BBVA
Banco Bilbao Vizcaya Argentaria, S.A.
There isn't enough reported data to score BBVA yet.
CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
BBVA Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Healthy | |
| N/A | |
| N/A |
BBVA's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBVA.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
BBVA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.1x | $14.04 | -46% |
| Fair | 10x | $20.11 | -22% |
| Current | 13x | $25.92 | — |
| Expensive | 39x | $77.80 | +200% |
Historical ranges are pointers, not guarantees.
BBVA's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
BBVA Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for BBVA, with profitability improving.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
BBVA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2025 | $1.98 | +5.3% |
| Q2 2025 | $1.98 | +18% |
| Q1 2025 | $1.98 | +30% |
| Q4 2024 | $1.88 | +28% |
| Q2 2024 | $1.68 | +27% |
| Q4 2018 | $0.84 | +58% |
| Q4 2017 | $0.53 | +47% |
BBVA has the edge over CIFR in the latest year-over-year earnings comparison.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
BBVA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2025 | $9.7B | -5.6% |
| Q1 2025 | $10.4B | +13% |
| Q2 2024 | $10.2B | -32% |
| Q1 2024 | $9.1B | +18% |
| Q2 2023 | $15.1B | +39% |
| Q1 2023 | $7.7B | -15% |
| Q2 2022 | $10.8B | +25% |
| Q1 2022 | $9.1B | +8.8% |
BBVA's revenue has slid since its 2023 peak: $159M last quarter, down 98% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2025 | 5455% | +5408 points |
| Q2 2025 | 47% | +4.7 points |
| Q1 2025 | 47% | N/A |
| Q2 2024 | 47% | +4.5 points |
| Q1 2024 | 42% | N/A |
| Q2 2023 | 23% | -3.8 points |
| Q1 2023 | 42% | N/A |
| Q2 2022 | 21% | -2.7 points |
BBVA's operating margin was 5455% last quarter, up 5412 points from the same quarter a year ago, near the top of its range since 2016.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR has the edge over BBVA in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
BBVA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2025 | $22.9B | +149% |
| Q2 2025 | -$7.2B | +$23B |
| Q1 2025 | -$167.7M | +$498.8M |
| Q4 2024 | $9.2B | +35% |
| Q2 2024 | -$30.2B | -$17.3B |
| Q1 2024 | -$666.5M | -118% |
| Q4 2023 | $6.8B | +113% |
| Q2 2023 | -$12.9B | -176% |
BBVA's free cash flow was $24.7B over the past year, against −$36.9B the year before. Free cash flow isn't a meaningful measure for financial services companies like BBVA.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
BBVA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -7M shares |
| 1 year | +0.2% | +9.7M shares |
| 3 years | -19% | -1.4B shares |
| 5 years | -12% | -797M shares |
BBVA has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2025 | $1.6B |
| Q2 2025 | $494.4M |
| Q1 2025 | $114.4M |
| Q4 2024 | $217.7M |
| Q2 2024 | $696.5M |
| Q1 2024 | $783.2M |
| Q4 2023 | $1.4B |
| Q2 2023 | $765.4M |
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
BBVA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2025 | 2.5x | Moderate |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | 1.2x | Healthy |
| Q4 2024 | 1.1x | Healthy |
| Q2 2024 | 5.9x | High |
| Q1 2024 | -2.2x | Net Cash |
| Q4 2023 | -0.5x | Net Cash |
| Q2 2023 | 7.0x | High |
BBVA's net debt is about 2.5 years of its operating earnings (EBITDA), down from 5.9 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BBVA.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has the edge over BBVA on leverage, with a lower net debt burden relative to earnings.
BBVA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.9 | Neutral |
| Stochastic | 24.3 | Neutral |
BBVA's weekly RSI is 51 (neutral) and its Stochastic is 24 (neutral).
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
BBVA PE vs Financial Services Sector
| Metric | BBVA | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.7% above |
| PE % | 70 | 63 | 7 pts above |
BBVA is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
BBVA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $25.9 | 0.2% above |
| 20 week MA | $27.0 | 4% below |
| 50 week MA | $24.5 | 5.7% above |
| 100 week MA | $20.0 | 30% above |
| 200 week MA | $14.5 | 79% above |
BBVA has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
BBVA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.59 | $4.96 | -11% |
| 2021 | $4.96 | $5.82 | +17% |
| 2022 | $5.82 | $6.01 | +3.3% |
| 2023 | $6.01 | $9.11 | +52% |
| 2024 | $9.11 | $9.69 | +6.4% |
| 2025 | $9.69 | $23.2 | +139% |
| 2026 YTD | $23.2 | $25.9 | +12% |
BBVA has the edge over CIFR on returns for 2026, with the stronger performance.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.