BAFN
BayFirst Financial Corp.
There isn't enough reported data to score BAFN yet.
CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
BAFN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
BAFN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAFN.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
BAFN PE Valuation
BAFN has no meaningful PE right now: it lost money over the past year.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
BAFN Forward outlook
There aren't enough analyst estimates for BAFN to show an outlook.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
BAFN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$10.38 | -$7.37 |
| Q2 2026 | -$15.00 | -920% |
| Q1 2026 | -$7.34 | -414% |
| Q4 2025 | -$5.97 | -328% |
| Q3 2025 | -$3.01 | -530% |
| Q2 2025 | $1.83 | +97% |
| Q1 2025 | $2.34 | +113% |
| Q4 2024 | $2.62 | +134% |
BAFN has the edge over CIFR on earnings, with more consistent year-over-year improvement.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
BAFN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $10.6M | +3.8% |
| Q2 2026 | $2.6M | -89% |
| Q1 2026 | $10.3M | -48% |
| Q4 2025 | $9.9M | -70% |
| Q3 2025 | $10.2M | -53% |
| Q2 2025 | $23.1M | +11% |
| Q1 2025 | $19.8M | -14% |
| Q4 2024 | $32.9M | +40% |
BAFN's revenue has slid since its 2024 peak: $11M last quarter, up 3.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -9.6% | +243 points |
| Q2 2026 | -1685% | -1678 points |
| Q1 2026 | -77% | -75 points |
| Q4 2025 | -50% | -90 points |
| Q3 2025 | -253% | -260 points |
| Q2 2025 | -7.1% | -13 points |
| Q1 2025 | -2.3% | -7.5 points |
| Q4 2024 | 40% | +30 points |
BAFN has the edge over CIFR on profitability, with a higher operating margin.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR has the edge over BAFN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
BAFN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$4M | -108% |
| Q2 2026 | $263K | -100% |
| Q1 2026 | -$3.2M | -104% |
| Q4 2025 | $101.3M | +3.9% |
| Q3 2025 | $47.3M | -48% |
| Q2 2025 | $63.1M | -19% |
| Q1 2025 | $74.1M | -40% |
| Q4 2024 | $97.5M | -23% |
BAFN has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
BAFN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +478% | +19.6M shares |
| 1 year | +474% | +19.6M shares |
| 3 years | +445% | +19.4M shares |
| 5 years | +439% | +19.3M shares |
BAFN has 24M diluted shares, up 474% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $335,000 |
| Q4 2024 | — |
BAFN hasn't bought back shares in the past year.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has the edge over BAFN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
BAFN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2025 | -2.1x | Net Cash |
| Q1 2025 | -2.1x | Net Cash |
| Q4 2024 | -3.7x | Net Cash |
| Q3 2024 | -5.6x | Net Cash |
| Q2 2024 | 0.0x | Very low |
| Q1 2024 | -3.5x | Net Cash |
| Q4 2023 | -4.1x | Net Cash |
| Q3 2023 | -10.0x | Net Cash |
BAFN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BAFN.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has the edge over BAFN on leverage, with a lower net debt burden relative to earnings.
BAFN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.9 | Neutral |
| Stochastic | 22.1 | Neutral |
BAFN's weekly RSI is 48 (neutral) and its Stochastic is 22 (neutral).
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
BAFN PE vs Financial Services Sector
| Metric | BAFN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
BAFN has no meaningful PE right now: it lost money over the past year.
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
BAFN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $6.34 | 2.1% below |
| 20 week MA | $6.57 | 5.5% below |
| 50 week MA | $6.64 | 6.5% below |
| 100 week MA | $9.92 | 37% below |
| 200 week MA | $11.6 | 47% below |
BAFN is in a downtrend: it's below all five of its weekly moving averages, and 47% below its 200-week average.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
BAFN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $17.1 | $14.0 | -18% |
| 2021 | $14.0 | $22.5 | +61% |
| 2022 | $22.5 | $16.4 | -27% |
| 2023 | $16.4 | $13.1 | -20% |
| 2024 | $13.1 | $13.5 | +3.4% |
| 2025 | $13.5 | $7.80 | -42% |
| 2026 YTD | $7.80 | $6.21 | -20% |
BAFN has the edge over CIFR on returns for 2026, with the stronger performance.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.