BBVA
Banco Bilbao Vizcaya Argentaria, S.A.
There isn't enough reported data to score BBVA yet.
GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
BBVA Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Healthy | |
| N/A | |
| N/A |
BBVA's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBVA.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
BBVA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.1x | $14.04 | -46% |
| Fair | 10x | $20.11 | -22% |
| Current | 13x | $25.92 | — |
| Expensive | 39x | $77.80 | +200% |
Historical ranges are pointers, not guarantees.
BBVA has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
BBVA Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for BBVA, with profitability improving.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
BBVA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2025 | $1.98 | +5.3% |
| Q2 2025 | $1.98 | +18% |
| Q1 2025 | $1.98 | +30% |
| Q4 2024 | $1.88 | +28% |
| Q2 2024 | $1.68 | +27% |
| Q4 2018 | $0.84 | +58% |
| Q4 2017 | $0.53 | +47% |
BBVA's earnings per share have climbed steadily: $1.98 over the past year, up 18% from the year before, and higher year over year for nine quarters in a row.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over BBVA in the latest year-over-year earnings comparison.
BBVA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2025 | $9.7B | -5.6% |
| Q1 2025 | $10.4B | +13% |
| Q2 2024 | $10.2B | -32% |
| Q1 2024 | $9.1B | +18% |
| Q2 2023 | $15.1B | +39% |
| Q1 2023 | $7.7B | -15% |
| Q2 2022 | $10.8B | +25% |
| Q1 2022 | $9.1B | +8.8% |
BBVA's revenue has slid since its 2023 peak: $159M last quarter, down 98% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2025 | 5455% | +5408 points |
| Q2 2025 | 47% | +4.7 points |
| Q1 2025 | 47% | N/A |
| Q2 2024 | 47% | +4.5 points |
| Q1 2024 | 42% | N/A |
| Q2 2023 | 23% | -3.8 points |
| Q1 2023 | 42% | N/A |
| Q2 2022 | 21% | -2.7 points |
BBVA's operating margin was 5455% last quarter, up 5412 points from the same quarter a year ago, near the top of its range since 2016.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over BBVA in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
BBVA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2025 | $22.9B | +149% |
| Q2 2025 | -$7.2B | +$23B |
| Q1 2025 | -$167.7M | +$498.8M |
| Q4 2024 | $9.2B | +35% |
| Q2 2024 | -$30.2B | -$17.3B |
| Q1 2024 | -$666.5M | -118% |
| Q4 2023 | $6.8B | +113% |
| Q2 2023 | -$12.9B | -176% |
BBVA's free cash flow was $24.7B over the past year, against −$36.9B the year before. Free cash flow isn't a meaningful measure for financial services companies like BBVA.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
BBVA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -7M shares |
| 1 year | +0.2% | +9.7M shares |
| 3 years | -19% | -1.4B shares |
| 5 years | -12% | -797M shares |
BBVA has 5.8B diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | $1.6B |
| Q2 2025 | $494.4M |
| Q1 2025 | $114.4M |
| Q4 2024 | $217.7M |
| Q2 2024 | $696.5M |
| Q1 2024 | $783.2M |
| Q4 2023 | $1.4B |
| Q2 2023 | $765.4M |
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over BBVA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
BBVA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2025 | 2.5x | Moderate |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | 1.2x | Healthy |
| Q4 2024 | 1.1x | Healthy |
| Q2 2024 | 5.9x | High |
| Q1 2024 | -2.2x | Net Cash |
| Q4 2023 | -0.5x | Net Cash |
| Q2 2023 | 7.0x | High |
BBVA's net debt is about 2.5 years of its operating earnings (EBITDA), down from 5.9 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BBVA.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
BBVA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.9 | Neutral |
| Stochastic | 24.3 | Neutral |
BBVA's weekly RSI is 51 (neutral) and its Stochastic is 24 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
BBVA PE vs Financial Services Sector
| Metric | BBVA | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.7% above |
| PE % | 70 | 63 | 7 pts above |
BBVA has the edge over GS on valuation relative to its sector.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
BBVA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $25.9 | 0.2% above |
| 20 week MA | $27.0 | 4% below |
| 50 week MA | $24.5 | 5.7% above |
| 100 week MA | $20.0 | 30% above |
| 200 week MA | $14.5 | 79% above |
BBVA has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
BBVA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.59 | $4.96 | -11% |
| 2021 | $4.96 | $5.82 | +17% |
| 2022 | $5.82 | $6.01 | +3.3% |
| 2023 | $6.01 | $9.11 | +52% |
| 2024 | $9.11 | $9.69 | +6.4% |
| 2025 | $9.69 | $23.2 | +139% |
| 2026 YTD | $23.2 | $25.9 | +12% |
BBVA has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.