BANR
Banner Corporation
BANR offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
GS
The Goldman Sachs Group, Inc.
GS has the edge over BANR overall, supported by stronger fundamentals and stronger valuation.
BANR Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
BANR's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BANR.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
BANR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.2x | $54.32 | -21% |
| Fair | 11x | $66.72 | -3.5% |
| Forward | 11x | $69.14 | — |
| Current | 12x | $69.14 | — |
| Expensive | 13x | $76.87 | +11% |
Historical ranges are pointers, not guarantees.
BANR has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
BANR Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for BANR, with profitability holding steady.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
BANR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $6.37 | +8.4% |
| Q3 2026 | $5.88 | +7.1% |
| Q2 2026 | $6.06 | +15% |
| Q1 2026 | $5.94 | +17% |
| Q4 2025 | $5.64 | +16% |
| Q3 2025 | $5.49 | +15% |
| Q2 2025 | $5.25 | +9.1% |
| Q1 2025 | $5.09 | +5.8% |
| Q4 2024 | $4.88 | -8.4% |
BANR earned $5.88 per share over the past year, up 7.1% from the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over BANR on earnings, with more consistent year-over-year improvement.
BANR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $161.9M | +7.9% |
| Q2 2026 | $153.7M | +6.5% |
| Q1 2026 | $150.2M | +6.4% |
| Q4 2025 | $152.4M | +8.5% |
| Q3 2025 | $150M | +11% |
| Q2 2025 | $144.4M | +8.9% |
| Q1 2025 | $141.1M | +6.1% |
| Q4 2024 | $140.5M | +1.5% |
BANR's revenue has grown year over year for eight quarters in a row: $162M last quarter, up 7.9% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 9.5% | -4.3 points |
| Q2 2026 | 12% | -0.4 points |
| Q1 2026 | 13% | -0.8 points |
| Q4 2025 | 10% | -4.3 points |
| Q3 2025 | 14% | +0.5 points |
| Q2 2025 | 12% | -0.7 points |
| Q1 2025 | 14% | +4.8 points |
| Q4 2024 | 14% | +4.1 points |
BANR's operating margin was 9.5% last quarter, down 4.3 points from the same quarter a year ago.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over BANR on profitability, with a higher operating margin.
BANR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $72.8M | -39% |
| Q2 2026 | $35.5M | -32% |
| Q1 2026 | $109.4M | +97% |
| Q4 2025 | $21.6M | -77% |
| Q3 2025 | $118.7M | +96% |
| Q2 2025 | $52.1M | -30% |
| Q1 2025 | $55.6M | +13% |
| Q4 2024 | $95.5M | +48% |
BANR has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
BANR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.6% | +898K shares |
| 1 year | +1.1% | +367K shares |
| 3 years | +1.7% | +597K shares |
| 5 years | +1% | +357K shares |
| Available history | +0.2% | +59.1K shares |
BANR has 35M diluted shares, up 1.1% from a year ago, despite $46M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $14.2M |
| Q2 2026 | — |
| Q1 2026 | $16.1M |
| Q4 2025 | $15.8M |
| Q4 2023 | — |
| Q3 2023 | — |
| Q4 2022 | — |
| Q3 2022 | — |
BANR spent $46M buying back its own shares over the past year.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over BANR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
BANR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -3.6x | Net Cash |
| Q1 2026 | -3.6x | Net Cash |
| Q4 2025 | -1.8x | Net Cash |
| Q3 2025 | -5.7x | Net Cash |
| Q2 2025 | -3.9x | Net Cash |
| Q1 2025 | -2.4x | Net Cash |
| Q4 2024 | -0.1x | Net Cash |
BANR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BANR.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
BANR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.2 | Neutral |
| Stochastic | 42.4 | Neutral |
BANR's weekly RSI is 52 (neutral) and its Stochastic is 42 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
BANR PE vs Financial Services Sector
| Metric | BANR | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 9.7% below |
| PE % | 63 | 63 | Same percentile |
BANR has the edge over GS on valuation relative to its sector.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
BANR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $68.7 | 0.6% above |
| 20 week MA | $69.8 | 0.9% below |
| 50 week MA | $66.1 | 4.6% above |
| 100 week MA | $65.3 | 6% above |
| 200 week MA | $58.5 | 18% above |
BANR has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
BANR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $56.3 | $45.6 | -19% |
| 2021 | $45.6 | $61.1 | +34% |
| 2022 | $61.1 | $63.0 | +3.1% |
| 2023 | $63.0 | $53.6 | -15% |
| 2024 | $53.6 | $66.9 | +25% |
| 2025 | $66.9 | $64.6 | -3.4% |
| 2026 YTD | $64.6 | $69.1 | +7% |
BANR has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.