BANC
Banc of California, Inc.
BANC lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve.
COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
BANC Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
BANC's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like BANC.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
BANC PE Valuation
BANC has no meaningful PE right now: it lost money over the past year.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
BANC Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BANC has the edge over COIN on the outlook, with more favorable revenue expectations.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
BANC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.97 | — |
| Q3 2026 | -$0.35 | -133% |
BANC has swung to a loss: it lost $0.35 per share over the past year, after a profit the year before.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has the edge over BANC in the latest year-over-year earnings comparison.
BANC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $303.8M | +5.6% |
| Q2 2026 | $16.4M | -94% |
| Q1 2026 | $286.9M | +7.9% |
| Q4 2025 | $292.9M | +11% |
| Q3 2025 | $287.7M | +33% |
| Q2 2025 | $272.8M | +5.2% |
| Q1 2025 | $266M | +1.2% |
| Q4 2024 | $264.3M | +1086% |
BANC has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | +3.5 points |
| Q2 2026 | -2044% | -2061 points |
| Q1 2026 | 33% | +5.9 points |
| Q4 2025 | 34% | +7.5 points |
| Q3 2025 | 32% | +27 points |
| Q2 2025 | 18% | +0.3 points |
| Q1 2025 | 27% | +11 points |
| Q4 2024 | 27% | +10451 points |
BANC has the edge over COIN on profitability, with a higher operating margin.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
BANC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $61.5M | -19% |
| Q2 2026 | $158.8M | +158% |
| Q1 2026 | $45.6M | +235% |
| Q4 2025 | $84.2M | +11% |
| Q3 2025 | $75.5M | +69% |
| Q2 2025 | $61.4M | +79% |
| Q1 2025 | $13.6M | +$103.9M |
| Q4 2024 | $75.7M | +120% |
BANC has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
BANC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.9% | +4.5M shares |
| 1 year | +0.8% | +1.3M shares |
BANC has 160M diluted shares, up 0.8% from a year ago, despite $220M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $109,000 |
| Q1 2026 | $32.3M |
| Q4 2025 | $187.7M |
| Q3 2025 | $35.9M |
| Q2 2025 | $112.9M |
| Q1 2025 | $38.9M |
BANC spent $220M buying back its own shares over the past year.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over BANC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
BANC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 133.9x | High |
| Q2 2026 | 2,403.3x | High |
| Q1 2026 | 0.9x | Very low |
| Q4 2025 | -0.7x | Net Cash |
| Q3 2025 | -1.2x | Net Cash |
| Q2 2025 | -1.7x | Net Cash |
| Q1 2025 | -2.7x | Net Cash |
| Q4 2024 | -5.0x | Net Cash |
BANC's net debt is more than 20 years of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like BANC.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over BANC on leverage, with a lower net debt burden relative to earnings.
BANC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.8 | Neutral |
| Stochastic | 33.9 | Neutral |
BANC's weekly RSI is 44 (neutral) and its Stochastic is 34 (neutral).
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
BANC PE vs Financial Services Sector
| Metric | BANC | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
BANC has no meaningful PE right now: it lost money over the past year.
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
BANC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $17.8 | 0.2% above |
| 20 week MA | $18.8 | 5.3% below |
| 50 week MA | $19.0 | 6.3% below |
| 100 week MA | $17.1 | 4% above |
| 200 week MA | $15.4 | 16% above |
BANC has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
BANC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $17.0 | $15.0 | -12% |
| 2021 | $15.0 | $19.5 | +31% |
| 2022 | $19.5 | $15.5 | -21% |
| 2023 | $15.5 | $13.4 | -13% |
| 2024 | $13.4 | $15.5 | +15% |
| 2025 | $15.5 | $19.7 | +27% |
| 2026 YTD | $19.7 | $17.8 | -9.6% |
BANC has the edge over COIN on returns for 2026, with the stronger performance.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.