BAC
Bank of America Corporation
BAC has the edge over TIGR overall, supported by lower modeled downside and stronger modeled upside.
TIGR
UP Fintech Holding Ltd. Sponsored ADR Class A
TIGR trails on the overall score without a compensating advantage in the available component scores.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
TIGR Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
TIGR's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TIGR.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
TIGR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 6.5x | $3.92 | — |
| Cheap | 11x | $6.79 | +73% |
| Fair | 30x | $17.81 | +354% |
| Expensive | 116x | $69.45 | +1672% |
Historical ranges are pointers, not guarantees.
TIGR has the edge over BAC in the historical PE scenario, which offers more potential upside but is not a forecast.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over TIGR on the outlook, with more favorable earnings and revenue expectations.
TIGR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Decline | |
| Stable | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect TIGR's earnings and profitability to decline, with its revenue holding steady.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC's earnings per share have climbed steadily: $4.19 over the past year, up 14% from the year before, and higher year over year for eight quarters in a row.
TIGR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.60 | -10% |
| Q1 2026 | $0.60 | +28% |
| Q4 2025 | $0.93 | +158% |
| Q3 2025 | $0.85 | +347% |
| Q2 2025 | $0.67 | +319% |
| Q1 2025 | $0.47 | +104% |
| Q4 2024 | $0.36 | +80% |
| Q3 2024 | $0.19 | -14% |
TIGR earned $0.60 per share over the past year, down 10% from the year before.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC's revenue has grown year over year for 10 quarters in a row: $30B last quarter, up 6.7% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
TIGR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $182.6M | +32% |
| Q1 2026 | $155.3M | +27% |
| Q4 2025 | $176.3M | +42% |
| Q3 2025 | $175.2M | +73% |
| Q2 2025 | $138.7M | +59% |
| Q1 2025 | $122.6M | +55% |
| Q4 2024 | $124.1M | +77% |
| Q3 2024 | $101.1M | +44% |
TIGR has the edge over BAC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 43% | -5.9 points |
| Q1 2026 | 42% | -2.9 points |
| Q4 2025 | 41% | +0.3 points |
| Q3 2025 | 49% | +7.7 points |
| Q2 2025 | 49% | +28 points |
| Q1 2025 | 45% | +9.6 points |
| Q4 2024 | 41% | +16 points |
| Q3 2024 | 41% | +11 points |
TIGR has the edge over BAC on profitability, with a higher operating margin.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC has the edge over TIGR on cash flow, with more consistent year-over-year improvement.
TIGR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | -100% |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | -100% |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $672.7M | +1095% |
| Q3 2024 | $0 | -100% |
TIGR's free cash flow was $0 over the past year, against $673M the year before. Free cash flow isn't a meaningful measure for financial services companies like TIGR.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over TIGR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
TIGR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.9% | +5.1M shares |
| 1 year | -1.3% | -2.4M shares |
| 3 years | +14% | +21.9M shares |
| 5 years | +27% | +38.7M shares |
| Available history | +31% | +42.9M shares |
TIGR has 183M diluted shares, down 1.3% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
TIGR hasn't bought back shares in the past year.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
TIGR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -18.6x | Net Cash |
| Q1 2026 | -16.8x | Net Cash |
| Q4 2025 | -13.8x | Net Cash |
| Q3 2025 | -1.5x | Net Cash |
| Q2 2025 | -1.5x | Net Cash |
| Q1 2025 | -1.3x | Net Cash |
| Q4 2024 | -1.5x | Net Cash |
| Q3 2024 | -2.4x | Net Cash |
TIGR has the edge over BAC on leverage, with a lower net debt burden relative to earnings.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
TIGR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.1 | Neutral |
| Stochastic | 12.8 | Oversold |
TIGR's weekly RSI is 34 (neutral) and its Stochastic is 13 (oversold).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
TIGR PE vs Financial Services Sector
| Metric | TIGR | Sector median | Relative |
|---|---|---|---|
| PE | 6.5x | 13x | 50% below |
| PE % | 1 | 63 | 62 pts below |
TIGR has the edge over BAC on valuation relative to its sector.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has the edge over TIGR on trend strength, trading above more of its moving averages.
TIGR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.13 | 5.1% below |
| 20 week MA | $4.54 | 14% below |
| 50 week MA | $6.16 | 36% below |
| 100 week MA | $7.54 | 48% below |
| 200 week MA | $5.89 | 33% below |
TIGR is in a downtrend: it's below all five of its weekly moving averages, and 33% below its 200-week average.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has the edge over TIGR on returns for 2026, with the stronger performance.
TIGR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $3.39 | $6.79 | +100% |
| 2021 | $6.79 | $4.90 | -28% |
| 2022 | $4.90 | $4.92 | +0.4% |
| 2023 | $4.92 | $4.42 | -10% |
| 2024 | $4.42 | $6.89 | +56% |
| 2025 | $6.89 | $9.07 | +32% |
| 2026 YTD | $9.07 | $3.92 | -57% |
TIGR is down 57% so far in 2026, after finishing higher in four of the previous six years.