BCH

Banco de Chile

58
Fundamentals52/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential17/ 100

BCH's fundamentals are mixed: its operating margin rose 9 points to 45%, but revenue fell 22%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

BCH Fundamentals

MetricStatus
Under pressure
Strong
N/A
N/A

BCH's profitability is currently strong, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BCH.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

BCH PE Valuation

CHEAPFAIREXPENSIVE4.8x9.7x14x19x
CHEAPFAIREXPENSIVE4.8x9.7x14x19x
LevelPEPriceVs current
Cheap8x$19.55-49%
Fair12x$28.43-26%
Expensive15x$37.41-3.2%
Current16x$38.64โ€”

Historical ranges are pointers, not guarantees.

BCH's PE is 16x, but its earnings don't support one, so it isn't a reliable read right now.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

BCH Forward outlook

MetricOutlook
--
Strong growth
Growth
Strongly improving
Limited
High

BCH has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

BCH Risk to reward

ScenarioChangePrice
Upside+21%$46.85
Downside-17%$32.03

Calculated from the latest close: $38.64 on Nov 12.

There is not enough scenario data to compare BCH and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare BCH and IREN's risk to reward.

BCH Earnings Per Share

Q3 2023: $2.39Q4 2023: $2.72Q1 2024: $2.79Q2 2024: $2.77Q3 2024: $2.82Q4 2024: $2.39Q1 2025: $2.45Q2 2025: $2.42Q3 2025: $2.43Q4 2025: $2.36Q1 2026: $2.26Q2 2026: $2.45
Q3 2023: $2.39Q4 2023: $2.72Q1 2024: $2.79Q2 2024: $2.77Q3 2024: $2.82Q4 2024: $2.39Q1 2025: $2.45Q2 2025: $2.42Q3 2025: $2.43Q4 2025: $2.36Q1 2026: $2.26Q2 2026: $2.45
QuarterTTM EPSYoY
Q2 2026$2.45+1.2%
Q1 2026$2.26-7.8%
Q4 2025$2.36-1.3%
Q3 2025$2.43-14%
Q2 2025$2.42-13%
Q1 2025$2.45-12%
Q4 2024$2.39-12%
Q3 2024$2.82+18%

BCH has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

BCH Quarterly Revenue

Q3 2023: $1.1BQ4 2023: $1.7BQ1 2024: $1.1BQ2 2024: $1.1BQ3 2024: $990MQ4 2024: $1.5BQ1 2025: $1BQ2 2025: $1BQ3 2025: $979MQ4 2025: $30MQ1 2026: $1.1BQ2 2026: $1.4B
Q3 2023: $1.1BQ4 2023: $1.7BQ1 2024: $1.1BQ2 2024: $1.1BQ3 2024: $990MQ4 2024: $1.5BQ1 2025: $1BQ2 2025: $1BQ3 2025: $979MQ4 2025: $30MQ1 2026: $1.1BQ2 2026: $1.4B
QuarterRevenueYoY
Q2 2026$1.4B+42%
Q1 2026$1.1B+4.1%
Q4 2025$30.4M-98%
Q3 2025$978.6M-1.1%
Q2 2025$1B-4.8%
Q1 2025$1B-9.4%
Q4 2024$1.5B-14%
Q3 2024$989.7M-10%

BCH's revenue is recovering but still below its 2022 peak: $1.4B last quarter, up 42% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN has the edge over BCH on sales, with more consistent year-over-year improvement.

BCH Free Cash Flow

Q3 2023: $2.1BQ4 2023: โˆ’$173,226Q1 2024: โˆ’$107MQ2 2024: โˆ’$432MQ3 2024: โˆ’$399MQ4 2024: $496MQ1 2025: $1.3BQ2 2025: $450MQ3 2025: โˆ’$1.2BQ4 2025: โˆ’$833,655Q1 2026: โˆ’$196MQ2 2026: $156M
Q3 2023: $2.1BQ4 2023: โˆ’$173,226Q1 2024: โˆ’$107MQ2 2024: โˆ’$432MQ3 2024: โˆ’$399MQ4 2024: $496MQ1 2025: $1.3BQ2 2025: $450MQ3 2025: โˆ’$1.2BQ4 2025: โˆ’$833,655Q1 2026: โˆ’$196MQ2 2026: $156M
QuarterFree cash flowYoY
Q2 2026$156.2M-65%
Q1 2026-$195.9M-115%
Q4 2025-$833.7K-100%
Q3 2025-$1.2B-$814M
Q2 2025$449.7M+$881.4M
Q1 2025$1.3B+$1.4B
Q4 2024$495.5M+$495.7M
Q3 2024-$399.4M-119%

BCH's free cash flow was โˆ’$1.3B over the past year, against $1.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like BCH.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

BCH Total Shares

Q3 2023: 505MQ4 2023: 505MQ1 2024: 505MQ2 2024: 505MQ3 2024: 505MQ4 2024: 505MQ1 2025: 505MQ2 2025: 505MQ3 2025: 505MQ4 2025: 505MQ1 2026: 505MQ2 2026: 505M
Q3 2023: 505MQ4 2023: 505MQ1 2024: 505MQ2 2024: 505MQ3 2024: 505MQ4 2024: 505MQ1 2025: 505MQ2 2025: 505MQ3 2025: 505MQ4 2025: 505MQ1 2026: 505MQ2 2026: 505M
PeriodChange %Net change
Quarterly0%--
1 year0%--
3 years0%--
5 years0%-239K shares
Available history0%--

BCH has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

BCH Net Leverage

Q3 2023: 4.3xQ4 2023: 3.7xQ1 2024: 4.2xQ2 2024: 5.8xQ3 2024: 5.2xQ4 2024: 5.4xQ1 2025: 5.2xQ2 2025: 5.8xQ3 2025: 6.8xQ4 2025: 6.6xQ1 2026: 7.7xQ2 2026: 6.6x
Q3 2023: 4.3xQ4 2023: 3.7xQ1 2024: 4.2xQ2 2024: 5.8xQ3 2024: 5.2xQ4 2024: 5.4xQ1 2025: 5.2xQ2 2025: 5.8xQ3 2025: 6.8xQ4 2025: 6.6xQ1 2026: 7.7xQ2 2026: 6.6x
QuarterNet LeverageStatus
Q2 20266.6xHigh
Q1 20267.7xHigh
Q4 20256.6xHigh
Q3 20256.8xHigh
Q2 20255.8xHigh
Q1 20255.2xHigh
Q4 20245.4xHigh
Q3 20245.2xHigh

BCH has the edge over IREN on leverage, with a lower net debt burden relative to earnings.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

BCH Weekly Momentum

MetricValueStatus
RSI47.4Neutral
Stochastic22.2Neutral

BCH's weekly RSI is 47 (neutral) and its Stochastic is 22 (neutral).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

BCH PE vs Financial Services Sector

MetricBCHSector medianRelative
PE16x13x21% above
PE %886325 pts above

BCH is trading at 16x earnings, a 21% premium to the Financial Services sector's median of 13x, though its earnings don't support one.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

BCH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$38.80.4% below
20 week MA$40.23.9% below
50 week MA$39.62.4% below
100 week MA$34.313% above
200 week MA$28.337% above

BCH has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

BCH Yearly ROI

YearStart priceEnd priceROI
2020$21.1$20.5-3.1%
2021$20.5$16.1-21%
2022$16.1$20.0+24%
2023$20.0$23.1+15%
2024$23.1$22.8-1.4%
2025$22.8$38.4+69%
2026 YTD$38.4$38.6+0.7%

BCH has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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