BCH
Banco de Chile
BCH's outlook is improving, though it still trails on the overall score.
GS
The Goldman Sachs Group, Inc.
GS has the edge over BCH overall, supported by stronger fundamentals and lower modeled downside.
BCH Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Strong | |
| N/A | |
| N/A |
BCH's profitability is currently strong, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BCH.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
BCH PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8x | $19.55 | -49% |
| Fair | 12x | $28.43 | -26% |
| Expensive | 15x | $37.41 | -3.2% |
| Current | 16x | $38.64 | — |
Historical ranges are pointers, not guarantees.
BCH's PE is 16x, but its earnings don't support one, so it isn't a reliable read right now.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS has the edge over BCH in the historical PE scenario, which offers more potential upside but is not a forecast.
BCH Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for BCH, with profitability improving.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
BCH Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $2.45 | +1.2% |
| Q1 2026 | $2.26 | -7.8% |
| Q4 2025 | $2.36 | -1.3% |
| Q3 2025 | $2.43 | -14% |
| Q2 2025 | $2.42 | -13% |
| Q1 2025 | $2.45 | -12% |
| Q4 2024 | $2.39 | -12% |
| Q3 2024 | $2.82 | +18% |
BCH earned $2.45 per share over the past year, up 1.2% from the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over BCH on earnings, with more consistent year-over-year improvement.
BCH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $1.4B | +42% |
| Q1 2026 | $1.1B | +4.1% |
| Q4 2025 | $30.4M | -98% |
| Q3 2025 | $978.6M | -1.1% |
| Q2 2025 | $1B | -4.8% |
| Q1 2025 | $1B | -9.4% |
| Q4 2024 | $1.5B | -14% |
| Q3 2024 | $989.7M | -10% |
BCH's revenue is recovering but still below its 2022 peak: $1.4B last quarter, up 42% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 33% | -4.9 points |
| Q1 2026 | 34% | -6.2 points |
| Q4 2025 | 1119% | +1090 points |
| Q3 2025 | 39% | +1.7 points |
| Q2 2025 | 38% | +0.1 points |
| Q1 2025 | 40% | +6 points |
| Q4 2024 | 29% | -5.8 points |
| Q3 2024 | 37% | +5.1 points |
BCH's operating margin was 33% last quarter, down 4.9 points from the same quarter a year ago.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over BCH on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over BCH on profitability, with a higher operating margin.
BCH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $156.2M | -65% |
| Q1 2026 | -$195.9M | -115% |
| Q4 2025 | -$833.7K | -100% |
| Q3 2025 | -$1.2B | -$814M |
| Q2 2025 | $449.7M | +$881.4M |
| Q1 2025 | $1.3B | +$1.4B |
| Q4 2024 | $495.5M | +$495.7M |
| Q3 2024 | -$399.4M | -119% |
BCH's free cash flow was −$1.3B over the past year, against $1.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like BCH.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS has the edge over BCH on cash flow, with more consistent year-over-year improvement.
BCH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | 0% | -- |
| 3 years | 0% | -- |
| 5 years | 0% | -239K shares |
| Available history | 0% | -- |
BCH has 505M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
BCH hasn't bought back shares in the past year.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over BCH on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
BCH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 6.6x | High |
| Q1 2026 | 7.7x | High |
| Q4 2025 | 6.6x | High |
| Q3 2025 | 6.8x | High |
| Q2 2025 | 5.8x | High |
| Q1 2025 | 5.2x | High |
| Q4 2024 | 5.4x | High |
| Q3 2024 | 5.2x | High |
BCH's net debt is about 6.6 years of its operating earnings (EBITDA), up from 5.8 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BCH.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over BCH on leverage, with a lower net debt burden relative to earnings.
BCH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.4 | Neutral |
| Stochastic | 22.2 | Neutral |
BCH's weekly RSI is 47 (neutral) and its Stochastic is 22 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
BCH PE vs Financial Services Sector
| Metric | BCH | Sector median | Relative |
|---|---|---|---|
| PE | 16x | 13x | 21% above |
| PE % | 88 | 63 | 25 pts above |
BCH is trading at 16x earnings, a 21% premium to the Financial Services sector's median of 13x, though its earnings don't support one.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over BCH on valuation relative to its sector.
BCH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $38.8 | 0.4% below |
| 20 week MA | $40.2 | 3.9% below |
| 50 week MA | $39.6 | 2.4% below |
| 100 week MA | $34.3 | 13% above |
| 200 week MA | $28.3 | 37% above |
BCH has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 37% above its 200-week average.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over BCH on trend strength, trading above more of its moving averages.
BCH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $21.1 | $20.5 | -3.1% |
| 2021 | $20.5 | $16.1 | -21% |
| 2022 | $16.1 | $20.0 | +24% |
| 2023 | $20.0 | $23.1 | +15% |
| 2024 | $23.1 | $22.8 | -1.4% |
| 2025 | $22.8 | $38.4 | +69% |
| 2026 YTD | $38.4 | $38.6 | +0.7% |
BCH has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.