yearly returns have swung widely, from +249% in 2025 to −92% in 2023. It's down 55% so far in 2026.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over BETR on returns for 2026, with the stronger performance.