BBT
Beacon Financial Corp.
BBT has a slight edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
BBT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BBT's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBT.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
BBT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 9.4x | $30.68 | — |
| Cheap | 9.8x | $26.30 | -14% |
| Current | 11x | $30.68 | — |
| Fair | 14x | $37.89 | +24% |
| Expensive | 24x | $65.84 | +115% |
Historical ranges are pointers, not guarantees.
BBT's PE is 11x, but its earnings don't support one, so it isn't a reliable read right now.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over BBT in the historical PE scenario, which offers more potential upside but is not a forecast.
BBT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Stable | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect BBT's profitability to improve, with its earnings and revenue holding steady.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over BBT on the outlook, with more favorable earnings and revenue expectations.
BBT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.26 | +21% |
| Q3 2026 | $2.69 | +142% |
| Q2 2026 | $1.39 | -46% |
| Q1 2026 | $1.28 | -48% |
| Q4 2025 | $1.29 | -10% |
| Q3 2025 | $1.11 | +17% |
| Q2 2025 | $2.56 | +392% |
| Q1 2025 | $2.47 | +394% |
| Q4 2024 | $1.44 | -10% |
BBT earned $2.69 per share over the past year, up 142% from the year before. Its recent earnings include one-off gains.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over BBT on earnings, with more consistent year-over-year improvement.
BBT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $223.2M | +54% |
| Q2 2026 | $219.2M | +93% |
| Q1 2026 | $214.7M | +94% |
| Q4 2025 | $225.7M | +105% |
| Q3 2025 | $145M | +15% |
| Q2 2025 | $113.7M | +4.6% |
| Q1 2025 | $110.4M | +99% |
| Q4 2024 | $110.2M | +38% |
BBT has the edge over HOOD on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +86 points |
| Q2 2026 | 40% | +3.2 points |
| Q1 2026 | 31% | -0.6 points |
| Q4 2025 | 33% | +9.2 points |
| Q3 2025 | -50% | -88 points |
| Q2 2025 | 37% | +7.8 points |
| Q1 2025 | 31% | +79 points |
| Q4 2024 | 24% | +32 points |
BBT's operating margin was 37% last quarter, up 86 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD's revenue has grown year over year for 16 quarters in a row: $1.4B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over BBT on profitability, with a higher operating margin.
BBT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $95.5M | +$99.1M |
| Q2 2026 | $64.1M | +77% |
| Q1 2026 | -$13.8M | -170% |
| Q4 2025 | $159.6M | +381% |
| Q3 2025 | -$3.6M | -108% |
| Q2 2025 | $36.3M | +5.5% |
| Q1 2025 | $19.9M | +200% |
| Q4 2024 | $33.2M | -35% |
BBT's free cash flow was $305M over the past year, about four times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like BBT.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
BBT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +58.1K shares |
| 1 year | -4% | -3.5M shares |
| 3 years | +94% | +40.7M shares |
| 5 years | +72% | +35.3M shares |
| Available history | +66% | +33.3M shares |
BBT has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | $2,000 |
| Q3 2024 | $1,000 |
| Q2 2024 | $13.5M |
| Q1 2024 | $4M |
| Q4 2023 | $6.7M |
| Q3 2023 | $3.6M |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
BBT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2019 | 1.8x | Healthy |
BBT's net debt is about 1.8 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like BBT.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
BBT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.9 | Neutral |
| Stochastic | 65.5 | Neutral |
BBT's weekly RSI is 54 (neutral) and its Stochastic is 66 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
BBT PE vs Financial Services Sector
| Metric | BBT | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 12% below |
| PE % | 36 | 63 | 27 pts below |
BBT has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
BBT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.2 | 5.2% above |
| 20 week MA | $30.3 | 1.2% above |
| 50 week MA | $29.6 | 3.7% above |
| 100 week MA | $27.8 | 11% above |
| 200 week MA | $25.9 | 19% above |
BBT has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
BBT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $32.8 | $17.6 | -46% |
| 2021 | $17.6 | $28.4 | +61% |
| 2022 | $28.4 | $29.6 | +4.3% |
| 2023 | $29.6 | $24.8 | -16% |
| 2024 | $24.8 | $28.3 | +14% |
| 2025 | $28.3 | $26.9 | -4.9% |
| 2026 YTD | $26.9 | $30.7 | +14% |
BBT has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.