BANF

BancFirst Corporation

57
Fundamentals56/ 100
Valuation48/ 100
Upside potential60/ 100
Risk potential14/ 100

BANF's fundamentals are mixed: revenue grew 9.3%, while its operating margin held steady at 44%. At 16x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.

BANF Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

BANF's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BANF.

BANF PE Valuation

CHEAPFAIREXPENSIVE6.7x13x20x27x
CHEAPFAIREXPENSIVE6.7x13x20x27x
LevelPEPriceVs current
Cheap13x$101-15%
Forward15x$119—
Fair16x$118-0.9%
Current16x$119—
Expensive19x$144+22%

Historical ranges are pointers, not guarantees.

BANF's PE is in its fair range at 16x. If earnings grow as analysts expect, today's price would be 15x next year's earnings, in its cheap range.

BANF Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
High

Analysts expect earnings and revenue growth for BANF, with profitability improving.

BANF Risk to reward

ScenarioChangePrice
Upside+21%$143.04
Downside-14%$102.31

Calculated from the latest close: $118.57 on Nov 12.

BANF's one-year upside scenario is somewhat larger than its downside: +21% against −14%.

BANF Earnings Per Share

Q4 2023: $6.34Q1 2024: $6.12Q2 2024: $5.99Q3 2024: $6.22Q4 2024: $6.44Q1 2025: $6.60Q2 2025: $6.94Q3 2025: $7.04Q4 2025: $7.11Q1 2026: $7.30Q2 2026: $7.41Q3 2026: $7.53Forward: $8.12
Q4 2023: $6.34Q1 2024: $6.12Q2 2024: $5.99Q3 2024: $6.22Q4 2024: $6.44Q1 2025: $6.60Q2 2025: $6.94Q3 2025: $7.04Q4 2025: $7.11Q1 2026: $7.30Q2 2026: $7.41Q3 2026: $7.53Forward: $8.12
QuarterTTM EPSYoY
Forward$8.12+7.9%
Q3 2026$7.53+7%
Q2 2026$7.41+6.8%
Q1 2026$7.30+11%
Q4 2025$7.11+10%
Q3 2025$7.04+13%
Q2 2025$6.94+16%
Q1 2025$6.60+7.8%
Q4 2024$6.44+1.6%

BANF's earnings per share have climbed steadily: $7.53 over the past year, up 7% from the year before, and higher year over year for eight quarters in a row.

BANF Quarterly Revenue

Q4 2023: $150MQ1 2024: $151MQ2 2024: $154MQ3 2024: $164MQ4 2024: $163MQ1 2025: $165MQ2 2025: $169MQ3 2025: $175MQ4 2025: $181MQ1 2026: $179MQ2 2026: $187MQ3 2026: $187M
Q4 2023: $150MQ1 2024: $151MQ2 2024: $154MQ3 2024: $164MQ4 2024: $163MQ1 2025: $165MQ2 2025: $169MQ3 2025: $175MQ4 2025: $181MQ1 2026: $179MQ2 2026: $187MQ3 2026: $187M
QuarterRevenueYoY
Q3 2026$187.4M+6.8%
Q2 2026$187.5M+11%
Q1 2026$179M+8.6%
Q4 2025$181M+11%
Q3 2025$175.5M+7.2%
Q2 2025$169.3M+10%
Q1 2025$164.8M+9.2%
Q4 2024$162.9M+8.5%

BANF's revenue has grown year over year for nine quarters in a row: $187M last quarter, up 6.8% from the same quarter a year ago.

BANF Free Cash Flow

Q4 2023: $38MQ1 2024: $56MQ2 2024: $94MQ3 2024: $72MQ4 2024: $2MQ1 2025: $66MQ2 2025: $64MQ3 2025: $64MQ4 2025: $43MQ1 2026: $65MQ2 2026: $73MQ3 2026: $70M
Q4 2023: $38MQ1 2024: $56MQ2 2024: $94MQ3 2024: $72MQ4 2024: $2MQ1 2025: $66MQ2 2025: $64MQ3 2025: $64MQ4 2025: $43MQ1 2026: $65MQ2 2026: $73MQ3 2026: $70M
QuarterFree cash flowYoY
Q3 2026$69.9M+9.7%
Q2 2026$73.3M+14%
Q1 2026$65.1M-0.9%
Q4 2025$43.2M+2075%
Q3 2025$63.7M-12%
Q2 2025$64.4M-32%
Q1 2025$65.6M+17%
Q4 2024$2M-95%

BANF's free cash flow was $251M over the past year, up 28% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BANF.

BANF Total Shares

Q4 2023: 33MQ1 2024: 34MQ2 2024: 34MQ3 2024: 34MQ4 2024: 34MQ1 2025: 34MQ2 2025: 34MQ3 2025: 34MQ4 2025: 34MQ1 2026: 34MQ2 2026: 34MQ3 2026: 34M
Q4 2023: 33MQ1 2024: 34MQ2 2024: 34MQ3 2024: 34MQ4 2024: 34MQ1 2025: 34MQ2 2025: 34MQ3 2025: 34MQ4 2025: 34MQ1 2026: 34MQ2 2026: 34MQ3 2026: 34M
PeriodChange %Net change
Quarterly+0.1%+28.6K shares
1 year+0.7%+222K shares
3 years+1.6%+547K shares
5 years+2.5%+818K shares
Available history+2.3%+756K shares

BANF has 34M diluted shares, up 0.7% from a year ago.

BANF Net Leverage

Q4 2023: -0.5xQ1 2024: -0.3xQ2 2024: -0.4xQ3 2024: -0.6xQ4 2024: -0.5xQ1 2025: -0.6xQ2 2025: -0.5xQ3 2025: -0.3xQ4 2025: -0.4xQ1 2026: -0.5xQ2 2026: -0.4xQ3 2026: -0.3x
Q4 2023: -0.5xQ1 2024: -0.3xQ2 2024: -0.4xQ3 2024: -0.6xQ4 2024: -0.5xQ1 2025: -0.6xQ2 2025: -0.5xQ3 2025: -0.3xQ4 2025: -0.4xQ1 2026: -0.5xQ2 2026: -0.4xQ3 2026: -0.3x
QuarterNet LeverageStatus
Q3 2026-0.3xNet Cash
Q2 2026-0.4xNet Cash
Q1 2026-0.5xNet Cash
Q4 2025-0.4xNet Cash
Q3 2025-0.3xNet Cash
Q2 2025-0.5xNet Cash
Q1 2025-0.6xNet Cash
Q4 2024-0.5xNet Cash

BANF has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BANF.

BANF Weekly Momentum

MetricValueStatus
RSI60.4Neutral
Stochastic73.9Neutral

BANF's weekly RSI is 60 (neutral) and its Stochastic is 74 (neutral).

BANF PE vs Financial Services Sector

MetricBANFSector medianRelative
PE16x13x21% above
PE %536310 pts below

BANF is trading at 16x earnings, a 21% premium to the Financial Services sector's median of 13x.

BANF Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$110.96.9% above
20 week MA$112.35.6% above
50 week MA$111.86.1% above
100 week MA$115.82.4% above
200 week MA$104.613% above

BANF is in an uptrend: it's above all five of its weekly moving averages, and 13% above its 200-week average.

BANF Yearly ROI

YearStart priceEnd priceROI
2020$63.3$58.1-8.2%
2021$58.1$69.1+19%
2022$69.1$88.6+28%
2023$88.6$97.3+9.9%
2024$97.3$119.9+23%
2025$119.9$109.7-8.5%
2026 YTD$109.7$118.6+8.1%

BANF has finished higher in four of the last six years. It's up 8.1% so far in 2026.

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