BCS

Barclays PLC

63
Fundamentals66/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential18/ 100

BCS's outlook is improving, though it still trails on the overall score.

GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS has a slight edge over BCS overall, supported by lower modeled downside and stronger fundamentals.

BCS Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BCS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BCS.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

BCS PE Valuation

CHEAPFAIREXPENSIVE6.3x13x19x25x
CHEAPFAIREXPENSIVE6.3x13x19x25x
LevelPEPriceVs current
Cheap5.1x$13.63-40%
Fair8.4x$22.57-1.2%
Current8.5x$22.84—
Expensive11x$29.76+30%

Historical ranges are pointers, not guarantees.

BCS has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914—
Forward13x$914—
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

BCS Forward outlook

MetricOutlook
--
Strong growth
Growth
Strongly improving
Limited
High

Analysts expect earnings and revenue growth for BCS, with profitability improving.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

BCS Risk to reward

ScenarioChangePrice
Upside+22%$27.85
Downside-18%$18.82

Calculated from the latest close: $22.84 on Nov 12.

BCS trails GS on modeled risk to reward, with less potential upside relative to its potential downside.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

GS has a better modeled risk to reward balance than BCS, with more potential upside relative to its potential downside.

BCS Earnings Per Share

Q4 2023: $1.44Q1 2024: $1.39Q2 2024: $1.35Q3 2024: $1.49Q4 2024: $1.86Q1 2025: $2.02Q2 2025: $2.19Q3 2025: $2.14Q4 2025: $2.26Q1 2026: $2.31Q2 2026: $2.58Q3 2026: $2.69
Q4 2023: $1.44Q1 2024: $1.39Q2 2024: $1.35Q3 2024: $1.49Q4 2024: $1.86Q1 2025: $2.02Q2 2025: $2.19Q3 2025: $2.14Q4 2025: $2.26Q1 2026: $2.31Q2 2026: $2.58Q3 2026: $2.69
QuarterTTM EPSYoY
Q3 2026$2.69+26%
Q2 2026$2.58+18%
Q1 2026$2.31+14%
Q4 2025$2.26+22%
Q3 2025$2.14+44%
Q2 2025$2.19+62%
Q1 2025$2.02+45%
Q4 2024$1.86+29%

BCS's earnings per share have climbed steadily: $2.69 over the past year, up 26% from the year before, and higher year over year for eight quarters in a row.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS has the edge over BCS on earnings, with stronger typical year-over-year growth.

BCS Quarterly Revenue

Q4 2023: $7.3BQ1 2024: $9.2BQ2 2024: $8.4BQ3 2024: $8.4BQ4 2024: $9.2BQ1 2025: $10BQ2 2025: $9.1BQ3 2025: $8.9BQ4 2025: $9.1BQ1 2026: $10.8BQ2 2026: $11.2BQ3 2026: $9.8B
Q4 2023: $7.3BQ1 2024: $9.2BQ2 2024: $8.4BQ3 2024: $8.4BQ4 2024: $9.2BQ1 2025: $10BQ2 2025: $9.1BQ3 2025: $8.9BQ4 2025: $9.1BQ1 2026: $10.8BQ2 2026: $11.2BQ3 2026: $9.8B
QuarterRevenueYoY
Q3 2026$9.8B+9.6%
Q2 2026$11.2B+23%
Q1 2026$10.8B+8.7%
Q4 2025$9.1B-0.3%
Q3 2025$8.9B+6.4%
Q2 2025$9.1B+8.6%
Q1 2025$10B+8.4%
Q4 2024$9.2B+26%

BCS's revenue is growing: $9.8B last quarter, up 9.6% from the same quarter a year ago.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS has the edge over BCS on sales, with stronger typical year-over-year growth.

BCS Free Cash Flow

Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0Q3 2026: $0
Q4 2023: $0Q1 2024: $0Q2 2024: $0Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0Q3 2026: $0
QuarterFree cash flowYoY
Q3 2026$0$0
Q2 2026$0$0
Q1 2026$0$0
Q4 2025$0$0
Q3 2025$0$0
Q2 2025$0$0
Q1 2025$0$0
Q4 2024$0$0

BCS's free cash flow was $0 over the past year, against $0 the year before. Free cash flow isn't a meaningful measure for financial services companies like BCS.

GS Free Cash Flow

Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS has the edge over BCS on cash flow, with more consistent year-over-year improvement.

BCS Total Shares

Q4 2023: 4BQ1 2024: 3.7BQ2 2024: 4BQ3 2024: 3.7BQ4 2024: 3.8BQ1 2025: 3.6BQ2 2025: 3.6BQ3 2025: 3.5BQ4 2025: 3.5BQ1 2026: 3.4BQ2 2026: 3.4BQ3 2026: 3.4B
Q4 2023: 4BQ1 2024: 3.7BQ2 2024: 4BQ3 2024: 3.7BQ4 2024: 3.8BQ1 2025: 3.6BQ2 2025: 3.6BQ3 2025: 3.5BQ4 2025: 3.5BQ1 2026: 3.4BQ2 2026: 3.4BQ3 2026: 3.4B
PeriodChange %Net change
Quarterly-2.2%-75.1M shares
1 year-4.4%-155M shares
3 years-13%-495M shares
5 years-21%-909M shares
Available history-22%-942M shares

BCS has 3.4B diluted shares, down 4.4% from a year ago.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has 301M diluted shares, down 4.4% from a year ago, with $15B in buybacks over the past year.

BCS Net Leverage

Q4 2023: -7.3xQ1 2024: -21.0xQ2 2024: -21.4xQ3 2024: -17.6xQ4 2024: -3.0xQ1 2025: -15.3xQ2 2025: -12.1xQ3 2025: -28.6xQ4 2025: -1.1xQ1 2026: -10.7xQ2 2026: -10.7xQ3 2026: -23.9x
Q4 2023: -7.3xQ1 2024: -21.0xQ2 2024: -21.4xQ3 2024: -17.6xQ4 2024: -3.0xQ1 2025: -15.3xQ2 2025: -12.1xQ3 2025: -28.6xQ4 2025: -1.1xQ1 2026: -10.7xQ2 2026: -10.7xQ3 2026: -23.9x
QuarterNet LeverageStatus
Q3 2026-23.9xNet Cash
Q2 2026-10.7xNet Cash
Q1 2026-10.7xNet Cash
Q4 2025-1.1xNet Cash
Q3 2025-28.6xNet Cash
Q2 2025-12.1xNet Cash
Q1 2025-15.3xNet Cash
Q4 2024-3.0xNet Cash

BCS has the edge over GS on leverage, with a lower net debt burden relative to earnings.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.

BCS Weekly Momentum

MetricValueStatus
RSI40.0Neutral
Stochastic15.1Oversold

BCS's weekly RSI is 40 (neutral) and its Stochastic is 15 (oversold).

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

BCS PE vs Financial Services Sector

MetricBCSSector medianRelative
PE8.5x13x35% below
PE %516312 pts below

BCS has the edge over GS on valuation relative to its sector.

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

BCS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$22.90.4% below
20 week MA$25.510% below
50 week MA$24.87.7% below
100 week MA$21.27.8% above
200 week MA$15.250% above

BCS has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 50% above its 200-week average.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS has the edge over BCS on trend strength, trading above more of its moving averages.

BCS Yearly ROI

YearStart priceEnd priceROI
2020$9.45$8.11-14%
2021$8.11$10.2+26%
2022$10.2$7.79-24%
2023$7.79$7.88+1.2%
2024$7.88$13.3+69%
2025$13.3$25.7+94%
2026 YTD$25.7$22.8-11%

BCS has finished higher in four of the last six years, two of them by more than 50%. It's down 11% so far in 2026.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has the edge over BCS on returns for 2026, with the stronger performance.

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