BAFN
BayFirst Financial Corp.
There isn't enough reported data to score BAFN yet.
BLK
BlackRock, Inc.
BLK's fundamentals are mixed, but it looks expensive: trading at 28x earnings, above its usual 22x.
BAFN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
BAFN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAFN.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
BAFN PE Valuation
BAFN has no meaningful PE right now: it lost money over the past year.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
BAFN Forward outlook
There aren't enough analyst estimates for BAFN to show an outlook.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
BAFN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$10.38 | -$7.37 |
| Q2 2026 | -$15.00 | -920% |
| Q1 2026 | -$7.34 | -414% |
| Q4 2025 | -$5.97 | -328% |
| Q3 2025 | -$3.01 | -530% |
| Q2 2025 | $1.83 | +97% |
| Q1 2025 | $2.34 | +113% |
| Q4 2024 | $2.62 | +134% |
BAFN lost $10.38 per share over the past year, a bigger loss than the year before.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the edge over BAFN on earnings quality, reporting a profit while its opponent remains loss making.
BAFN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $10.6M | +3.8% |
| Q2 2026 | $2.6M | -89% |
| Q1 2026 | $10.3M | -48% |
| Q4 2025 | $9.9M | -70% |
| Q3 2025 | $10.2M | -53% |
| Q2 2025 | $23.1M | +11% |
| Q1 2025 | $19.8M | -14% |
| Q4 2024 | $32.9M | +40% |
BAFN's revenue has slid since its 2024 peak: $11M last quarter, up 3.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -9.6% | +243 points |
| Q2 2026 | -1685% | -1678 points |
| Q1 2026 | -77% | -75 points |
| Q4 2025 | -50% | -90 points |
| Q3 2025 | -253% | -260 points |
| Q2 2025 | -7.1% | -13 points |
| Q1 2025 | -2.3% | -7.5 points |
| Q4 2024 | 40% | +30 points |
BAFN's operating margin was −9.6% last quarter, up 243 points from the same quarter a year ago.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over BAFN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over BAFN on profitability, with a higher operating margin.
BAFN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$4M | -108% |
| Q2 2026 | $263K | -100% |
| Q1 2026 | -$3.2M | -104% |
| Q4 2025 | $101.3M | +3.9% |
| Q3 2025 | $47.3M | -48% |
| Q2 2025 | $63.1M | -19% |
| Q1 2025 | $74.1M | -40% |
| Q4 2024 | $97.5M | -23% |
BAFN's free cash flow was $94M over the past year, down 67% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAFN.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK has the edge over BAFN on cash flow, with more consistent year-over-year improvement.
BAFN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +478% | +19.6M shares |
| 1 year | +474% | +19.6M shares |
| 3 years | +445% | +19.4M shares |
| 5 years | +439% | +19.3M shares |
BAFN has 24M diluted shares, up 474% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $335,000 |
| Q4 2024 | — |
BAFN hasn't bought back shares in the past year.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has the edge over BAFN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
BAFN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2025 | -2.1x | Net Cash |
| Q1 2025 | -2.1x | Net Cash |
| Q4 2024 | -3.7x | Net Cash |
| Q3 2024 | -5.6x | Net Cash |
| Q2 2024 | 0.0x | Very low |
| Q1 2024 | -3.5x | Net Cash |
| Q4 2023 | -4.1x | Net Cash |
| Q3 2023 | -10.0x | Net Cash |
BAFN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BAFN.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
BAFN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.9 | Neutral |
| Stochastic | 22.1 | Neutral |
BAFN's weekly RSI is 48 (neutral) and its Stochastic is 22 (neutral).
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
BAFN PE vs Financial Services Sector
| Metric | BAFN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
BAFN has no meaningful PE right now: it lost money over the past year.
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
BAFN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $6.34 | 2.1% below |
| 20 week MA | $6.57 | 5.5% below |
| 50 week MA | $6.64 | 6.5% below |
| 100 week MA | $9.92 | 37% below |
| 200 week MA | $11.6 | 47% below |
BAFN is in a downtrend: it's below all five of its weekly moving averages, and 47% below its 200-week average.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over BAFN on trend strength, trading above more of its moving averages.
BAFN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $17.1 | $14.0 | -18% |
| 2021 | $14.0 | $22.5 | +61% |
| 2022 | $22.5 | $16.4 | -27% |
| 2023 | $16.4 | $13.1 | -20% |
| 2024 | $13.1 | $13.5 | +3.4% |
| 2025 | $13.5 | $7.80 | -42% |
| 2026 YTD | $7.80 | $6.21 | -20% |
BAFN has finished lower in four of the last six years. It's down 20% so far in 2026.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over BAFN on returns for 2026, with the stronger performance.