BBDO
Banco Bradesco S.A.
There isn't enough reported data to score BBDO yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
BBDO Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
BBDO's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBDO.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
BBDO PE Valuation
BBDO has no meaningful PE right now: it lost money over the past year.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
BBDO Forward outlook
There aren't enough analyst estimates for BBDO to show an outlook.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.
BBDO Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $0.43 | +19% |
| Q2 2026 | $0.40 | +14% |
| Q1 2026 | $0.39 | +26% |
| Q4 2025 | $0.40 | +43% |
| Q3 2025 | $0.36 | +57% |
| Q2 2025 | $0.35 | +67% |
| Q1 2025 | $0.31 | +48% |
| Q4 2024 | $0.28 | +22% |
BBDO has the edge over SOFI on earnings, with more consistent year-over-year improvement.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI earned $0.56 per share over the past year, about the same as the year before.
BBDO Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.1B | +11% |
| Q2 2026 | $15.6B | +14% |
| Q1 2026 | $16.1B | +28% |
| Q4 2025 | $15.1B | +28% |
| Q3 2025 | $14.4B | +30% |
| Q2 2025 | $13.7B | +27% |
| Q1 2025 | $12.6B | +16% |
| Q4 2024 | $11.9B | +5.4% |
BBDO's revenue has grown year over year for eight quarters in a row: $16.1B last quarter, up 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 8% | +1.9 points |
| Q2 2026 | 7.8% | +2.1 points |
| Q1 2026 | 8.2% | -0.4 points |
| Q4 2025 | 6.8% | +1.8 points |
| Q3 2025 | 6% | -2.9 points |
| Q2 2025 | 5.7% | -0.5 points |
| Q1 2025 | 8.6% | +1.5 points |
| Q4 2024 | 5% | +6.8 points |
BBDO's operating margin was 8% last quarter, up 1.9 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over BBDO on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI has the edge over BBDO on profitability, with a higher operating margin.
BBDO Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$2.8B | -$2.6B |
| Q2 2026 | -$9.8B | -248% |
| Q1 2026 | $13.9B | +$29.2B |
| Q4 2025 | $16.3B | +1008% |
| Q3 2025 | -$216.8M | +$1.2B |
| Q2 2025 | $6.6B | +41% |
| Q1 2025 | -$15.3B | -638% |
| Q4 2024 | $1.5B | +$16.7B |
BBDO has the edge over SOFI on cash generation, producing positive trailing cash flow while its opponent burns cash.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
BBDO Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -28 shares |
| 1 year | -0.1% | -6.3M shares |
| 3 years | -6.7% | -763M shares |
| 5 years | -5.3% | -589M shares |
| Available history | -0.7% | -72.6M shares |
BBDO has the edge over SOFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $63,682 |
| Q2 2026 | — |
| Q1 2026 | $21.5M |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $39.9M |
| Q4 2024 | $22.6M |
BBDO has spent almost nothing on buybacks in the past year.
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has 1.4B diluted shares, up 5.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
BBDO Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.0x | Elevated |
| Q2 2026 | 4.5x | High |
| Q1 2026 | 8.1x | High |
| Q4 2025 | 22.9x | High |
| Q3 2025 | 23.0x | High |
| Q2 2025 | 21.7x | High |
| Q1 2025 | 20.7x | High |
| Q4 2024 | 22.1x | High |
BBDO's net debt is about 3.0 years of its operating earnings (EBITDA), down from more than 20 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BBDO.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has the edge over BBDO on leverage, with a lower net debt burden relative to earnings.
BBDO Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.0 | Neutral |
| Stochastic | 3.3 | Oversold |
BBDO's weekly RSI is 37 (neutral) and its Stochastic is 3 (oversold).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
BBDO PE vs Financial Services Sector
| Metric | BBDO | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
BBDO has no meaningful PE right now: it lost money over the past year.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
BBDO Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $3.07 | 23% below |
| 20 week MA | $3.12 | 25% below |
| 50 week MA | $3.20 | 27% below |
| 100 week MA | $2.80 | 16% below |
| 200 week MA | $2.66 | 12% below |
BBDO is in a downtrend: it's below all five of its weekly moving averages, and 12% below its 200-week average.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has the edge over BBDO on trend strength, trading above more of its moving averages.
BBDO Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2022 | $3.26 | $2.58 | -21% |
| 2023 | $2.58 | $3.18 | +23% |
| 2024 | $3.18 | $1.79 | -44% |
| 2025 | $1.79 | $2.93 | +64% |
| 2026 YTD | $2.93 | $2.35 | -20% |
BBDO has the edge over SOFI on returns for 2026, with the stronger performance.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.