BCML
BayCom Corp
BCML trails on the overall score without a compensating advantage in the available component scores.
BLK
BlackRock, Inc.
BLK has the edge over BCML overall, supported by stronger modeled upside and stronger fundamentals.
BCML Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Stable | |
| N/A | |
| N/A |
BCML's profitability is currently stable, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BCML.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
BCML PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.9x | $7.48 | -76% |
| Fair | 11x | $9.65 | -69% |
| Forward | 13x | $31.04 | — |
| Expensive | 14x | $11.58 | -63% |
| Current | 37x | $31.04 | — |
Historical ranges are pointers, not guarantees.
BCML's PE is in its expensive range at 37x. On analysts' estimates for next year's earnings, today's price would be 13x.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over BCML in the historical PE scenario, which offers more potential upside but is not a forecast.
BCML Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Stable | |
| Growth | |
| Strongly weakening | |
| Limited | |
| Moderate |
Analysts expect BCML's revenue to grow, but its profitability to weaken.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
BCML Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.34 | +178% |
| Q3 2026 | $0.84 | -60% |
| Q2 2026 | $1.20 | -45% |
| Q1 2026 | $2.42 | +15% |
| Q4 2025 | $2.18 | +3.8% |
| Q3 2025 | $2.10 | 0% |
| Q2 2025 | $2.18 | +2.8% |
| Q1 2025 | $2.10 | -5% |
| Q4 2024 | $2.10 | -7.5% |
BCML earned $0.84 per share over the past year, down 60% from the year before.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the edge over BCML on earnings, with more consistent year-over-year improvement.
BCML Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $19.8M | -23% |
| Q2 2026 | $25.2M | +2.2% |
| Q1 2026 | $26.7M | +10% |
| Q4 2025 | $25.9M | +9.4% |
| Q3 2025 | $25.7M | +0.2% |
| Q2 2025 | $24.7M | +3.8% |
| Q1 2025 | $24.3M | -0.6% |
| Q4 2024 | $23.7M | -9.7% |
BCML's revenue fell from its 2022 peak and has held roughly level since: $20M last quarter, down 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 6.3% | -20 points |
| Q2 2026 | -29% | -64 points |
| Q1 2026 | 41% | +9.2 points |
| Q4 2025 | 37% | +2.4 points |
| Q3 2025 | 26% | -6.1 points |
| Q2 2025 | 35% | +3.4 points |
| Q1 2025 | 32% | -1.7 points |
| Q4 2024 | 34% | +0.6 points |
BCML's operating margin was 6.3% last quarter, down 20 points from the same quarter a year ago, near the bottom of its range since 2019.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over BCML on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over BCML on profitability, with a higher operating margin.
BCML Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $12.5M | +101% |
| Q2 2026 | $4.5M | -19% |
| Q1 2026 | $6.7M | -27% |
| Q4 2025 | $9.1M | +15% |
| Q3 2025 | $6.2M | -33% |
| Q2 2025 | $5.6M | -24% |
| Q1 2025 | $9.1M | +132% |
| Q4 2024 | $7.9M | +13% |
BCML's free cash flow was $33M over the past year, up 14% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BCML.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK has the edge over BCML on cash flow, with more consistent year-over-year improvement.
BCML Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +10.8K shares |
| 1 year | -0.1% | -9.7K shares |
| 3 years | -7.6% | -892K shares |
| 5 years | +0.2% | +26.7K shares |
| Available history | -7.1% | -839K shares |
BCML has 11M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | $813,000 |
| Q3 2025 | $909,000 |
| Q2 2025 | $3.9M |
| Q1 2025 | $1.3M |
| Q4 2024 | $34,000 |
| Q3 2024 | $1.1M |
| Q2 2024 | $4.1M |
| Q1 2024 | $4M |
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over BCML on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
BCML Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2020 | -0.3x | Net Cash |
| Q2 2020 | -0.2x | Net Cash |
| Q1 2020 | -0.3x | Net Cash |
| Q4 2019 | -11.0x | Net Cash |
BCML has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BCML.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
BCML Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.7 | Neutral |
| Stochastic | 63.9 | Neutral |
BCML's weekly RSI is 52 (neutral) and its Stochastic is 64 (neutral).
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
BCML PE vs Financial Services Sector
| Metric | BCML | Sector median | Relative |
|---|---|---|---|
| PE | 37x | 13x | 184% above |
| PE % | 100 | 63 | 37 pts above |
BCML is trading at 37x earnings, a 184% premium to the Financial Services sector's median of 13x.
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK has the edge over BCML on valuation relative to its sector.
BCML Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $30.9 | 0.5% above |
| 20 week MA | $31.1 | 0.3% below |
| 50 week MA | $30.5 | 1.6% above |
| 100 week MA | $28.9 | 7.3% above |
| 200 week MA | $24.8 | 25% above |
BCML's trend is mixed: it's above four of its five weekly moving averages, and 25% above its 200-week average.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over BCML on trend strength, trading above more of its moving averages.
BCML Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $22.9 | $14.9 | -35% |
| 2021 | $14.9 | $18.4 | +23% |
| 2022 | $18.4 | $18.9 | +2.7% |
| 2023 | $18.9 | $23.6 | +25% |
| 2024 | $23.6 | $26.8 | +13% |
| 2025 | $26.8 | $30.4 | +13% |
| 2026 YTD | $30.4 | $31.0 | +2.2% |
BCML has finished higher in five of the last six years. It's up 2.2% so far in 2026.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over BCML on returns for 2026, with the stronger performance.