BBT
Beacon Financial Corp.
BBT offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
GS
The Goldman Sachs Group, Inc.
GS has the edge over BBT overall, supported by lower modeled downside and stronger modeled upside.
BBT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BBT's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBT.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
BBT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 9.4x | $30.68 | — |
| Cheap | 9.8x | $26.30 | -14% |
| Current | 11x | $30.68 | — |
| Fair | 14x | $37.89 | +24% |
| Expensive | 24x | $65.84 | +115% |
Historical ranges are pointers, not guarantees.
BBT has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
BBT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Stable | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect BBT's profitability to improve, with its earnings and revenue holding steady.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
BBT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.26 | +21% |
| Q3 2026 | $2.69 | +142% |
| Q2 2026 | $1.39 | -46% |
| Q1 2026 | $1.28 | -48% |
| Q4 2025 | $1.29 | -10% |
| Q3 2025 | $1.11 | +17% |
| Q2 2025 | $2.56 | +392% |
| Q1 2025 | $2.47 | +394% |
| Q4 2024 | $1.44 | -10% |
BBT earned $2.69 per share over the past year, up 142% from the year before. Its recent earnings include one-off gains.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over BBT on earnings, with more consistent year-over-year improvement.
BBT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $223.2M | +54% |
| Q2 2026 | $219.2M | +93% |
| Q1 2026 | $214.7M | +94% |
| Q4 2025 | $225.7M | +105% |
| Q3 2025 | $145M | +15% |
| Q2 2025 | $113.7M | +4.6% |
| Q1 2025 | $110.4M | +99% |
| Q4 2024 | $110.2M | +38% |
BBT has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +86 points |
| Q2 2026 | 40% | +3.2 points |
| Q1 2026 | 31% | -0.6 points |
| Q4 2025 | 33% | +9.2 points |
| Q3 2025 | -50% | -88 points |
| Q2 2025 | 37% | +7.8 points |
| Q1 2025 | 31% | +79 points |
| Q4 2024 | 24% | +32 points |
BBT's operating margin was 37% last quarter, up 86 points from the same quarter a year ago.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over BBT on profitability, with a higher operating margin.
BBT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $95.5M | +$99.1M |
| Q2 2026 | $64.1M | +77% |
| Q1 2026 | -$13.8M | -170% |
| Q4 2025 | $159.6M | +381% |
| Q3 2025 | -$3.6M | -108% |
| Q2 2025 | $36.3M | +5.5% |
| Q1 2025 | $19.9M | +200% |
| Q4 2024 | $33.2M | -35% |
BBT has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
BBT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +58.1K shares |
| 1 year | -4% | -3.5M shares |
| 3 years | +94% | +40.7M shares |
| 5 years | +72% | +35.3M shares |
| Available history | +66% | +33.3M shares |
BBT has 84M diluted shares, down 4% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | $2,000 |
| Q3 2024 | $1,000 |
| Q2 2024 | $13.5M |
| Q1 2024 | $4M |
| Q4 2023 | $6.7M |
| Q3 2023 | $3.6M |
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over BBT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
BBT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2019 | 1.8x | Healthy |
BBT's net debt is about 1.8 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like BBT.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
BBT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.9 | Neutral |
| Stochastic | 65.5 | Neutral |
BBT's weekly RSI is 54 (neutral) and its Stochastic is 66 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
BBT PE vs Financial Services Sector
| Metric | BBT | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 12% below |
| PE % | 36 | 63 | 27 pts below |
BBT has the edge over GS on valuation relative to its sector.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
BBT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.2 | 5.2% above |
| 20 week MA | $30.3 | 1.2% above |
| 50 week MA | $29.6 | 3.7% above |
| 100 week MA | $27.8 | 11% above |
| 200 week MA | $25.9 | 19% above |
BBT has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
BBT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $32.8 | $17.6 | -46% |
| 2021 | $17.6 | $28.4 | +61% |
| 2022 | $28.4 | $29.6 | +4.3% |
| 2023 | $29.6 | $24.8 | -16% |
| 2024 | $24.8 | $28.3 | +14% |
| 2025 | $28.3 | $26.9 | -4.9% |
| 2026 YTD | $26.9 | $30.7 | +14% |
BBT has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.