BBAR
Banco BBVA Argentina S.A.
There isn't enough reported data to score BBAR yet.
MS
Morgan Stanley
MS's fundamentals are strong: revenue grew 16% and earnings per share grew 29%. At 15x earnings, it's trading in line with its usual 14x. Analysts expect earnings growth.
BBAR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
BBAR's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBAR.
MS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
MS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like MS.
BBAR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 3.5x | $1.32 | -87% |
| Fair | 8.4x | $3.20 | -69% |
| Current | 9.1x | $10.35 | — |
| Expensive | 16x | $5.96 | -42% |
Historical ranges are pointers, not guarantees.
BBAR's PE is 9.1x, but its earnings don't support one, so it isn't a reliable read right now.
MS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $134 | -29% |
| Fair | 14x | $178 | -5.7% |
| Forward | 14x | $189 | — |
| Current | 15x | $189 | — |
| Expensive | 18x | $223 | +18% |
Historical ranges are pointers, not guarantees.
MS has the edge over BBAR in the historical PE scenario, which offers more potential upside but is not a forecast.
BBAR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for BBAR, but weaker profitability.
MS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
MS has the edge over BBAR on the outlook, with more favorable profitability expectations.
BBAR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2024 | $0.38 | +124% |
| Q4 2023 | $0.17 | +183% |
| Q4 2022 | $0.06 | +500% |
| Q4 2021 | $0.01 | 0% |
| Q4 2020 | $0.01 | -50% |
| Q4 2019 | $0.02 | -33% |
| Q4 2018 | $0.03 | +50% |
| Q3 2018 | $0.03 | +50% |
BBAR has the stronger earnings trend. Trailing diluted EPS is up 3,700% for BBAR versus MS up 29%.
MS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.39 | +6.3% |
| Q3 2026 | $12.60 | +29% |
| Q2 2026 | $12.37 | +40% |
| Q1 2026 | $11.04 | +29% |
| Q4 2025 | $10.21 | +28% |
| Q3 2025 | $9.76 | +48% |
| Q2 2025 | $8.84 | +45% |
| Q1 2025 | $8.53 | +55% |
| Q4 2024 | $7.95 | +53% |
MS's earnings per share have climbed steadily: $12.60 over the past year, up 29% from the year before, and higher year over year for 10 quarters in a row.
BBAR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2018 | $14M | +138% |
| Q3 2018 | $11.2M | +105% |
| Q2 2018 | $7.7M | +61% |
| Q1 2018 | $7.3M | +74% |
| Q4 2017 | $5.9M | +39% |
| Q3 2017 | $5.4M | +25% |
| Q2 2017 | $4.8M | +4.4% |
| Q1 2017 | $4.2M | -3.4% |
BBAR has the stronger quarterly revenue trend. Revenue is up 138% for BBAR versus up 12% for MS.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2018 | 20% | -4 points |
| Q3 2018 | 24% | +0.4 points |
| Q2 2018 | 25% | +4.3 points |
| Q1 2018 | 20% | -10 points |
| Q4 2017 | 24% | +8.6 points |
| Q3 2017 | 24% | +1 points |
| Q2 2017 | 20% | N/A |
| Q1 2017 | 30% | N/A |
BBAR's operating margin was 20% last quarter, down 4 points from the same quarter a year ago.
MS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $20.3B | +12% |
| Q2 2026 | $21.3B | +27% |
| Q1 2026 | $20.6B | +16% |
| Q4 2025 | $17.9B | +10% |
| Q3 2025 | $18.2B | +18% |
| Q2 2025 | $16.8B | +12% |
| Q1 2025 | $17.7B | +17% |
| Q4 2024 | $16.2B | +26% |
MS's revenue has grown year over year for 14 quarters in a row: $20.3B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 32% | -1.2 points |
| Q2 2026 | 34% | +6.9 points |
| Q1 2026 | 34% | +2.8 points |
| Q4 2025 | 32% | +2 points |
| Q3 2025 | 33% | +5.6 points |
| Q2 2025 | 28% | +0.4 points |
| Q1 2025 | 31% | +2.2 points |
| Q4 2024 | 30% | +14 points |
MS's operating margin was 32% last quarter, down 1.2 points from the same quarter a year ago.
BBAR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2018 | $21M | +$21.2M |
| Q3 2018 | $9.1M | +$20.1M |
| Q2 2018 | $2.1M | +$2.2M |
| Q1 2018 | -$1.7M | +$1.5M |
| Q4 2017 | -$176.7K | -$71.6K |
| Q3 2017 | -$11M | -468% |
| Q2 2017 | -$113.6K | -104% |
BBAR has the stronger cash trend. Its trailing FCF is up 618% versus its history, compared with MS at down 492%.
MS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$46B | -$42.7B |
| Q2 2026 | -$2.7B | -123% |
| Q1 2026 | -$7.1B | +$16.9B |
| Q4 2025 | -$2.4B | -120% |
| Q3 2025 | -$3.3B | +$14B |
| Q2 2025 | $11.8B | +368% |
| Q1 2025 | -$24B | -650% |
| Q4 2024 | $11.8B | +$29.6B |
MS's free cash flow was −$58.3B over the past year, against −$3.7B the year before. Free cash flow isn't a meaningful measure for financial services companies like MS.
BBAR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | 0% | -- |
| 3 years | +251% | +438M shares |
BBAR has 613M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2018 | — |
| Q3 2018 | — |
| Q2 2018 | — |
| Q1 2018 | — |
| Q4 2017 | — |
| Q3 2017 | — |
| Q2 2017 | — |
| Q1 2017 | — |
MS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -3M shares |
| 1 year | -1.5% | -24M shares |
| 3 years | -4.7% | -77M shares |
| 5 years | -14% | -246M shares |
| Available history | -4.5% | -74M shares |
MS has the edge over BBAR on shareholder dilution, with a more favorable share count trend.
BBAR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2024 | -5.2x | Net Cash |
| Q4 2023 | -3.3x | Net Cash |
| Q4 2022 | -4.4x | Net Cash |
| Q4 2021 | -11.1x | Net Cash |
| Q4 2020 | -6.9x | Net Cash |
| Q4 2019 | -6.7x | Net Cash |
| Q4 2018 | -7.9x | Net Cash |
| Q3 2018 | -7.0x | Net Cash |
BBAR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BBAR.
MS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.3x | High |
| Q1 2026 | 8.2x | High |
| Q4 2025 | 8.6x | High |
| Q3 2025 | 8.4x | High |
| Q2 2025 | 8.7x | High |
| Q1 2025 | 8.7x | High |
| Q4 2024 | 7.9x | High |
MS's net debt is about 7.8 years of its operating earnings (EBITDA), down from 8.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MS.
BBAR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 32.4 | Neutral |
| Stochastic | 2.1 | Oversold |
BBAR's weekly RSI is 32 (neutral) and its Stochastic is 2 (oversold).
MS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 18.7 | Oversold |
MS's weekly RSI is 45 (neutral) and its Stochastic is 19 (oversold).
BBAR PE vs Financial Services Sector
| Metric | BBAR | Sector median | Relative |
|---|---|---|---|
| PE | 9.1x | 13x | 30% below |
| PE % | 50 | 63 | 13 pts below |
BBAR has the edge over MS on valuation relative to its sector.
MS PE vs Financial Services Sector
| Metric | MS | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 15% above |
| PE % | 59 | 63 | 4 pts below |
MS is trading at 15x earnings, a 15% premium to the Financial Services sector's median of 13x.
BBAR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $12.1 | 14% below |
| 20 week MA | $15.0 | 31% below |
| 50 week MA | $16.1 | 36% below |
| 100 week MA | $16.5 | 37% below |
| 200 week MA | $11.9 | 13% below |
BBAR is in a downtrend: it's below all five of its weekly moving averages, and 13% below its 200-week average.
MS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $186.5 | 1.5% above |
| 20 week MA | $203.3 | 6.9% below |
| 50 week MA | $191.9 | 1.4% below |
| 100 week MA | $164.9 | 15% above |
| 200 week MA | $129.3 | 46% above |
MS has the edge over BBAR on trend strength, trading above more of its moving averages.
BBAR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.74 | $3.14 | -45% |
| 2021 | $3.14 | $3.20 | +1.9% |
| 2022 | $3.20 | $3.60 | +13% |
| 2023 | $3.60 | $5.44 | +51% |
| 2024 | $5.44 | $19.7 | +262% |
| 2025 | $19.7 | $18.5 | -6.3% |
| 2026 YTD | $18.5 | $10.4 | -44% |
BBAR's yearly returns have swung widely, from +262% in 2024 to −45% in 2020. It's down 44% so far in 2026.
MS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $51.1 | $68.1 | +33% |
| 2021 | $68.1 | $99.3 | +46% |
| 2022 | $99.3 | $86.1 | -13% |
| 2023 | $86.1 | $93.3 | +8.3% |
| 2024 | $93.3 | $126.8 | +36% |
| 2025 | $126.8 | $181.9 | +43% |
| 2026 YTD | $181.9 | $189.2 | +4% |
MS has the edge over BBAR on returns for 2026, with the stronger performance.