BBT

Beacon Financial Corp.

60
Fundamentals77/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential17/ 100

BBT's fundamentals are strong: revenue grew 84% and its operating margin rose 29 points to 35%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

BBT Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BBT's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBT.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

BBT PE Valuation

CHEAPFAIREXPENSIVE14x28x42x56x
CHEAPFAIREXPENSIVE14x28x42x56x
LevelPEPriceVs current
Forward9.4x$30.68โ€”
Cheap9.8x$26.30-14%
Current11x$30.68โ€”
Fair14x$37.89+24%
Expensive24x$65.84+115%

Historical ranges are pointers, not guarantees.

BBT's PE is 11x, but its earnings don't support one, so it isn't a reliable read right now.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

BBT Forward outlook

MetricOutlook
Improving
Stable
Stable
Improving
Limited
High

Analysts expect BBT's profitability to improve, with its earnings and revenue holding steady.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

COIN has the edge over BBT on the outlook, with more favorable earnings expectations.

BBT Risk to reward

ScenarioChangePrice
Upside+21%$37.03
Downside-17%$25.44

Calculated from the latest close: $30.68 on Nov 12.

There is not enough scenario data to compare BBT and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare BBT and COIN's risk to reward.

BBT Earnings Per Share

Q4 2023: $1.60Q1 2024: $0.50Q2 2024: $0.52Q3 2024: $0.95Q4 2024: $1.44Q1 2025: $2.47Q2 2025: $2.56Q3 2025: $1.11Q4 2025: $1.29Q1 2026: $1.28Q2 2026: $1.39Q3 2026: $2.69Forward: $3.26
Q4 2023: $1.60Q1 2024: $0.50Q2 2024: $0.52Q3 2024: $0.95Q4 2024: $1.44Q1 2025: $2.47Q2 2025: $2.56Q3 2025: $1.11Q4 2025: $1.29Q1 2026: $1.28Q2 2026: $1.39Q3 2026: $2.69Forward: $3.26
QuarterTTM EPSYoY
Forward$3.26+21%
Q3 2026$2.69+142%
Q2 2026$1.39-46%
Q1 2026$1.28-48%
Q4 2025$1.29-10%
Q3 2025$1.11+17%
Q2 2025$2.56+392%
Q1 2025$2.47+394%
Q4 2024$1.44-10%

BBT has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

BBT Quarterly Revenue

Q4 2023: $80MQ1 2024: $56MQ2 2024: $109MQ3 2024: $126MQ4 2024: $110MQ1 2025: $110MQ2 2025: $114MQ3 2025: $145MQ4 2025: $226MQ1 2026: $215MQ2 2026: $219MQ3 2026: $223M
Q4 2023: $80MQ1 2024: $56MQ2 2024: $109MQ3 2024: $126MQ4 2024: $110MQ1 2025: $110MQ2 2025: $114MQ3 2025: $145MQ4 2025: $226MQ1 2026: $215MQ2 2026: $219MQ3 2026: $223M
QuarterRevenueYoY
Q3 2026$223.2M+54%
Q2 2026$219.2M+93%
Q1 2026$214.7M+94%
Q4 2025$225.7M+105%
Q3 2025$145M+15%
Q2 2025$113.7M+4.6%
Q1 2025$110.4M+99%
Q4 2024$110.2M+38%

BBT has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

BBT Free Cash Flow

Q4 2023: $51MQ1 2024: $7MQ2 2024: $34MQ3 2024: $46MQ4 2024: $33MQ1 2025: $20MQ2 2025: $36MQ3 2025: โˆ’$4MQ4 2025: $160MQ1 2026: โˆ’$14MQ2 2026: $64MQ3 2026: $96M
Q4 2023: $51MQ1 2024: $7MQ2 2024: $34MQ3 2024: $46MQ4 2024: $33MQ1 2025: $20MQ2 2025: $36MQ3 2025: โˆ’$4MQ4 2025: $160MQ1 2026: โˆ’$14MQ2 2026: $64MQ3 2026: $96M
QuarterFree cash flowYoY
Q3 2026$95.5M+$99.1M
Q2 2026$64.1M+77%
Q1 2026-$13.8M-170%
Q4 2025$159.6M+381%
Q3 2025-$3.6M-108%
Q2 2025$36.3M+5.5%
Q1 2025$19.9M+200%
Q4 2024$33.2M-35%

BBT has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

BBT Total Shares

Q4 2023: 43MQ1 2024: 43MQ2 2024: 43MQ3 2024: 42MQ4 2024: 43MQ1 2025: 46MQ2 2025: 46MQ3 2025: 88MQ4 2025: 84MQ1 2026: 84MQ2 2026: 84MQ3 2026: 84M
Q4 2023: 43MQ1 2024: 43MQ2 2024: 43MQ3 2024: 42MQ4 2024: 43MQ1 2025: 46MQ2 2025: 46MQ3 2025: 88MQ4 2025: 84MQ1 2026: 84MQ2 2026: 84MQ3 2026: 84M
PeriodChange %Net change
Quarterly+0.1%+58.1K shares
1 year-4%-3.5M shares
3 years+94%+40.7M shares
5 years+72%+35.3M shares
Available history+66%+33.3M shares

BBT has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

BBT Net Leverage

QuarterNet LeverageStatus
Q4 20191.8xHealthy

BBT's net debt is about 1.8 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like BBT.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.

BBT Weekly Momentum

MetricValueStatus
RSI53.9Neutral
Stochastic65.5Neutral

BBT's weekly RSI is 54 (neutral) and its Stochastic is 66 (neutral).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

BBT PE vs Financial Services Sector

MetricBBTSector medianRelative
PE11x13x12% below
PE %366327 pts below

BBT is trading at 11x earnings, a 12% discount to the Financial Services sector's median of 13x, though its earnings don't support one.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

BBT Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.25.2% above
20 week MA$30.31.2% above
50 week MA$29.63.7% above
100 week MA$27.811% above
200 week MA$25.919% above

BBT has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

BBT Yearly ROI

YearStart priceEnd priceROI
2020$32.8$17.6-46%
2021$17.6$28.4+61%
2022$28.4$29.6+4.3%
2023$29.6$24.8-16%
2024$24.8$28.3+14%
2025$28.3$26.9-4.9%
2026 YTD$26.9$30.7+14%

BBT has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

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