BAFN

BayFirst Financial Corp.

There isn't enough reported data to score BAFN yet.

HOOD

Robinhood Markets, Inc.

59
Fundamentals57/ 100
Valuation70/ 100
Upside potential74/ 100
Risk potential29/ 100

HOOD's fundamentals are mixed, but it looks cheap: trading at 38x earnings, below its usual 51x. Analysts expect strong earnings growth, though they disagree widely on how much.

BAFN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

BAFN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAFN.

HOOD Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.

BAFN PE Valuation

BAFN has no meaningful PE right now: it lost money over the past year.

HOOD PE Valuation

CHEAPFAIREXPENSIVE43x87x130x174x
CHEAPFAIREXPENSIVE43x87x130x174x
LevelPEPriceVs current
Forward30x$81.35—
Cheap37x$78.84-3.1%
Current38x$81.35—
Fair51x$110+35%
Expensive74x$160+96%

Historical ranges are pointers, not guarantees.

HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.

BAFN Forward outlook

There aren't enough analyst estimates for BAFN to show an outlook.

HOOD Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Low

Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.

BAFN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $6.21 on Nov 12.

There is not enough scenario data to compare BAFN and HOOD's risk to reward.

HOOD Risk to reward

ScenarioChangePrice
Upside+81%$147.58
Downside-29%$57.66

Calculated from the latest close: $81.35 on Nov 12.

There is not enough scenario data to compare BAFN and HOOD's risk to reward.

BAFN Earnings Per Share

Q4 2023: $1.12Q1 2024: $1.10Q2 2024: $0.93Q3 2024: $0.70Q4 2024: $2.62Q1 2025: $2.34Q2 2025: $1.83Q3 2025: $-3.01Q4 2025: $-5.97Q1 2026: $-7.34Q2 2026: $-15.00Q3 2026: $-10.38
Q4 2023: $1.12Q1 2024: $1.10Q2 2024: $0.93Q3 2024: $0.70Q4 2024: $2.62Q1 2025: $2.34Q2 2025: $1.83Q3 2025: $-3.01Q4 2025: $-5.97Q1 2026: $-7.34Q2 2026: $-15.00Q3 2026: $-10.38
QuarterTTM EPSYoY
Q3 2026-$10.38-$7.37
Q2 2026-$15.00-920%
Q1 2026-$7.34-414%
Q4 2025-$5.97-328%
Q3 2025-$3.01-530%
Q2 2025$1.83+97%
Q1 2025$2.34+113%
Q4 2024$2.62+134%

BAFN lost $10.38 per share over the past year, a bigger loss than the year before.

HOOD Earnings Per Share

Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
QuarterTTM EPSYoY
Forward$2.72+26%
Q3 2026$2.16-10%
Q2 2026$2.26+15%
Q1 2026$2.06+18%
Q4 2025$2.05+31%
Q3 2025$2.40+314%
Q2 2025$1.96+513%
Q1 2025$1.75+1150%
Q4 2024$1.56+$2.17

HOOD has the edge over BAFN on earnings quality, reporting a profit while its opponent remains loss making.

BAFN Quarterly Revenue

Q4 2023: $24MQ1 2024: $23MQ2 2024: $21MQ3 2024: $22MQ4 2024: $33MQ1 2025: $20MQ2 2025: $23MQ3 2025: $10MQ4 2025: $10MQ1 2026: $10MQ2 2026: $3MQ3 2026: $11M
Q4 2023: $24MQ1 2024: $23MQ2 2024: $21MQ3 2024: $22MQ4 2024: $33MQ1 2025: $20MQ2 2025: $23MQ3 2025: $10MQ4 2025: $10MQ1 2026: $10MQ2 2026: $3MQ3 2026: $11M
QuarterRevenueYoY
Q3 2026$10.6M+3.8%
Q2 2026$2.6M-89%
Q1 2026$10.3M-48%
Q4 2025$9.9M-70%
Q3 2025$10.2M-53%
Q2 2025$23.1M+11%
Q1 2025$19.8M-14%
Q4 2024$32.9M+40%

BAFN's revenue has slid since its 2024 peak: $11M last quarter, up 3.8% from the same quarter a year ago.

HOOD Quarterly Revenue

Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
QuarterRevenueYoY
Q3 2026$1.4B+12%
Q2 2026$1.3B+32%
Q1 2026$1.1B+15%
Q4 2025$1.3B+27%
Q3 2025$1.3B+100%
Q2 2025$989M+45%
Q1 2025$927M+50%
Q4 2024$1B+115%

HOOD has the edge over BAFN on sales, with more consistent year-over-year improvement.

BAFN Free Cash Flow

Q4 2023: $126MQ1 2024: $123MQ2 2024: $78MQ3 2024: $90MQ4 2024: $97MQ1 2025: $74MQ2 2025: $63MQ3 2025: $47MQ4 2025: $101MQ1 2026: −$3MQ2 2026: $263,000Q3 2026: −$4M
Q4 2023: $126MQ1 2024: $123MQ2 2024: $78MQ3 2024: $90MQ4 2024: $97MQ1 2025: $74MQ2 2025: $63MQ3 2025: $47MQ4 2025: $101MQ1 2026: −$3MQ2 2026: $263,000Q3 2026: −$4M
QuarterFree cash flowYoY
Q3 2026-$4M-108%
Q2 2026$263K-100%
Q1 2026-$3.2M-104%
Q4 2025$101.3M+3.9%
Q3 2025$47.3M-48%
Q2 2025$63.1M-19%
Q1 2025$74.1M-40%
Q4 2024$97.5M-23%

BAFN's free cash flow was $94M over the past year, down 67% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAFN.

HOOD Free Cash Flow

Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+$2.8B
Q2 2026$720M-79%
Q1 2026$2B+217%
Q4 2025-$937M+$463M
Q3 2025-$1.6B-187%
Q2 2025$3.5B+6398%
Q1 2025$642M+$1.3B
Q4 2024-$1.4B-246%

HOOD has the edge over BAFN on cash flow, with more consistent year-over-year improvement.

BAFN Total Shares

Q4 2023: 5MQ1 2024: 4MQ2 2024: 4MQ3 2024: 4MQ4 2024: 5MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ4 2025: 4MQ1 2026: 4MQ2 2026: 4MQ3 2026: 24M
Q4 2023: 5MQ1 2024: 4MQ2 2024: 4MQ3 2024: 4MQ4 2024: 5MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ4 2025: 4MQ1 2026: 4MQ2 2026: 4MQ3 2026: 24M
PeriodChange %Net change
Quarterly+478%+19.6M shares
1 year+474%+19.6M shares
3 years+445%+19.4M shares
5 years+439%+19.3M shares

BAFN has 24M diluted shares, up 474% from a year ago.

HOOD Total Shares

Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
PeriodChange %Net change
Quarterly-0.1%-1M shares
1 year-0.8%-6.9M shares
3 years+1.8%+15.9M shares
5 years+292%+679M shares
Available history+7.2%+60.8M shares

HOOD has the edge over BAFN on shareholder dilution, with a more favorable share count trend.

BAFN Net Leverage

Q4 2023: -4.1xQ1 2024: -3.5xQ2 2024: 0.0xQ3 2024: -5.6xQ4 2024: -3.7xQ1 2025: -2.1xQ2 2025: -2.1x
Q4 2023: -4.1xQ1 2024: -3.5xQ2 2024: 0.0xQ3 2024: -5.6xQ4 2024: -3.7xQ1 2025: -2.1xQ2 2025: -2.1x
QuarterNet LeverageStatus
Q2 2025-2.1xNet Cash
Q1 2025-2.1xNet Cash
Q4 2024-3.7xNet Cash
Q3 2024-5.6xNet Cash
Q2 20240.0xVery low
Q1 2024-3.5xNet Cash
Q4 2023-4.1xNet Cash
Q3 2023-10.0xNet Cash

BAFN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BAFN.

HOOD Net Leverage

Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
QuarterNet LeverageStatus
Q3 2026-1.3xNet Cash
Q2 2026-2.1xNet Cash
Q1 2026-2.2xNet Cash
Q4 2025-1.9xNet Cash
Q3 2025-2.1xNet Cash
Q2 2025-2.6xNet Cash
Q1 2025-3.3xNet Cash
Q4 2024-3.8xNet Cash

HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.

BAFN Weekly Momentum

MetricValueStatus
RSI47.9Neutral
Stochastic22.1Neutral

BAFN's weekly RSI is 48 (neutral) and its Stochastic is 22 (neutral).

HOOD Weekly Momentum

MetricValueStatus
RSI40.8Neutral
Stochastic9.5Oversold

HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).

BAFN PE vs Financial Services Sector

MetricBAFNSector medianRelative
PEN/A13x—

BAFN has no meaningful PE right now: it lost money over the past year.

HOOD PE vs Financial Services Sector

MetricHOODSector medianRelative
PE38x13x189% above
PE %226644 pts below

HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.

BAFN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$6.342.1% below
20 week MA$6.575.5% below
50 week MA$6.646.5% below
100 week MA$9.9237% below
200 week MA$11.647% below

BAFN is in a downtrend: it's below all five of its weekly moving averages, and 47% below its 200-week average.

HOOD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$97.817% below
20 week MA$102.220% below
50 week MA$95.415% below
100 week MA$88.58.1% below
200 week MA$52.156% above

HOOD has the edge over BAFN on trend strength, trading above more of its moving averages.

BAFN Yearly ROI

YearStart priceEnd priceROI
2020$17.1$14.0-18%
2021$14.0$22.5+61%
2022$22.5$16.4-27%
2023$16.4$13.1-20%
2024$13.1$13.5+3.4%
2025$13.5$7.80-42%
2026 YTD$7.80$6.21-20%

BAFN has the edge over HOOD on returns for 2026, with the stronger performance.

HOOD Yearly ROI

YearStart priceEnd priceROI
2021$35.2$18.9-46%
2022$18.9$7.95-58%
2023$7.95$12.7+60%
2024$12.7$39.0+206%
2025$39.0$118.1+203%
2026 YTD$118.1$81.4-31%

HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.

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